American Express® Gold Rewards Card


Earn up to 60,000 Membership Rewards® points1*
In your first year as a new American Express® Gold Rewards Cardmember, you can earn 5,000 Membership Rewards points for each monthly billing period in which you spend $1,000 in purchases on your Card. This could add up to 60,000 points in a year.1*

That’s up to $600 towards your next vacation.12

*Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.

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American Express® Gold Rewards Card

American Express<sup>®</sup> Gold Rewards Card

Wherever you’re going, Gold gets you there

Note: Once you click Apply Now you will not be able to change the colour of the Card you selected once you submit your application.

Card Type
Credit Card
Annual Fee
$250 Annual Fee
Additional Cards
1 Free Additional Gold Rewards Card2 - a $50 value

$50 annual fee for Additional Gold Rewards Cards2
Annual Interest Rate
21.99% on purchases and 21.99% on funds advances*

Every point counts with Amex.

Whether you choose to redeem your points to cover your groceries or a flight for your next getaway, get the Card that makes life more rewarding.12

How You Earn

  • 2X


    On travel

    Including eligible flights, hotels, car rentals, cruises, and more3

  • 2X


    On everyday purchases

    On eligible gas, grocery & drugstore purchases in Canada3

  • 1X


    On everything else

    From dining to takeout, subscriptions, shopping, and more3

  • 1


    On Amex Travel Online

    On eligible hotel or car rental bookings4

Pay for almost anything with points

From groceries and gas to travel and streaming services, you can redeem your Membership Rewards points with Use Points for Purchases to cover eligible Card purchases.

1,000 points = $10 for all eligible purchases

All Benefits

Plan It - The American Express® Installment Program 

Find control and flexibility with Plan ItTM. Split large purchases into monthly installments. Terms and conditions apply

  • No additional credit checks or applications
  • No additional interest and a fixed monthly fee
  • Earn rewards as usual
  • Learn more at

Unsure about which Card is appropriate for you? Use our Help Me Choose tool to find a Card for your wallet


To save time, make sure you can say yes to all of the following before applying for the American Express® Gold Rewards Card:
  • You are a Canadian resident and have a Canadian credit file
  • You are the age of majority in the province or territory where you live

Important Information

    *Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have 2 separate Missed Payments, the applicable rates for your account will be 25.99%. If you have 3 or more separate Missed Payments, the applicable rates will be 28.99%. See the Information box included with the application for the definition of Missed Payment and which rates apply to changes on your account and other details.
    Apply now for the Gold Rewards Card and get a response in 60 seconds.

    Apply now for the Gold Rewards Card and get a response in 60 seconds.

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