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The Platinum Card®

Do more of what you love with The Platinum Card.
Fee Information $799 Annual Fee*
Card Type
Card with No Pre-set Spending Limit9
Additional Cards
$250 annual fee for each Additional Platinum Card5
$0 annual fee for first two Additional Gold Cards, $50 annual fee for any Additional Gold Cards thereafter5
$0 annual fee for first two Additional Gold Cards, $50 annual fee for any Additional Gold Cards thereafter5
Annual Travel Credit
Receive a $200 CAD Annual Travel Credit2 that can be used towards any single travel booking of $200 or more charged to your Platinum Card® through American Express Travel Online or through Platinum Card® Travel Service.
Annual Dining Credit
Try out a new spot or indulge in the tasting menu with a $200 CAD Annual Dining Credit to use at a curated list of Canada’s top restaurants.11
Highlights
- Receive a $200 Annual Travel Credit that can be used towards any single travel booking of $200 or more charged to your Platinum Card® through American Express Travel Online or through Platinum Card® Travel Service.2
- Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants11
- Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands.12
- Travel with confidence with the travel insurances available on your Card.10†
- Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada.1
- Earn 2 points for every $1 in Card purchases on eligible travel.1
- Earn 1 point for every $1 in all other Card purchases.1
- Earn 1 additional Membership Rewards point for every $1 you charge to your Platinum Card on eligible hotel or car rental bookings made with American Express Travel at americanexpress.ca/travel.6
- Transfer points 1:1 to several frequent flyer and other loyalty programs.7
- Enjoy Platinum-level travel benefits with The American Express Global Lounge Collection®. Unlock access to more than 1,550 airport lounges across 140 countries and counting.3*
*As of 06/2026
Complimentary access to Plaza Premium and Priority Pass lounges is changing.
Effective, January 1, 2027, Platinum Cardmembers will receive a limited number of complimentary visits to Plaza Premium and Priority Pass lounges each year. Access to other lounges in the Global Lounge Collection remains unlimited.
Starting in January 2026, we’ll begin tracking your annual spend to determine eligibility to unlock unlimited lounge access in 2027. If you don’t reach $20,000 in spend during 2026 you can unlock unlimited lounge visits to Plaza Premium and Priority Pass lounges by reaching $20,000 in eligible spend on your account within the calendar year. Once that spend level is reached, unlimited access will be active for the rest of that year and the following calendar year.
Learn more about lounge access here. Terms and Conditions apply.
*Subject to approval. With this Charge Card, there are both Due in Full and Flexible Payment Option balances. All Due in Full Balances must be paid in full each month. Interest rate of 30% applies to each delinquent Due in Full charge.
The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12-month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12-month period, the Flexible Payment Option rate will be 29.99%. These rates are effective from the day the Flexible Payment Option is first available on your account. The interest free-grace period is 21 days on new transactions from the Closing Date on your statement if we receive payment in full by the payment due date and if we do not, up to 25 days for new transactions on your next statement.
The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12-month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12-month period, the Flexible Payment Option rate will be 29.99%. These rates are effective from the day the Flexible Payment Option is first available on your account. The interest free-grace period is 21 days on new transactions from the Closing Date on your statement if we receive payment in full by the payment due date and if we do not, up to 25 days for new transactions on your next statement.

The Platinum Card®
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