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The Business Platinum Card™ from American Express®
UNLOCK BUSINESS POSSIBILITIES
Fee Information $799 Annual Fee*
Card Type
Card with No Pre-Set Spending Limit15
Additional Cards
$250 annually for Business Platinum Cards®; $0 annually for Business Gold Cards®, up to a maximum of 99 cards
Interest-Free Days
Maximize your cash flow with up to 55 interest-free days.4
Earn up to $820 in annual business and travel statement credits.17
Earn up to $500 in business statement credits18 with Business Platinum.
Enroll your eligible Card and earn statement credits on qualifying purchases with Dell19 or Indeed.20
Enroll and earn up to $120 in statement credits21 each year for eligible wireless services charged to your Business Platinum Card.
Access a $200 Annual Travel Credit22 each year of your Cardmembership.
Enroll your eligible Card and earn statement credits on qualifying purchases with Dell19 or Indeed.20
Enroll and earn up to $120 in statement credits21 each year for eligible wireless services charged to your Business Platinum Card.
Access a $200 Annual Travel Credit22 each year of your Cardmembership.
Highlights
- Earn 1.25X Membership Rewards® points
On virtually every $1 in purchases charged to your Card. Plus, earn at the same rate for virtually every dollar in purchases charged to Supplementary Cards.1 - Flexible Payment Option
You have the option to pay a portion of your balance over time, with interest, if you want to.12 - Financial Flexibility
Maximize your cash flow with up to 55 interest-free days.4
There is no pre-set spending limit, and your purchasing power adjusts dynamically with your Card usage and can grow over time.14 - Use your points to offset expenses
Membership Rewards® allows you to offset expenses by covering the cost of purchases made on your card, in full or in part, however and whenever your business needs it.9
Transfer your points, at no charge, to many frequent flyer and other loyalty programs including 1:1 to Aeroplan®*2and Avios3.
Redeem points for flight purchases on AirCanada.com.13 - Amex offers
You can access over $1,000† in value every year with Amex Offers. Make your business purchases do more for your business with offers for dining, travel, business supplies and services, and more through the Amex App or Online Services. New offers are always being added, so be sure to check regularly.11 - A full suite of business solutions
From easy-to-use account management tools to help managing cash flow, it’s powerful backing that meets your business needs. - Travel the Platinum way
Explore the world with rewards, premium benefits, complimentary airport lounge access5, and exclusive travel offers on American Express Travel Online. Terms and Conditions apply.
Complimentary access to over 1,550 airport lounges worldwide. The American Express Global Lounge Collection®5* includes The Centurion® Lounge6 network, Plaza Premium Lounges7, and hundreds of other domestic and international lounges designed to enhance your travel experience. Terms and Conditions apply.
Enjoy benefits at over 1,600 world-class properties in the Fine Hotels & Resorts Program8
Access a $100 CAD credit for NEXUS with your Cardmembership.23
*As of 06/2026
Complimentary access to Plaza Premium and Priority Pass lounges is changing.
Effective, January 1, 2027, Platinum Cardmembers will receive a limited number of complimentary visits to Plaza Premium and Priority Pass lounges each year. Access to other lounges in the Global Lounge Collection remains unlimited.
Starting in January 2026, we’ll begin tracking your annual spend to determine eligibility to unlock unlimited lounge access in 2027. If you don’t reach $20,000 in spend during 2026 you can unlock unlimited lounge visits to Plaza Premium and Priority Pass lounges by reaching $20,000 in eligible spend on your account within the calendar year. Once that spend level is reached, unlimited access will be active for the rest of that year and the following calendar year.
Learn more about lounge access here. Terms and Conditions apply.
*This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened.
The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option Rate will be 29.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.
The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option Rate will be 29.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.
The Business Platinum Card™ from American Express®
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