Elevate your business with Employee Cards
Make managing employee spending easier, with benefits that help you both delegate and stay in control
Use Employee Cards to:
- Streamline reconciliation
- Minimize paperwork
- Reduce the need for petty cash
- Avoid the need for employees to pay out-of-pocket for business expenses
- Give team members more autonomy and responsibility
- Free up more of your time to focus on specific business needs
Your Card earns
3X Aeroplan points per $1 on eligible direct purchases with Air Canada®* and Air Canada Vacations®*1
2X Aeroplan points per $1 on eligible hotels and car rentals1
1.25X Aeroplan points per $1 in eligible purchases1
Employee Aeroplan®* Business Reserve Cards each earn
3X Aeroplan points per $1 on eligible direct purchases with Air Canada®* and Air Canada Vacations®*1
2X Aeroplan points per $1 on eligible hotels and car rentals1
1.25X Aeroplan points per $1 in eligible purchases1
It all adds up to more points you can redeem in a variety of ways – from Air Canada®* flights to gift cards and more.
It all adds up to more points you can redeem in a variety of ways – from Air Canada®* flights to gift cards and more.
Aeroplan®* Business Reserve Employee Card – $199 Annual Fee |
Aeroplan®* Business Reserve NO FEE Employee Card – $0 Annual Fee |
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Earn rate
Aeroplan points earned on an Employee Card will accumulate to the Basic Cardmember’s account. |
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Maple Leaf LoungeTM Access The Employee Card Cardmember and a guest can enjoy access to Maple Leaf LoungesTM and the Air Canada Café in North America.2‡ |
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First Free Checked Bag The Employee Card Cardmember and up to eight companions travelling on the same reservation will enjoy their first checked bag free (up to 23 kg/50 lb) when their travel originates on an Air Canada flight.3‡ |
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Priority Airport Services The Employee Card Cardmember and up to eight companions travelling on the same reservation will enjoy priority check-in, priority boarding and priority baggage handling.4‡ |
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Priority Standby The Employee Card Cardmember and up to eight companions travelling on the same reservation will receive priority on the standby list at the airport for an Air Canada flight.5‡ |
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Priority Airport Upgrades Employee Card Cardmembers with Aeroplan EliteTM Status can get higher priority when on standby for themselves and up to eight companions travelling on the same reservation.5‡ |
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Benefits at Toronto Pearson International Airport
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Insurance Benefits Employee Card Cardmembers access the same travel and retail insurance benefits as the Basic Cardmembers.† |
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Metal Card The $199 fee Employee Aeroplan®* Business Reserve Card is made from precision cut and engraved 13 g metal – it’s the perfect companion on their next exceptional journey. |
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Your Aeroplan®* Business Reserve Card may be covered for eligible unauthorized charges if you terminate the employee and cancel their Supplementary Card within 2 business days.
Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Employee Card for unauthorized charges.
Add more ways to benefit your business with Employee Cards
Annual Fee:
- $199 for Aeroplan®* Business Reserve Employee Cards
- $0 for Aeroplan®* Business Reserve No Fee Employee Cards
**An Employee Card is a Supplementary Card. Account must be in good standing. $199 annual fee for a Supplementary Aeroplan Business Reserve Card. Supplementary Card applicant must be the age of majority. Maximum of 99 Supplementary Cards per account.
‡Please ensure that you provide your personal Aeroplan number to be linked to your Card account as linking a different loyalty number may impact the airline benefit fulfillment. The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveler. For eligible Supplementary Cardmember(s) ability to access available benefits, their Aeroplan number must be linked to a valid credit card account as verified by the bank. Linking can be done by visiting aircanada.com/linkmycard. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the eligible Supplementary Cardmember is linked to the Additional Supplementary card, for these benefits to be activated. Aeroplan member accounts of the Basic Cardmember and eligible Supplementary Cardmember(s) must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.
†: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
1. You can earn Aeroplan points (“points”) for eligible business purchases at American Express retail merchants as follows: Earn 3 points for every $1 of eligible purchases made directly with Air Canada. Earn 2 points for every $1 of eligible hotel or car rental purchases. Eligible Air Canada purchases means only those purchases made directly with Air Canada as the merchant, including Air Canada Vacations packages purchased directly from Air Canada. Air Canada purchases using your card at another merchant or service provider that sells Air Canada goods or services would not be an eligible Air Canada purchase, such as purchasing (i) Air Canada tickets from an online website other than Air Canada, through a travel agent including American Express Travel Services, or as part of a vacation package from another merchant, (ii) Air Canada gift cards, (iii) Air Canada Maple Leaf Club memberships or (iv) if you make a purchase through Air Canada with another merchant such as a hotel or car rental booking on the aircanada.com website. Eligible hotel and car rental purchases are purchases at American Express merchants whose primary business is hotel and lodging or car rental as categorized on American Express Systems. Eligible purchases are bookings made directly with the car rental or hotel as the merchant and paid for with your Card. Purchases made through American Express Travel Services are also eligible. Purchases made through Air Canada, Air Canada Vacations, travel agencies (other than American Express Travel Services), tour operators, and online travel sites are not eligible. Earn rate of 1.25 points for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Aeroplan points. Earn rate of 1.25 points for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Aeroplan points.
2. A Basic Cardmember and eligible Supplementary Cardmember(s) are each entitled to complimentary access to Air Canada Café and any Maple Leaf Lounge located only in Canada and the United States, including International Maple Leaf Lounges in Canada and the United States when travelling on an international itinerary. Access excludes Maple Leaf Lounges outside of Canada and the United States, Air Canada Signature Suites, and lounges operated by third parties, such as Star Alliance member airlines. Basic and eligible Supplementary Cardmember(s) are each entitled to offer one (1) guest complimentary access to the same eligible Maple Leaf Lounge and Air Canada Café. Any guest entering a Maple Leaf Lounge and Air Canada Café must be accompanied by a Basic or eligible Supplementary Cardmember. Additional guest(s) may enter the Maple Leaf Lounge upon paying an applicable fee. For greater certainty, a Basic Cardmember or eligible Supplementary Cardmember who holds Aeroplan Elite Status, may additionally take advantage of the lounge access benefits available to them as part of the Aeroplan Elite Status program. For more information on Aeroplan Elite TM Status, please visit aircanada.com/elitebenefits. Access to Maple Leaf Lounges and Air Canada Café is available in conjunction with a same-day ticket when departing on a flight marketed or operated by Air Canada, Air Canada Rouge, under the Air Canada Express brand, or any Star Alliance member airline. Anyone under the age of majority entering a Maple Leaf Lounge must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Maple Leaf Lounge is located. Benefit may only be used as described, and otherwise cannot be transferred. Access is subject to space availability. See aircanada.com/lounges-termsandconditions for applicable Maple Leaf Lounges Terms and Conditions.
3. A Basic Cardmember or eligible Supplementary Cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of 9 travellers), are each entitled to a free first checked bag up to 23 kg/50 lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. For more information on baggage restrictions, please visit aircanada.com/baggage.
4. A Basic Cardmember or Supplementary Cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Check-in (where available), Zone 2 Priority Boarding and Priority Baggage Handling. Benefits only apply when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. To access this benefit, the Basic Cardmember or Supplementary Cardmember may be required to show their qualifying card to the Air Canada agent.
5. A Basic Cardmember or Supplementary Cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Airport Standby, and a higher priority for upgrade requests to a premium cabin. Priority airport standby and upgrade clearance are available on day of travel when travelling on a fare that allows for airport standby or upgrades, and upon satisfying applicable condition(s), such as payment of fees or use of upgrade instrument(s), such as eUpgrade credits. Benefit only applies for flights operated by Air Canada, Air Canada Rouge, or under the Air Canada Express brand. Priority on standby and upgrade lists is determined by several factors, including, but not limited to, holding Aeroplan Elite Status, an eligible Aeroplan credit card, and other rules as determined by Air Canada in its sole discretion and as may be changed by Air Canada from time to time. See aircanada.com/elite-termsandconditions for applicable Aeroplan Elite Status and eUpgrade conditions.
6. American Express Basic and Supplementary Cardmembers with an eligible Card are entitled to access the Pearson Priority Lanes (“Priority Lanes”). The Priority Lanes are serviced by the Greater Toronto Airport Authority. Priority Lanes are located at select departure areas at Toronto’s Pearson International Airport in Terminals 1 & 3. Access to a Pearson Priority Lane is available to eligible Canadian Cardmembers and companions travelling on the same itinerary. The eligible Cardmember can request single-use QR Codes online by visiting go.amex/yyz. For assistance, please call the phone number on the back of your card. Access to the Priority Lanes is intended for the Basic and Supplementary Cardmember and a reasonable number of persons travelling with them on the same itinerary. If we determine, in our sole discretion, that a Cardmember (or Supplementary Cardmember, as applicable) is not using this benefit as intended, we reserve the right to revoke your access to the benefit or to cancel your Card account. All passengers departing from Pearson International Airport, including those accessing the Priority Lane, are required to comply with airport security and customs screening requirements. Priority Lanes access is subject to change or cancellation at any time and additional terms and conditions apply.
7. Toronto Pearson Valet Service – Basic and eligible Supplementary American Express Aeroplan Business Reserve Cardmembers must charge the parking fee to their American Express Aeroplan Business Reserve Card for the associated Valet fee to be waived. The American Express Aeroplan Business Reserve No Fee Supplementary Cards are not eligible for this benefit. Waived fee applies only to Toronto Pearson Airport Valet Services in Terminal 1. For more information on Valet Service, visit torontopearson.com.
8. Toronto Pearson 15% Parking Discount – Basic and eligible Supplementary American Express Aeroplan Reserve Card members can receive 15% discount off the cost of parking (including taxes) which will be provided as a credit to your Basic American Express Aeroplan Reserve Card statement. The American Express Aeroplan Reserve No Fee Supplementary Cards are not eligible for this benefit. The parking lot is subject to availability. Discount available at Express Park in Terminal 1 and Daily Park in Terminals 1 & 3. 15% Discount cannot be used when reserving parking on Greater Toronto Airport Authority’s (GTAA) Parking Reservation system or in conjunction with any other offers or discounts offered by GTAA. For more information on parking lots visit torontopearson.com.
9. Toronto Pearson Discounted Car Care - Car Care services must be charged to your Basic and eligible Supplementary American Express Aeroplan Reserve Card. 15% discount off cost of Car Care services (including taxes) will be provided as a statement credit. The American Express Aeroplan No Fee Reserve Supplementary Cards are not eligible for this benefit. Only Canadian American Express Cards are eligible for the Car Care services. Subject to availability. Access to the Car Care services is available in Terminal 1 on level 5 of the Daily Park garage. For more information on parking lots visit torontopearson.com.
10. This product is administered by Belair Insurance Company Inc.
®*, TM*: For trademark ownership details see: americanexpress.ca/aeroplantrademarks.
®,TM: Used by Amex Bank of Canada under license from American Express.