Own a business?
Get rewarded.
With an American Express® Business Card, you collect points on your business transactions, to use on something you really want.
Explore the rewards you can get from our Card range below.
The American Express® Business Platinum Card
New American Express® Cardmembers earn 40,000 bonus Membership Rewards® points if you are approved and spend £6,000 in the first three months of Cardmembership. New Cardmembers only. Terms and conditions apply.1
Key Benefits:
Earn 1 Membership Rewards point for almost every full £1 you spend on the Card, and one additional point for every £1 spent when you book flights, hotels, car hire, or experiences through American Express Travel.3
Earn double points every time you spend £10,000 in one month.16
Receive £200 Annual Travel Credit when you spend at American Express Travel Online.17
Annual Fee: £6504
The American Express® Business Gold Card
New Cardmembers earn 20,000 bonus Membership Rewards® points if you are approved and spend £3,000 in the first three months of Cardmembership. Terms apply.2
Key Benefits:
Earn 1 Membership Rewards point for almost every full £1 you spend on the Card, and one additional point for every £1 spent when you book flights, hotels, car hire, or experiences through American Express Travel.3
Earn 10,000 extra Membership Rewards points when you spend £20,000 per quarter.7
Access over £500 of the best discounts on business essentials.8
Annual Fee: £1754
(£0 in the first year)
Get a £100 Amazon.co.uk Gift Card upon approval.9
Key Benefits:
You can enjoy 2% Amazon Rewards on purchases with Amazon and 0.5% on all purchases elsewhere. Terms and cap apply.10
Extend payment terms by 90 days on each Amazon purchase, instead of earning rewards, helping improve cashflow.11
The global backing of American Express brings you 24/7 Global Assistance and other valuable benefits.
Amazon Business
American Express® Card
Get a welcome offer of up to £100 in value.9
Key Benefits:
You can enjoy 1.5% Amazon Rewards on purchases with Amazon and 0.5% on all purchases elsewhere. Terms and cap apply. 12
Pay with your Amazon Rewards at checkout at Amazon.co.uk and Amazon Business UK, or offset your monthly statement with the points you earn.13
The global backing of American Express brings you 24/7 Global Assistance and other valuable benefits.
Basic Card:
Benefits for you, as well as your business.
Whether you’re paying for office supplies, equipment, advertising or more, you could be earning rewards by putting your business spend on an American Express Business Card. Use your points on a team building trip, Christmas party supplies, IT equipment, or even a wellness retreat somewhere exotic. But we’ll leave that up to you…
Am I Eligible?
To save time, it's best to make sure you can say yes to the following before you apply:
- The business has a current UK Bank or Building Society account
- You are aged 18 or over
- You have a permanent UK home addresss
From Membership Rewards to Amazon Rewards... which points are right for your pleasure? Let's run through the options!
Every time you spend on your Card, you earn Membership Rewards points. Unlike other loyalty programmes, you can spend your points on almost anything:
- Use points towards purchases made on your Card. From a trip away, to dining out, once an eligible purchase appears on your statement, you can pay for it with your points. Terms apply.
- Book travel on the American Express Travel website – including flights, hotels and experiences. You can even use your points to pay for taxes and fees.
- Use points with SafeKey at over 1,000 online retailers including Harvey Nichols, Currys and Holland & Barrett.
- Shop with points at Amazon.co.uk and use your points on a wide range of products.
- Pay with points at Ticketmaster and use your points to book concerts, gigs, ground-breaking theatre or comedy.
- Order Gift Cards and e-Codes from a choice of well-known brands.
- Transfer points to travel, hotel and retail loyalty programmes.
- Donate to charities such as Save the Children and Breast Cancer Now.
Amazon Business Amex Cardmembers earn 1.5% and Amazon Business Prime Amex Cardmembers earn 2% on the first £120,000 in purchases each calendar year, 1% thereafter (no caps apply to the 1%).
You can redeem your available Amazon Rewards points on millions of items during checkout at Amazon Business (UK) and Amazon.co.uk. You can use any amount of your available Rewards points for your purchase. Then, charge the remaining balance to your Amazon Business American Express Card.
Important Information
Please ensure that you have read and downloaded these important documents before starting your application.
- If you are approved and spend £6,000 on purchases on the American Express® Business Platinum Card Account within the first three months of Cardmembership, 40,000 bonus Membership Rewards® points will be awarded shortly after the end of the three months. This new Cardmember offer is only available if you have not held any other Membership Rewards enrolled American Express Card within the previous 13 months. If you have held any other Membership Rewards enrolled American Express Cards within the previous 13 months, you will be entitled to all other Card benefits, excluding the welcome offer. Cardmembership begins from Card approval. All introductory offers are subject to change and can be withdrawn at any time. Please note it can take up to one month for bonus points to be awarded to your Account.
- If you are approved and spend £3,000 on purchases on the American Express® Business Gold Card Account within the first three months of Cardmembership, 20,000 bonus Membership rewards® points will be awarded shortly after the end of the three months. Business Gold or Business Platinum Cardmembers who are enrolled, or have been enrolled in the Membership Rewards programme in the last 13 months are not eligible for the bonus. All introductory offers are subject to change and be withdrawn at any time.
- Membership Rewards points are earned on every full £1 spent and charged, per transaction. Membership Rewards points are not earned on interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of pre paid Cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds. Click here for full Membership Rewards Terms and Conditions.
- Annual Fees
4.1 Business Platinum Card: a £650 annual Card fee will automatically be charged to your account on or after the anniversary of your account opening date
4.2 Business Gold Card: The first year’s Cardmembership is complimentary and from year two of your membership, a £175 annual Card fee will automatically be charged to your Account on or after the anniversary of your Account opening date
4.3 Amazon Business Prime American Express Card: With this offer you will receive the first year of Cardmembership with £0 annual fee. From year two of your membership, a £50 annual fee will automatically be charged to your Account on or after the anniversary of your Account opening date. After the first membership year, if you spend £8,000 or more on purchases (not including refunds) in any membership year, we won't charge the £50 annual fee for the next membership year.
4.4 Amazon Business American Express Card: A £50 annual Card fee will automatically be charged to your Account on or after the anniversary of your Account opening date. Fee waived for the first year.
- The Primary Platinum Business Cardmember and the first Supplementary Platinum Cardmember are eligible for part of the American Express Global Lounge Collection and will be enrolled automatically. In order to access over 500+ lounges in the Priority Pass programme, the Cardmember must present a valid Priority Pass membership card in their name, along with a boarding pass for same day travel. The Primary Platinum Business and supplementary Platinum Business Cardmembers who are enrolled to the programme can each bring 1 additional guest free of charge. Any additional guests will be charged a fee at the prevailing rate – currently £20 per person, per visit, to his or her American Express Platinum Card. Subsequent years’ renewal terms and conditions are at the discretion of Priority Pass. For Priority Pass Conditions of Use visit prioritypass.com. The Cardmember agrees to abide by the Conditions of Use, as detailed at prioritypass.com.
The Centurion Lounge
Platinum Card Members have unlimited complimentary access to all locations of The Centurion Lounge. Gold Card and Green Card Additional Cards on your Platinum Card account are not eligible for complimentary access. Card Members may bring up to two (2) companions into The Centurion Lounge. To access The Centurion Lounge, the Card Member must present The Centurion Lounge agent with the following upon each visit: his or her valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Card Members will not be compensated for changes in locations, rates or policies. A Card Member must be at least 18 years of age to enter without a parent or legal guardian. For locations with a self-service bar, the Card Member must be of legal drinking age in the location's jurisdiction to enter without a parent or legal guardian. Must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. American Express reserves the right to remove any person from the Lounge for inappropriate behavior or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability. Hours may vary by location and are subject to change. Amenities vary among The Centurion Lounge locations and are subject to change. Services and amenities in the Lounge are complimentary, however you are responsible for any purchases and/or servicing charges you authorize our Member Services Professionals to perform on your behalf. Some American Express Cards are not eligible for all services provided by Member Services Desk. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside The Centurion Lounge. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice. ©2018 American Express Travel Related Services Company, Inc. All rights reserved.
American Express International Lounges
Business Platinum Card Members have unlimited complimentary access to American Express Lounge locations. Guest access policies vary by location and are subject to change. Fees may apply for additional guests. To access American Express Lounges, the Business Platinum Card Member must present the agent with the following upon each visit: his or her valid Card and upon request, same-day airline ticket on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Business Platinum Card Members will not be compensated for changes in locations, rates or policies. American Express reserves the right to remove any person from a lounge for inappropriate behavior or failure to adhere to lounge rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability. Amenities, services and hours of operation may vary among locations and are subject to change. In some Lounges the Business Platinum Card Member must be at least 18 years of age to enter without a parent or guardian. Age restrictions for the service of alcohol also vary between Lounges. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside American Express Lounges. Use of American Express Lounges is subject to the local rules and conditions set by American Express and the Lounge operator. American Express and the Lounge operator reserve the right to revise the rules at any time without notice. For details of individual American Express lounge access requirements please visit americanexpress.com/findalounge
Delta Sky Club
The Business Platinum Card Member must present his or her valid American Express Card, government-issued I.D., and same-day corresponding airline ticket to club ambassador. Access to Delta Sky Club partner lounges is not permitted. Individuals must be at least 18 years of age to access Delta Sky Club, and 21 years of age to access locations with a self-service bar, unless accompanied by a responsible, supervising adult who has access to the lounge. Card Members must adhere to all House Rules of participating clubs. Participating airport clubs and locations subject to change without notice. Additional guest access and fees subject to terms and conditions of participating airport clubs.For the most current Delta Sky Club access and pricing policy, please visit delta.com/skyclub. All Delta Sky Club rules apply to Delta Sky Club membership and use. To review the rules, please visit delta.com/skyclub.
Escape Lounges
This benefit is available to Business Platinum Card Members. Card Members receive complimentary access to any US location of the Escape Lounges. Card Member must present his or her valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and government-issued I.D. In some cases, Card Member must be 21 years of age to enter without a parent or guardian. Card Members may bring up to two (2) companions into Escape Lounges as complimentary guests. Card Member must adhere to all house rules of participating lounges. Card Members and his or her guests will receive all of the complimentary benefits and amenities afforded to the Escape Lounge customers, as well as access to purchase non-complimentary items. Some product features may be subject to additional charges. Escape Lounge locations are subject to change.Applicants must be UK residents, aged 18 or over. Approval is subject to status and terms and conditions apply.
- No pre-set spending limit does not mean unlimited spending. Purchasing power can adjust with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. We reserve the right to apply temporary spending limits in accordance with the Cardmember Agreement.
- With your American Express Business Gold Card, you get at least one Membership Rewards point for each pound you spend on your Card for eligible purchases. Now in addition with the bonus in any Quarter (Quarter 1: 1 Jan to 31 March inclusive, Quarter 2: 1 April to 30 June inclusive, Quarter 3: 1 July to 30 September inclusive, Quarter 4: 1 October – 31 December inclusive), you will receive 10,000 Membership Reward bonus points once you have spent a cumulative £20,000 in that Quarter. The Bonus Points will be transferred to your Membership Reward account, and can be viewed on your Card Account statement. You will continue to earn one Membership Rewards point on eligible purchases in excess of £20,000 in each Quarter for each pound you spend on your Card for the rest of that Quarter. Qualifying spend in each Quarter cannot be carried over to the following Quarter. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges. Full Terms and Conditions for the Membership Rewards programme continue to apply. Visit here for more information.
- Eligible Cardmembers can redeem an Amex Offer by first enrolling in the offer in their Online Account or in the American Express® App and then using their enrolled Card to pay. Only U.K.-issued American Express Business Cards may be eligible. We may consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your eligibility to access Amex Offers. You may not be eligible to access Amex Offers if we, in our sole discretion, determine that you have previously engaged in abuse, misuse or gaming of the Amex Offers program, or any other Amex program. Available offers may vary for each eligible Card Member. Programme values quoted are based on the minimum available to customers by redeeming all of the offers available to them during a 12 month period. Please review the terms of each offer for details on how to redeem.
- Amazon.co.uk Gift Card
9.1 Amazon Business Prime American Express® Card. A £100 Amazon.co.uk electronic gift card will be added to your Amazon Business Prime account immediately upon approval. If you are eligible for the complimentary first year of Amazon Business Prime a statement credit equal to the amount charged for membership will be credited to your Amazon Business Prime American Express Card. You will not receive the £100 Amazon.co.uk electronic gift card if you receive the complimentary first year of Amazon Business Prime.
9.2 Amazon Business American Express® Card. Apply and be approved by midnight on 31 January 2024 and a £25 Amazon Gift Card will be added to your Amazon Account immediately upon approval. You will receive an additional £75 statement credit if you spend £1,000 on purchases on the Amazon Business American Express® Card Account within the first three months of Cardmembership. This credit will be applied to your Account shortly after the end of the three months. All introductory offers are subject to change and can be withdrawn at any time. Limited time offer.
- You will earn 2.0 % Amazon Rewards points for every eligible £1 spent at Amazon.co.uk, Amazon.co.uk/business, and Whole Foods Market UK (online and in-store) up to a maximum spend of £120,000, with an applicable Prime membership. For any part of your spend above £120,000 you will only earn 1.0% Amazon Rewards points. For every eligible £1 spent elsewhere you will earn 0.5% Amazon Rewards points. Your spend is calculated in a calendar year from 1 January to 31 December. At the start of every calendar year, the £120,000 cap will reset and you will again earn 2% Amazon Rewards points on the first £120,000 in eligible purchases made during the year when the Amazon Rewards points option applies, provided you have an applicable Prime membership. You will earn 2% Amazon Rewards points back only on purchases made at designated Amazon properties with an applicable Prime membership. If you choose 90-day Payment Terms on a purchase, you will not earn Amazon Rewards points on that purchase, and the amount of your purchase will not count toward the £120,000 cap. PLEASE NOTE Card purchases made at Amazon.com or any other Amazon site such as Amazon.fr or amazon.de earn 0.5 % Amazon Rewards points for every eligible £1. Amazon Rewards points will not be earned on transactions where Payment Terms have been selected, interest, fees (including default fees), cash advances (including transactions treated as cash), loading of prepaid cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your card Account by way of refunds or other types of credit. Your Amazon Rewards Points will show on your American Express rewards balance up to three days after the merchant has submitted the payment to American Express. You can check this on your rewards summary in your Account at americanexpress.co.uk for up to Six (6) months post transaction date.
- If selected on your purchases at Amazon.co.uk, Amazon.co.uk/business or a purchase at Whole Foods UK (must be selected online, in advance of the transaction, in your Amazon account management pages), you will receive an additional 90 (or 89 days in February, except in leap years) before such transactions on your Account become payable when using your Amazon Business Prime American Express Card. Amazon Business transactions will be subject to your available credit limit at any time, and will be shown in your regular statement as a Payment Terms Summary. These transactions will only be added to your outstanding statement balance 90 (or 89 days in February, except in leap years) days from the date of each transaction being applied to your Account.
- You will earn 1.5 % Amazon Rewards points for every eligible £1 spent at Amazon.co.uk, Amazon.co.uk/business, and Whole Foods Market (online and in-store) up to a maximum spend of £120,000. For any part of your spend above £120,000 you will only earn 1.0% Amazon Rewards points. For every eligible £1 spent elsewhere you will earn 0.5% Amazon Rewards points. Your spend is calculated in a calendar year from 1 January to 31 December. At the start of every calendar year, the £120,000 cap will reset and you will again earn 1.5% Amazon Rewards points on the first £120,000 in eligible purchases made during the year when the % Back rewards option applies. You will earn 1.5% Amazon Rewards points only on purchases made at designated Amazon properties. If you choose 60-day Payment Terms on a purchase, you will not earn Amazon Rewards points on that purchase, and the amount of your purchase will not count toward the £120,000 cap. Note that you will earn Amazon Rewards points at the rate(s) stated in this section if you do not have an applicable Prime membership, regardless of whether you have a physical Amazon Business Prime American Express Card, or an Amazon Business American Express Card. PLEASE NOTE Card purchases made at Amazon.com or any other Amazon site such as Amazon.fr or Amazon.de earn 0.5 % Amazon Rewards points for every eligible £1. Amazon Rewards points will not be earned on transactions where Payment Terms have been selected, interest, fees (including default fees), cash advances (including transactions treated as cash), loading of prepaid cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your card account by way of refunds or other types of credit. Your Amazon Rewards Points will show on your American Express rewards balance up to three days after the merchant has submitted the payment to American Express. You can check this on your rewards summary in your Account at americanexpress.co.uk for up to Six (6) months post transaction date.
- If selected on your purchases at Amazon.co.uk, Amazon.co.uk/business or a purchase at Whole Foods UK (must be selected online, in advance of the transaction, in your Amazon account management pages), you will receive an additional 60 (or 59 days in February, except in leap years) before such transactions on your Account become payable when using your Amazon Business American Express Card. Amazon Business transactions will be subject to your available credit limit at any time, and will be shown in your regular statement as a Payment Terms Summary. These transactions will only be added to your outstanding statement balance 60 (or 59 days in February, except in leap years) days from the date of each transaction being applied to your Account.
- Payment Period
14.1 Business Platinum and Business Gold Card: the maximum payment period on purchases is 54 calendar days and is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date.
14.2 Business Basic Card: the maximum payment period on purchases is 42 calendar days and is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date.
- Rates can vary for several reasons. Your purchase and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. For more information click here. Rates may also vary based on your individual circumstances, either when you apply for a product or afterwards.
- With the double Membership Rewards bonus, in any calendar month you will now receive 10,000 Membership Reward bonus points once you have spent a cumulative £10,000 in that month. The Bonus Points will be transferred to your Membership Reward account and can be viewed on your Card Account statement. You will continue to earn one Membership Reward point on eligible purchases in excess of £10,000 for each pound you spend on your Card for the rest of that month. Qualifying spend in each calendar month cannot be carried over to the following month. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges. Full Terms and Conditions for the Membership Rewards programme continue to apply. Visit americanexpress.com/en-gb/rewards/membership-rewards/terms for more information.
- The £200 Annual Travel Credit can only be redeemed at time of booking through American Express Travel Online at americanexpress.co.uk/travel. Full terms can be found at americanexpress.com/uk/platinum-travel-credit-terms
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.