Important Note
Due to COVID-19, certain airport lounges are temporarily closed. Please visit our FAQ page for more details.
American Express® Aeroplan®* Reserve Card

Elevate every step of your journey
UP TO 90,000 POINTS
Earn up to 55,000 Aeroplan®* points.1*
New American Express® Aeroplan®* Reserve Cardmembers, can earn 5,000 Aeroplan points for each Additional Aeroplan®* Reserve Card with an annual fee added to your account at time of application, up to a maximum of 2 approved Additional Cards. That could add up to 10,000 Aeroplan points.1*
Plus, earn 7,500 Aeroplan points for each monthly billing period in which you spend $2,000 in net purchases on your Card for the first 6 months of Cardmembership. That could add up to 45,000 Aeroplan points.1*
Plus, earn 7,500 Aeroplan points for each monthly billing period in which you spend $2,000 in net purchases on your Card for the first 6 months of Cardmembership. That could add up to 45,000 Aeroplan points.1*
Earn 35,000 points.1*
You can also earn 35,000 Aeroplan points when you spend $6,000 in net purchases between 13 and 16 months of Cardmembership.1*
*Current or former Cardmembers with this Card are not eligible for these offers. Other terms apply.
*Current or former Cardmembers with this Card are not eligible for these offers. Other terms apply.
Financial Information
Card Type
Credit Card
Annual Fee
$599*
Annual Interest Rate
20.99% on purchases and
21.99% on funds advances*
21.99% on funds advances*
Additional Cards
$199 annual fee for each Additional Aeroplan®* Reserve Card2
No annual fee for each Additional Aeroplan®* Reserve no-fee Card2
No annual fee for each Additional Aeroplan®* Reserve no-fee Card2
Elevate the way you travel
Enjoy benefits like Maple Leaf LoungeTM3‡, Annual Worldwide Companion Pass4‡, Priority Airport Services5‡ and accelerated earn rates6 to get rewarded sooner.
How You Earn
3X
AEROPLAN POINTS
On Air Canada
For eligible Air Canada®* and Air Canada Vacations®* purchases6
2X
AEROPLAN POINTS
On dining & food delivery
For eligible dining and food delivery purchases in Canada6
1.25X
AEROPLAN POINTS
On everything else
From subscription services to online shopping and more6
Featured Benefits
Earn up to $2,700 or more in value within your first 16 months!36
When you combine the Welcome Bonus offer and the value you get from exceptional travel benefits such as Maple Leaf LoungeTM* Access and Priority PassTM*, you can earn up to $2,700 or more in value within your first 16 months of Cardmembership36
$100 NEXUS◊ Card Statement Credit
Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when a NEXUS application or renewal fee is charged to your American Express Aeroplan Reserve Card.37
Earn 2x the points with Rocky Mountaineer®** with your American Express® Aeroplan®* Reserve Card
Earn 2 Aeroplan points for every $1 you spend on eligible purchases with Rocky Mountaineer38. Plus, you could receive a Complimentary Hotel Room Category Upgrade on the first and last night39, and a Complimentary Upgrade from SilverLeaf to GoldLeaf class of service when you book directly with Rocky Mountaineer using your Aeroplan Reserve Card40.
Exceptional travel with Air Canada®* airport benefits
Make the journey a destination with Maple Leaf LoungeTM* Access for you and a guest3‡, free first eligible checked bag7‡, Priority Airport Check-In5‡, Priority Boarding5‡ and more.
Complimentary upgrade to Avis®*** President’s Club
Aeroplan and Avis are pleased to offer complimentary upgrade to Avis President’s Club with your eligible American Express® Aeroplan®* Reserve Card42
Share the joy of travel with an Annual Worldwide Companion Pass4‡
Earn an annual companion pass when you spend $25,000 in net purchases prior to your Card anniversary date.4‡
Extend the benefits that come with Aeroplan EliteTM* Status
Roll over any unallocated Status Qualifying Miles8‡ and unused eUpgrade Credits9‡ to the following year to enjoy during your travels.
American Express® Aeroplan®* Reserve Card Awards‡


All Benefits
- Earn 3X the points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*6
- Earn 2X the points on eligible dining and food delivery purchases in Canada6
- Earn 2X the points on eligible purchases with Rocky Mountaineer38
- Earn 1.25X the points on everything else6
- Experience the joy of twice the points: present your Aeroplan number at over 150 participating Aeroplan partner brands and at 170 online retailers via the Aeroplan eStore and pay with your American Express® Aeroplan®* Reserve Card to earn points twice11
Share the joy of travel
Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges).4‡Get ahead of the crowd
You and up to eight companions travelling on the same reservation can enjoy Priority Airport Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada.5‡Relax before you fly
Enjoy access to select Air Canada Maple Leaf LoungesTM* and Air Canada CafésTM* in North America for you and a guest3‡, with a same day ticket on a departing Air Canada®* or Star Alliance ®* flight.3‡Enjoy priority treatment
Enjoy priority access to the standby list and upgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an upgrade.12‡Reach Aeroplan EliteTM* Status more easily
Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card.10‡ You can also roll over up to 200,000 unused Status Qualifying Miles (SQMs) to help qualify for Aeroplan status the following year.8‡Enjoy your Upgrades longer
Basic Cardmembers who hold Aeroplan EliteTM* Status and requalify the following year can roll over up to 50 unused eUpgrade Credits to the next status year.9‡Travel lightly with a free first checked bag
You and up to eight companions travelling on the same reservation will enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight.7‡Precision cut and engraved
The American Express Aeroplan Reserve Card is made from precision cut and engraved 13 g metal – it’s the perfect companion on your next exceptional journey.Worldwide airport lounge access with Priority PassTM13
Your American Express® Aeroplan®* Reserve Card gives you access to more than 1,200 airport lounges around the globe. That means an oasis of comfort before your flight – regardless of your choice of airline or cabin class.
Unwind with complimentary light refreshments and drinks or take advantage of the many business amenities. The $99 USD annual Priority Pass membership fee is waived for Cardmembers and each lounge visit is subject to a usage fee at the prevailing rate.Pearson Priority Security Lane
Get access to the Pearson Priority Security Lane14 by visiting go.amex/yyz to receive a single-use QR code for you and each of your accompanying guests. Breeze through security by scanning your QR code to enter through the Priority Security eGates in Terminals 1 & 3.Complimentary valet at Pearson
If you're departing from Toronto Pearson International Airport, enjoy the benefits of the American Express® Aeroplan®* Reserve Card before you even leave town with complimentary Valet Car Service at Terminal 1. Simply present your American Express Aeroplan Reserve Card when you pick-up your car, and Toronto Pearson will waive the Valet fee.15Save on parking
Get 15% off parking rates at the Express Park and Daily Park at Toronto Pearson International Airport.16Save on car care
Get 15% off Car Care Services at Toronto Pearson International Airport.17- Choose flights to over 180 destinations on Air Canada, and more than 1,200 destinations available through airline partners18
- As an American Express Aeroplan Reserve Cardmember, you can often book flight rewards for even fewer points with preferred pricing19‡
- In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more11
- Due to the global pandemic and travel restrictions, certain trip cancellation/interruption and other travel coverages on your Card may be restricted or unavailable. For more information, please visit: https://www.rsagroup.ca/amexcovid19.
Out of Province/Country Emergency Medical Insurance20†
Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.Trip Cancellation Insurance20†
You can be reimbursed for the non-refundable and non-transferable portion of your travel arrangements when charged to your American Express® Aeroplan®* Reserve Card before your departure date should you cancel your trip for a covered reason. You can be covered for up to $1,500 per insured person, per trip, up to a maximum of $3,000 for all insured persons combined.Trip Interruption Insurance20†
When you charge your travel arrangements to your American Express® Aeroplan®* Reserve Card, this insurance can cover the non-refundable and non-transferable unused portion of your travel arrangements purchased before your departure date, should your trip be interrupted or delayed for a covered reason. You can be covered for up to $1,500 per insured person, per trip, up to a maximum of $6,000 for all insured persons combined.Flight Delay Insurance20†
You can receive up to $1,000 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your American Express® Aeroplan®* Reserve Card.Baggage Delay Insurance20†
You can receive up to $1,000 in coverage (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for 6 or more hours when you fully charge your airline ticket to your American Express® Aeroplan®* Reserve Card.Hotel Burglary Insurance20†
You can receive up to $1,000 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your American Express® Aeroplan®* Reserve Card.Lost or Stolen Baggage Insurance20†
You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $1,000 per trip for all insured person(s) combined when you fully charge your airline tickets to your American Express® Aeroplan®* Reserve Card.$500,000 Travel Accident Insurance21†
You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your American Express® Aeroplan®* Reserve Card.Car Rental Theft and Damage Insurance22†
You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your American Express® Aeroplan®* Reserve Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.Travel Emergency Assistance23
Can provide eligible Cardmembers with access to out-of-town worldwide emergency medical assistance services and legal referrals by telephone, 24/7/365.
†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet. Front Of The Line® Presales
Front Of The Line Presale tickets with American Express Experiences24 can get you access to some of the most in-demand concerts, theatre productions, restaurants and special events before the general public.Front Of The Line® Reserved tickets
Get access to Front Of The Line Reserved tickets from a block of great seats reserved exclusively for Cardmembers during the public on-sale period for many major events with American Express Experiences.24Entertainment with American Express® Experiences
Enjoy a variety of special offers and events with American Express Experiences.24 From advance screenings of blockbuster movies to theatre packages, it’s easy to have an experience you’ll never forget.Dining with American Express® Experiences
American Express Experiences24 is a food lover’s perfect companion. From special access, to fantastic food festivals, to sampling some of the country's best and hottest restaurants, we continue to serve up curated events for Cardmembers.Retail with American Express® Experiences
American Express Experiences24 keeps you stylish with specially curated private shopping experiences and exclusive online offers for Cardmembers to make sure you look and feel your best.Wellness with American Express® Experiences
Focus on your wellbeing with American Express Experiences’24 special curated offers and experiences for Cardmembers that focus on you taking care of yourself.Onsite benefits with American Express® Experiences
Enjoy Cardmember benefits with American Express Experiences, like breezing through the front gate at Budweiser Stage25 and sitting back and relaxing in the luxurious American Express Lounge.26 Make your night out at a Mirvish Production with express concession service at the AMEX Priority Line in the Royal Alexandra Theatre and exclusive Priority Bars in the Princess of Wales and Ed Mirvish Theatres.27Buyer’s Assurance® Protection Plan28†
Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your American Express® Aeroplan®* Reserve Card.Purchase Protection® Plan20†
You can be insured for eligible items charged to your American Express® Aeroplan®* Reserve Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).
†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.24/7 Customer service
Your life doesn’t keep regular office hours, so neither do we. If you want to reach us, there is always someone local to speak with you about whatever you need, big or small. Wherever you are in the world, we're here for you 24/7.Fraud Protection Guarantee29
Use your American Express® Aeroplan®* Reserve Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details, PIN and any device on which you have added your account information.Emergency Card Replacement
If your Card or Additional Card gets lost or stolen, no worries. Simply call the number on the back of your Card and we’ll arrange to get you a replacement Card. If you are travelling, we’ll work with your itinerary to get a Card to you as soon as possible. Call 1-800-869-3016. Outside of Canada (please call collect) 905-474-0870. For Corporate Cardmembers, please call 1-800-716-6661, or for outside of Canada (please call collect) 905-474-9329.American Express SafeKey®
Shop even more confidently, with an extra layer of protection while shopping online at participating merchants.Manage your account online
With Online Services from American Express, you can stay on top of your account. Check statements, get Online-Only statements as soon as they are ready, set account alerts and more.The American Express® App
The American Express® App30 is the easier way to manage your Account from your mobile.- Register your eligible Card for offers to your Card with one click so you get rewarded at the places you like to shop, dine, travel, and more31
- Get quick access to your Account with Touch ID32, Face ID33 or Fingerprint Login for Android
- Manage your Account, including multiple Card Accounts, and pay your bill34
- Receive notifications for payment reminders, balance updates or statement ready
- Even activate your Card and create your Online Services Account
Plus, for eligible approved applicants, get your Card number right away so you can add it to your digital wallet and use it to make purchases online and at eligible contactless-accepting merchants while you wait for your Card in the mail.- Make everyday purchases more rewarding with offers that are tailored to you for dining, shopping, travel, and more through the Amex App or Online Services. New offers are always being added, so be sure to check regularly.35
- Your American Express Card has lending features that provide payment flexibility. You can also take advantage of certain lending offers or options if you are eligible. To learn more about whether these options could be appropriate for you click here.
PLAN IT™
The American Express® Installment Program
For purchases both large and small, use
Plan It™ to choose a portion of your statement balance to pay in monthly installments. Terms and conditions apply.
- Simple to set up
- Fixed monthly fee
- Manageable payments
- Learn more about Plan It™ at amex.ca/installments
Unsure about which Card is appropriate for you? Use our Help Me Choose tool to find a Card for your wallet
Eligibility
- You are a Canadian resident and have a Canadian credit file
- You are the age of majority in the province or territory where you live
Important Information
*Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

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