Featured Benefits

All Benefits

• Rewards that work as hard as you doEarn points that you can redeem in a variety of ways – from Air Canada®* flights to gift cards, and more.

  Earning Points

  Earn 3 Aeroplan®* points for every $1 spent on eligible Air Canada®* and Air Canada®* Vacations purchases3

  Earn 2 Aeroplan points for every $1 spent on eligible hotels and car rentals3

  Earn 1.25 Aeroplan points for every $1 spent on everything else8

  Redeeming Points

  Book flight reward tickets for even fewer points with Air Canada21
• Discover a full suite of business solutionsFrom easy-to-use account management tools to financial flexibility, it’s powerful backing that meets your business needs.

  Business Benefits

  Business and expense management tools and resources. Business and car rental insurance benefits and services. The flexibility to pay balances in full or over time.

  Payment Flexibility

  Leverage your cash flow with the option of carrying a balance or paying in full each month.

  Supplementary Cards

  Supplementary Cards are very useful tool to help you control employee expenses plus track and accumulate points on your account, so you have an opportunity to maximize the points you earn17.

  Dedicated Customer Service

  Get information about Card benefits or online account management from specially trained Small Business service specialists. Simply dial the number on the back of your Card and enter your Card number to reach a Business specialist.
• Business coverageYour Card can help keep your business protected, so you can focus on what matters most.

  Employee Card Misuse Protection15†

  Your American Express® Aeroplan®* Business Reserve Card may be covered for eligible unauthorized charges if you terminate the employee and cancel their Supplementary Card within 2 business days. Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.
• Travel coverageRoad trip or flight, you could be protected when you book travel with your Card.

  Travel Emergency Assistance14†

  Can provide eligible Cardmembers with access to out-of-town worldwide emergency medical assistance services and legal referrals by telephone, 24/7/365

  Out of Province/Country Emergency Medical Insurance (For under age 65)15†

  Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.

  Flight Delay Insurance15†

  You can receive up to $1,000 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your American Express® Aeroplan®* Business Reserve Card.

  Baggage Delay Insurance15†

  You can receive up to $1,000 in coverage (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for six or more hours when you fully charge your airline ticket to your American Express® Aeroplan®* Business Reserve Card.

  Lost or Stolen Baggage Insurance15†

  You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $1,000 per trip for all insured person(s) combined when you fully charge your airline tickets to your American Express^® Aeroplan®* Business Reserve Card.

  Hotel Burglary Insurance15†

  You can receive up to $1,000 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your American Express^® Aeroplan®* Business Reserve Card.

  Car Rental Theft and Damage Insurance23†

  You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your American Express^® Aeroplan®* Business Reserve Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.

  $500K Travel Accident Insurance16†

  You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your American Express^® Aeroplan®* Business Reserve Card.

  Trip Cancellation Insurance15†

  You can be reimbursed for the non-refundable and non-transferable portion of your travel arrangements when charged to your American Express^® Aeroplan®* Business Reserve Card before your departure date should you cancel your trip for a covered reason. You can be covered for up to $1,500 per insured person, per trip, up to a maximum of $3,000 for all insured persons combined.

  Trip Interruption Insurance15†

  When you charge your travel arrangements to your American Express^® Aeroplan®* Business Reserve Card, this insurance can cover the non-refundable and non-transferable unused portion of your travel arrangements purchased before your departure date, should your trip be interrupted or delayed for a covered reason. You can be covered for up to $1,500 per insured person, per trip, up to a maximum of $6,000 for all insured persons combined.
• Purchase coverageGet to know how your Card can help protect your business purchases.

  Purchase Protection^® Plan15†

  You can be insured for eligible items charged to your American Express^® Aeroplan®* Business Reserve Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).

  Buyer’s Assurance^® Protection Plan24†

  Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your American Express^® Aeroplan®* Business Reserve Card.
• Book business travel with more benefitsFrom airfare to airport privileges, hotel stays to car rentals, your Card has loads of benefits to help make every work trip one to look forward to.

  Tavel Benefits:

  Free First Checked Bag

  You and up to eight companions travelling on the same reservation will all enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight7‡.

  Priority Check-In

  Enjoy Priority Check-In with up to eight companions when you travel on the same reservation for any trip originating on an Air Canada flight6‡.

  Priority Boarding

  You’ll beat the boarding rush when you and up to eight companions travelling on the same reservation access Priority Boarding for trips originating on an Air Canada flight6‡.

  Priority Baggage Handling

  Get your bags on the carousel first when you arrive at your destination with Priority Baggage Handling for you and up to eight others travelling on the same reservation. This applies to travel originating on an Air Canada flight6‡.

  Priority Airport Standby

  With Priority Airport Standby, when a seat becomes available on a full-capacity flight, you’ll have priority access over other travelers with the same Aeroplan status and fare type5‡.

  Priority Airport Upgrades

  With Priority Airport Upgrades, Elite or Super Elite status Cardmembers will receive higher priority when requesting eUpgrades. Should a seat become available, as an American Express® Aeroplan®* Business Reserve Card you will be assigned to it before Aeroplan members who have the same status5‡.

  Lounge Benefits:

  Maple Leaf Lounge^TM Access

  Enjoy access to select Maple Leaf Lounges for you and a guest in North America, with a same day ticket on a departing Air Canada or Star Alliance^TM flight. Simply show your boarding pass and let the relaxation begin.29‡

  Priority Pass^TM

  American Express® Aeroplan®* Business Reserve Card members can receive complimentary membership in Priority Pass – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and simply enjoy the fact that the travel experience has begun before your plane has even left the ground.22

  Toronto Pearson International Airport Benefits:

  If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express® Aeroplan®* Business Reserve Card member

  Access to Pearson Priority Security Lane10

  Complimentary valet service at the Express Park and Daily Park11

  15% discount on parking rates at the Express Park and Daily Park12

  15% discount on Car Care Services13

  Access to Pearson Priority Security Lane10

  Breeze through security: Enjoy access to the Pearson Priority Security Lane

  Complimentary Valet Services

  Get your car parked faster with complimentary valet at Pearson: Get complimentary valet service at the Express Park and Daily Park at Toronto Pearson International Airport11

  Discount on Parking Rates

  Save on parking at Pearson: Get 15% off parking rates at the Express Park and Daily Park at Toronto Pearson International Airport12

  Discount on Car Care Services

  Save on Car Care Services at Pearson: Get 15% off Car Care Services at Toronto Pearson International Airport13
• Say hello to American Express^® ExperiencesOpen the door to memorable experiences we think you’ll love.

  Front Of The Line^® Advance Access

  Cardmembers can purchase Front Of The Line presale tickets or make Front Of The Line reservations to some of the most in-demand concerts, theatre productions, restaurants and special events, often before the general public.18

  Front Of The Line^® Reserved Tickets

  During the public on-sale period for many major events, Cardmembers can purchase Front Of The Line tickets from a block of great seats reserved exclusively for American Express.

  Front Of The Line^® E-Updates

  Learn more at ticketmaster.ca/americanexpress, and subscribe to receive Front Of The Line Entertainment e-Updates to get the hottest event listings sent directly to your inbox.

  Special Offers & Experiences for all Cardmembers

  Throughout the year, Cardmembers can purchase a variety of special offers created just for American Express. From advance screenings of blockbuster movies, to weekend getaway packages and special online and in-store shopping deals, it’s never been easier to have an experience you’ll never forget.

  Special Access19 for all Cardmembers

  Cardmembers can breeze through the line with the American Express entrance at The Molson Canadian Amphitheatre, sit back and relax in American Express Lounges at The Molson Amphitheatre, Roy Thomson Hall, Princess of Wales Theatre, and enjoy express service at the American Express bar at Massey Hall.
• World-class serviceCustomer service that always has your back – anytime, anywhere.

  24/7 Customer Service

  Your life doesn’t keep regular office hours, so neither do we. If you want us, there is always someone local to speak with you, 24/7 about whatever you need big or small. Wherever you are in the world.

  Emergency Card Replacement

  Problem? Wherever you are, call us and we’ll help sort it.

  Fraud Protection Guarantee

  Use the American Express® Aeroplan®* Business Reserve Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details and PIN20.
• Special Business Offers with American ExpressExplore offers for dining, travel, business supplies and services, and more – from brands you love.

  Amex Offers32

  Make business purchases more rewarding with special offers for dining, travel, business supplies and services, and more through the Amex App or Online Services. New offers are always being added, so be sure to check regularly.