Membership Rewards gives you the freedom to use your Points to cover almost anything you’ve bought on your Card.
From petrol, groceries and takeout to TV subscriptions, as soon as the transaction reflects on your statement, you can use your Points to pay.
The minimum redemption requirement is 1,000 Membership Rewards Points.
Please note: Use Points for Purchases replaces the Points for Credit redemption options across Personal and Small Business Cards. Corporate Cards are not eligible for Use Points for Purchases. Eligible Corporate Cards enrolled in Corporate Membership Rewards can continue to redeem Points for Credit online or by calling Customer Care.
Points will be debited immediately and the credit will take up to 3 business days to appear online. Credits processed after the Card Account’s statement closing date will appear in the following statement.
Log in to your Account here to use Points to pay for eligible transactions.
1. For each successful transaction with Select + Pay with points, points will be debited from your Membership Rewards account and a credit placed on your Card in line with the points chosen to be used for the Eligible Charge. A minimum of 1,000 Membership Rewards points is required for any Select + Pay with points transaction. Any credit to your Card account cannot exceed the amount of the relevant Eligible Charges. A credit will appear on your statement identified as “Rewards Credit”. Points will be debited immediately and the credit will take up to 3 business days to appear online. Credits processed after the Card account’s statement closing date will appear in the following statement. You are still responsible for payment of the amount due on your Card account by the due date. Select + Pay with points is not available for redemption by Corporate Card accounts and is not redeemable for cash via Credit balance refund.
2. American Express will select and display each eligible charge for Select + Pay with points (“Eligible Charge”) and the points rate required to pay for the Eligible Charge. Each Eligible Charge must: (a) appear within the Online Statement of the Summary of Accounts page; (b) be redeemed within 2 months of the charge appearing on your Card account; (c) not currently or have previously been disputed; and (d) not be a fee.
3. Eligible Charges, including the points rate required to pay for the Eligible Charge, may be changed at any time without notice. Select + Pay with points transactions can only be completed online. Select + Pay with points is available only to Basic Cardmembers enrolled in the Australian Membership Rewards program and is subject to the full Membership Rewards Terms and Conditions. Authorised agents, authorised account managers, additional Cardmembers and Authorised Additional Cardmembers are not eligible. All Linked Card accounts must be in good standing.