American Express Business Edge^TM Card

American Express Business Edge<sup>TM</sup> Card

Reward your business every day

EARN UP TO 67,000 POINTS

Earn 57,000 Membership Rewards^® points^1*^,2

As a new Business Edge Cardmember, you can earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.^1* You can also earn 1,000 Membership Rewards points for each monthly billing period when you charge $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year.²

Earn 10,000 points^4*

You can earn 10 times the points for every $1 spent on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks within 6 months of cardmembership up to 10,000 points.^4*

*Current or former Cardmembers with this Card are not eligible for these offers. Other terms apply.

Financial Information

Card Type

Credit Card

Annual Fee

$99

Product Terms

20.99% on purchases and 21.99% on funds advances*

Supplementary Card Fee

$0^3*

Make doing business even more rewarding

From earning points on everyday business expenses to benefits that help make work manageable – it’s support that’s built for your ambitions.

How You Earn

10X
POINTS
Welcome Offer
for every $1 spent on eligible office supplies & electronics, rides & gas, eats & drinks in your first 6 months up to 10,000 points.⁴
3X
POINTS
for every $1 spent
on eligible office supplies & electronics, rides &gas, eats & drinks when your Welcome Offer ends.⁴
1X
POINTS
On everything else
for every $1 in Card purchases⁴

Featured Benefits

Welcome Bonus
Earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.
Earn 3X the points on eligible business essentials
From laptops to food delivery, earn 3 points for every $1 in Card purchases on eligible office supplies & electronics, rides &gas, eats & drinks.⁴
Earn 1,000 bonus points each month
Spend $3,000 or more in Card purchases each monthly billing period to earn a Monthly Spend Bonus, up to 12,000 bonus points a year.²
Earn 1X the points on everything else
Earn 1 point for every $1 in Card purchases on anything else you need to help your business run smoothly.⁴

All Benefits

Earning Points

Earn 3 times the points for Card purchases on eligible business essentials including;
3X the points on Eats & Drinks⁴
3X the points on Rides & Gas⁴
3X the points on Office Supplies & Electronics⁴
Up to a maximum of 75,000 points, and then earn 1X the points on other purchases.⁴

As an added benefit of being an eligible Basic Cardmember, you⁵ could earn more by referring a friend. For each approved referral you could earn a referral bonus of 5,000 points.⁶
Redeeming Points

Get choice and flexibility with a wide range of travel, dining, entertainment and retail rewards options.
Use points to book round-trip flights within Canada or to anywhere in the world with a fixed number of points.⁷
Transfer points 1:1 to several frequent flyer and other loyalty programs¹⁹. Check out all of the programs here.
Redeem points for statement credits to offset any eligible purchase charged to your Card.⁸
Use points to pay for your Amazon.ca purchases at checkout.⁹
Use points for a wide range of gift cards and merchandise.¹⁰
Use points for flights, hotels and car rentals with American Express Travel.²⁰
Redeem points for flight purchases on AirCanada.com.²¹
Business Benefits

Business and expense management tools and resources
Business and car rental insurance benefits and services
The flexibility to pay balances in full or over time
Payment Flexibility

Leverage your cash flow with the option of carrying a balance or paying in full each month.
Supplementary Cards

Supplementary Cards are very useful tool to help you control employee expenses plus track and accumulate points on your account, so you have an opportunity to maximize the points you earn¹¹.
Dedicated Customer Service

Get information about Card benefits or online account management from specially trained Small Business service specialists. Simply dial the number on the back of your Card and enter your Card number to reach a Business specialist.
Employee Card Misuse Protection^12†

Your American Express Business Edge^TM Card may be covered for eligible unauthorized charges if you terminate the employee and cancel their Supplementary Card within 2 business days. Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.
Car Rental Theft & Damage Insurance^13†

You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your American Express Business Edge^TM Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.
Purchase Protection^® Plan^14†

You can be insured for eligible items charged to your American Express Business Edge^TM Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).
Buyer’s Assurance^® Protection Plan^15†

Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your American Express Business Edge^TM Card.
Front Of The Line^® Advance Access

Cardmembers can purchase Front Of The Line presale tickets or make Front Of The Line reservations to some of the most in-demand concerts, theatre productions, restaurants and special events, often before the general public.¹⁶
Front Of The Line^® Reserved Tickets

During the public on-sale period for many major events, Cardmembers can purchase Front Of The Line tickets from a block of great seats reserved exclusively for American Express.
Front Of The Line^® E-Updates

Learn more at ticketmaster.ca/americanexpress, and subscribe to receive Front Of The Line Entertainment e-Updates to get the hottest event listings sent directly to your inbox.
Special Offers & Experiences for all Cardmembers

Throughout the year, Cardmembers can purchase a variety of special offers created just for American Express. From advance screenings of blockbuster movies, to weekend getaway packages and special online and in-store shopping deals, it’s never been easier to have an experience you’ll never forget.
Special Access for all Cardmembers

Cardmembers can breeze through the line with the American Express entrance at The Molson Canadian Amphitheatre, sit back and relax in American Express Lounges at The Molson Amphitheatre, Roy Thomson Hall, Princess of Wales Theatre, and enjoy express service at the American Express bar at Massey Hall.
24/7 Customer Service

Your life doesn’t keep regular office hours, so neither do we. If you want us, there is always someone local to speak with you, 24/7 about whatever you need big or small. Wherever you are in the world.
Emergency Card Replacement

Problem? Wherever you are, call us and we’ll help sort it.
Fraud Protection Guarantee

Use the American Express Business Edge^TM Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details and PIN¹⁷.

Pay for almost anything with points

From everyday expenses to subscriptions and more, you can redeem your Membership Rewards^® points towards eligible Card purchases in so many ways.

^{Plan It^™* - The American Express^® Installment Program}

Split up large purchases into manageable monthly installment with no additional interest and a fixed fee. Terms & conditions apply.

Get more payment flexibility with Plan It.

Earn rewards as usual
No additional interest and a fixed monthly fee
No additional credit checks or applications
Learn more at amex.ca/installments

Unsure about which Card is appropriate for you? Use our Help Me Choose tool to find a Card for your wallet

Help Me Choose

Eligibility

To save time, make sure you can say yes to all of the following before applying for the American Express Business Edge^TM Card:

You are a Canadian resident and have a Canadian credit file
You are the age of majority in the province or territory where you live

Important Information

* Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 24.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details. Maximum of 99 Supplementary Cards. Supplementary Card applicant must be the age of majority.

†All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.

Apply now for the American Express Business Edge^TM Card.

Apply Now

See how the American Express Business Edge^TM Card stacks up

American Express Business EdgeTM Card

Reward your business every day

Make doing business even more rewarding

10X

POINTS

Welcome Offer

for every $1 spent on eligible office supplies & electronics, rides & gas, eats & drinks in your first 6 months up to 10,000 points.4

3X

POINTS

for every $1 spent

on eligible office supplies & electronics, rides &gas, eats & drinks when your Welcome Offer ends.4

1X

POINTS

On everything else

for every $1 in Card purchases4

Welcome Bonus

Earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.

Earn 3X the points on eligible business essentials

From laptops to food delivery, earn 3 points for every $1 in Card purchases on eligible office supplies & electronics, rides &gas, eats & drinks.4

Earn 1,000 bonus points each month

Spend $3,000 or more in Card purchases each monthly billing period to earn a Monthly Spend Bonus, up to 12,000 bonus points a year.2

Earn 1X the points on everything else

Earn 1 point for every $1 in Card purchases on anything else you need to help your business run smoothly.4

Rewards that work as hard as you do

Earn points that you can redeem in a variety of ways – from statement credits to offset eligible expenses, to gift cards, experiences and more.

Discover a full suite of business solutions

From easy-to-use account management tools to financial flexibility, it’s powerful backing that meets your business needs.

Business coverage

Your Card can help keep your business protected, so you can focus on what matters most.

Travel coverage

Road trip? You could be protected when you book travel with your Card

Purchase coverage

Get to know how your Card can help protect your business purchases.

Say hello to American Express® Experiences

Open the door to memorable experiences we think you’ll love.

World-class service

Customer service that always has your back – anytime, anywhere.

Special Business Offers with American Express

Explore offers for dining, travel, business supplies and services, and more – from brands you love.

Pay for almost anything with points

Plan It™* - The American Express® Installment Program

Unsure about which Card is appropriate for you? Use our Help Me Choose tool to find a Card for your wallet

American Express Business Edge^TM Card

for every $1 spent on eligible office supplies & electronics, rides & gas, eats & drinks in your first 6 months up to 10,000 points.⁴

on eligible office supplies & electronics, rides &gas, eats & drinks when your Welcome Offer ends.⁴

for every $1 in Card purchases⁴

From laptops to food delivery, earn 3 points for every $1 in Card purchases on eligible office supplies & electronics, rides &gas, eats & drinks.⁴

Spend $3,000 or more in Card purchases each monthly billing period to earn a Monthly Spend Bonus, up to 12,000 bonus points a year.²

Earn 1 point for every $1 in Card purchases on anything else you need to help your business run smoothly.⁴

Say hello to American Express^® Experiences

^{Plan It^™* - The American Express^® Installment Program}