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American Express Business EdgeTM Card

Earn up to 42,000 bonus Membership Rewards® points in your first year of Cardmembership.1,2
Annual Fee $99

Card Type
Credit Card
Annual fee
Supplementary Card Fee
Product Terms
19.99% on purchases and 21.99% on funds advances*

Key Benefits


Earn 30,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership1


You can earn 3 times the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas and eats & drinks.


Up to 12,000 Bonus points Annually:
You can earn 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 points in a year2


You can earn 1 times the points on all other purchases charged to your Card4
The Membership Rewards program boasts an exceptional line-up of reward options for you and your business.
Earning Points
Earn 3 times the points for Card purchases on eligible business essentials including;

3X the points on Eats & Drinks4
3X the points on Rides & Gas4
3X the points on Office Supplies & Electronics4
Up to a maximum of 75,000 points, and then earn 1X the points on other purchases4
As an added benefit of being an eligible Basic Cardmember, you5 could earn more by referring a friend. For each approved referral you could earn a referral bonus of 5,000 points.6
Redeeming Points
Get choice and flexibility with a wide range of travel, dining, entertainment and retail rewards options.
Use points to book round-trip flights within Canada or to anywhere in the world with a fixed number of points.7
Redeem points for statement credits to offset any eligible purchase charged to your Card.8
Use points to pay for your purchases at checkout.9
Use points for a wide range of gift cards and merchandise.10
    Business Solutions
    Make the most of a suite of business management tools that give you more control over your business anytime and anywhere
    Business Benefits
    • Business and expense management tools and resources
    • Business and car rental insurance benefits and services
    • The flexibility to pay balances in full or over time
    • $99 annual fee may be tax deductible11
    Payment Flexibility
    Leverage your cash flow with the option of carrying a balance or paying in full each month.
    Supplementary Cards
    Supplementary Cards are a very useful tool to help you control employee expenses plus track and accumulate points on your account, so you have an opportunity to maximize the points you earn.12
    Dedicated Customer Service
    Get information about Card benefits or online account management from specially trained Small Business service specialists. Simply dial the number on the back of your Card and enter your Card number to reach a Business specialist.
    Comprehensive Coverage
    Get peace of mind in many situations - whether you’re at home or abroad. You can rest assured knowing assistance is always close at hand if the unpredictable happens.

    Business Coverage

    Your American Express Business EdgeTM Card can take care of you in so many ways, wherever business takes you.
    • Employee Card Misuse Protection13†

      Travel Coverage

      • Car Rental Theft & Damage Insurance14†

        Purchase Coverage

        • Purchase Protection® Plan15†
        • Buyer’s Assurance® Protection Plan16†
          Additional Benefits
          More access, amenities and services for you and your business.


          • Front Of The Line® Advance Access
          • Front Of The Line® Reserved Tickets
          • Front Of The Line® E-Updates
          • Special Offers & Experiences for all Cardmembers
          • Special Access for all Cardmembers

          World Class Service

          Wherever you are and whatever the time, we're here for you in more ways than one.
          • 24/7 Customer Service
          • Emergency Card Replacement
          • Fraud Protection Guarantee
          To save time, make sure you can say yes to the following before applying for the American Express Business EdgeTM Card:
          • You are a Canadian resident and have a Canadian credit file.
          • You are the age of majority in the province or territory where you live.

          Ready to apply?

          Apply for The American Express Business EdgeTM Card now and get a response in 60 seconds
            * Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details. Maximum of 99 Supplementary Cards. Supplementary Card applicant must be the age of majority.

            All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.