The Platinum Card®
UP TO 100,000 POINTS
Earn 70,000 Membership Rewards® points1*
after spending $10,000 on your Card within your first 3 months as a new Platinum® Cardmember.1* That’s $700 towards your next flight.2
Earn 30,000 points1*
when you make a purchase between 14 and 17 months of Cardmembership.1* That’s $300 towards dinner out.2
*Current or former Cardmembers with this Card are not eligible for these offers. Other terms apply.
*Current or former Cardmembers with this Card are not eligible for these offers. Other terms apply.
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The Platinum Card®
Do more of what you love
Financial Information
Card Type
Card with No Pre-Set Spending Limit26
Annual Fee
$799
Additional Cards
$250 annual fee for each Additional Platinum Card3
$0 annual fee for first two Additional Gold Cards, $50 annual fee for any Additional Gold Cards3
$0 annual fee for first two Additional Gold Cards, $50 annual fee for any Additional Gold Cards3
How You Earn
2X
POINTS
On dining & food delivery purchases in Canada
From eligible restaurants to cafés and more4
2X
POINTS
On travel
From eligible flights to hotels, tours and more4
1X
POINTS
On everything else
From groceries to luxury goods to self-care and more4
1
ADDITIONAL POINT
On Amex Travel Online
On eligible hotel or car rental bookings5
Featured Benefits
$200 Annual Travel Credit
Go ahead and upgrade your getaway using the $200 Annual Travel Credit.6
$200 Annual Dining Credit
Try out a new spot or indulge in the tasting menu with a $200 Annual Dining Credit to use at a curated list of Canada’s top restaurants.40
American Express Global Lounge CollectionTM
Feel like you’ve arrived before you’ve taken off with unlimited access to more than 1,400+ lounges. 500+ airports. 140 countries and counting.7
Pay for almost anything with points
From groceries and gas to travel and streaming services, you can redeem your Membership Rewards points with Use Points for Purchases to cover eligible Card purchases.
1,000 points = $10 for all eligible purchases
All Benefits
American Express Global Lounge CollectionTM,7
Feel like you’ve arrived before you’ve even taken off. The American Express Global Lounge CollectionTM unlocks access to more than 1,400+ lounges. 500+ airports. 140 countries and counting.7$200 Annual Travel Credit6
Get the room upgrade with the $200 Annual Travel Credit. Use it towards any single travel booking of $200 or more on your Card, made through American Express Travel Online or Platinum® Card Travel Service.6$100 NEXUS◊ Card Statement Credit18
Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits when NEXUS application or renewal fees are charged to your Platinum Card.18Fine Hotels + Resorts9
Get more when you get away
Eligible Cardmembers can enjoy an unforgettable experience with Fine Hotels + Resorts. Book with American Express Travel and receive complimentary benefits with an average total value of approximately $600 USDat over 1,500 extraordinary properties.
Some of the best hotels in the world, with benefits for eligible Cardmembers including:- Unique property benefit
- Daily breakfast for two
- Guaranteed 4pm late check-out
- Room upgrade upon arrival when available
- In-Room Wi-Fi (exclusions apply)
- Noon check-in, when available
Hotel Status Benefit10
With Hotel Status Benefit, you'll be fast-tracked to the higher tiers of leading hotel loyalty programs around the world without having to fulfill the usual qualifying criteria, such as numerous night stays each year. Benefits include:- Hilton Honors Gold Status
- Marriott BonvoyTM Gold Elite status
Benefits at Toronto Pearson International Airport11
Get more from your travel experience at Toronto Pearson International Airport with:- Access to Pearson Priority Security Lane
- Complimentary valet service at Toronto Pearson Airport Terminal 1
- 15% discount on parking rates at the Express Park and Daily Park. You will receive a statement credit after the charge has been posted to your account
Exclusive Offers on American Express Travel Online12
- Access to deals on select hotel and car rental bookings
- Take advantage of offers that earn you statements credits on eligible purchases
$200 Annual Dining Credit40
Try a new spot with the $200 Annual Dining Credit to use at a curated list of Canada’s top restaurants.40$200 or more in additional value with Member extras41
You can earn statement credits and unlock $200 or more in additional value with Member extras when you make qualifying purchases with participating brands.41Global Dining Collection42
Access to exclusive dining experiences with the Global Dining Collection42Platinum Concierge13
Platinum Concierge offers you complimentary assistance, anytime, day or night, wherever you are. Whether you need a reservation at your favourite local spot or the perfect gift for a discerning friend, Concierge is just a phone call away.- From unique dining experiences to life-changing trips, see the world your way and earn even more points on eligible dining and travel.
- Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada4
- Earn 2 points for every $1 in Card purchases for eligible travel4
- Earn 1 additional Membership Rewards point for every $1 you charge to your Platinum Card on eligible hotel or car rental bookings made with American Express Travel at americanexpress.ca/travel5
- Earn 1 point for every $1 in all other Card purchases4
You can also enjoy flexible ways to use your points:
- Statement credits for any eligible purchase charged to your Card2
- New travel purchases booked on American Express Travel Online through the Flexible Points Travel Program16
- Flights through the Fixed Points Travel Program14
- Transfer points 1:1 to several frequent flyer and other loyalty programs35
- Gift cards from premium retailers like Holt Renfrew15
Enjoy financial flexibility with No Pre-set Spending Limit26
The amount you can spend on your Card adjusts dynamically as you use your Card. It can change over time, based on a variety of factors which include your purchases, credit record, and payment history.Pay your balance your way with Flexible Payment Option
Whether you’re making everyday purchases, navigating unexpected expenses, or planning for the future, you’re in control of how you pay your account.
You can choose to:- Pay your balance in full
- Pay the minimum amount due8
- Pay anything in between8
- Due to the global pandemic and travel restrictions, certain trip cancellation/interruption and other travel coverages on your Card may be restricted or unavailable. For more information, please visit: https://www.rsagroup.ca/amexcovid19.
Out of Province/Country Emergency Medical Insurance17†
Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.Trip Cancellation Insurance17†
You can be reimbursed for the non-refundable and non-transferable portion of your travel arrangements when charged to your Platinum Card before your departure date should you cancel your trip for a covered reason. You can be covered for up to $2,500 per insured person, per trip, up to a maximum of $5,000 for all insured persons combined.Trip Interruption Insurance17†
When you charge your travel arrangements to your Platinum Card, this insurance can cover the non-refundable and non-transferable unused portion of your travel arrangements purchased before your departure date, should your trip be interrupted or delayed for a covered reason. You can be covered for up to $2,500 per insured person, per trip, up to a maximum of $6,000 for all insured persons combined.Flight Delay Insurance17†
You can receive up to $1,000 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your Platinum Card.Baggage Delay Insurance17†
You can receive up to $1,000 in coverage (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for 6 hours or more when you fully charge your airline ticket to your Platinum Card.Hotel Burglary Insurance17†
You can receive up to $1,000 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your Platinum Card.Lost or Stolen Baggage Insurance17†
You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $1,000 per trip for all insured person(s) combined when you fully charge your airline tickets to your Platinum Card.$500,000 Travel Accident Insurance19†
You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Platinum Card.Car Rental Theft and Damage Insurance20†
You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your Platinum Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.Travel Emergency Assistance21
Can provide eligible Cardmembers with access to out-of-town worldwide emergency medical assistance services and legal referrals by telephone, 24/7/365.
†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet. Front Of The Line® Presales
Front Of The Line Presale tickets with American Express Experiences22 can get you access to some of the most in-demand concerts, theatre productions, restaurants and special events before the general public.Front Of The Line® Reserved tickets
Get access to Front Of The Line Reserved tickets from a block of great seats reserved exclusively for Cardmembers during the public on-sale period for many major events with American Express Experiences.22Entertainment with American Express® Experiences
Enjoy a variety of special offers and events with American Express Experiences.22 From advance screenings of blockbuster movies to theatre packages, it’s easy to have an experience you’ll never forget.Dining with American Express® Experiences
American Express Experiences22 is a food lover's perfect companion. From special access, to fantastic food festivals, to sampling some of the country's best and hottest restaurants, we continue to serve up curated events for Cardmembers.Retail with American Express® Experiences
American Express Experiences22 keeps you stylish with specially curated private shopping experiences and exclusive online offers for Cardmembers to make sure you look and feel your best.Wellness with American Express® Experiences
Focus on your wellbeing with American Express Experiences’22 special curated offers and experiences for Cardmembers that focus on you taking care of yourself.Onsite benefits with American Express® Experiences
Enjoy Cardmember benefits with American Express Experiences, like breezing through the front gate at Budweiser Stage23 and sitting back and relaxing in the luxurious American Express Lounge.24 Make your night out at a Mirvish Production with express concession service at the AMEX Priority Line in the Royal Alexandra Theatre and exclusive Priority Bars in the Princess of Wales and Ed Mirvish Theatres.25No Pre-Set Spending Limit on Purchases26
Enjoy financial flexibility and the opportunity to maximize your points. Because The Platinum Card® has no pre-set spending limit, it allows you flexibility when spending.Buyer’s Assurance® Protection Plan27†
Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your Platinum Card.Purchase Protection® Plan17†
You can be insured for eligible items charged to your Platinum Card for 120 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).
†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.The Platinum Card® website
The Platinum Card® website is a dedicated hub curated especially for Platinum Cardmembers. Learn about your Card and benefit details, including travel, hotel, car and airline partners and Platinum Insurance coverage. It also includes special offers.24/7 Customer service
Your life doesn’t keep regular office hours, so neither do we. If you want to reach us, there is always someone local to speak with you about whatever you need, big or small. Wherever you are in the world, we're here for you 24/7.Fraud Protection Guarantee28
Use your Platinum Card® online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details, PIN and any device on which you have added your account information.Emergency Card Replacement
If your Card or Additional Card gets lost or stolen, no worries. Simply call the number on the back of your Card and we’ll arrange to get you a replacement Card. If you are travelling, we’ll work with your itinerary to get a Card to you as soon as possible. Call 1-800-869-3016. Outside of Canada (please call collect) 905-474-0870. For Corporate Cardmembers, please call 1-800-716-6661, or for outside of Canada (please call collect) 905-474-9329.American Express SafeKey®
Shop even more confidently, with an extra layer of protection while shopping online at participating merchants.Manage your account online
With Online Services from American Express, you can stay on top of your account. Check statements, get Online-Only statements as soon as they are ready, set account alerts and more.The American Express® Mobile App
The American Express® App29 is the easier way to manage your Account from your mobile.- Register your eligible Card for offers to your Card with one click so you get rewarded at the places you like to shop, dine, travel, and more30
- Get quick access to your Account with Touch ID31, Face ID32 or Fingerprint Login for Android
- Book hotels, flights and more with American Express Travel in the app. Plus, see and search for nearby airport lounges, and receive notifications for available airport lounges when you travel
- Manage your Account, including multiple Card Accounts, and pay your bill33
- Receive notifications for payment reminders, balance updates or statement ready
- Even activate your Card and create your Online Services Account
Amex Offers34
Make everyday purchases more rewarding with offers that are tailored to you for dining, shopping, and more through the Amex App or Online Services. New offers are always being added, so be sure to check regularly.American Express Travel Online12
Your Platinum Card® can help take you places. With deals on select hotel and car rental bookings, plus offers that earn you statement credits on your eligible purchases, you can turn your future travel plans into travel realities.- Your American Express Card has borrowing features that provide payment flexibility. You can also take advantage of certain borrowing offers or options if you are eligible. To learn more about whether these options could be appropriate for you click here.
Unsure about which Card is appropriate for you? Use our Help Me Choose tool to find a Card for your wallet
Eligibility
- You are a Canadian resident and have a Canadian credit file
- You are the age of majority in the province or territory where you live
Important Information
- *Subject to approval. With this Charge Card, there are both Due in Full and Flexible Payment Option balances. All Due in Full Balances must be paid in full each month. Interest rate of 30% applies to each delinquent Due in Full charge. The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12-month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12-month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account. The interest free-grace period is 21 days on new transactions from the Closing Date on your statement if we receive payment in full by the payment due date and if we do not, up to 25 days for new transactions on your next statement.
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