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Get the Card that rewards you for living life your way

 

And now get £10 back with Deliveroo every month

American Express® Preferred Rewards Gold Credit Card

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Get £10 back every month when you order with Deliveroo

Just when you thought things couldn’t get any tastier. Gold Cardmembers can now savor a succulent £5 statement credit up to twice a month when you order with Deliveroo. From delicious dim sum to tasty tacos, make your order more rewarding. Now, what will you order?1

Earn 20,000 Membership Rewards® points

when you spend £3,000 in your first three months of Cardmembership. That’s enough for a £100 Amazon.co.uk Gift Card.2

 

Representative example

 

Representative APR3

56.6% APR variable

Credit Limit

Assumed credit limit of £1,200

Annual Fee4

£140 (£0 in your first year)

Purchase Rate5

22% variable for purchases

Find out if you’re eligible for a Card

Only takes a couple of minutes to complete

Will not impact your credit rating 

Allows you to apply with confidence

Membership Rewards

Earn points on your spend, big or small

1x points for every £1 you spend.

2x points for purchases directly with airlines or in a foreign currency.

3x points for purchases at American Express Travel, our online travel agency.

Anniversary Bonus – 10,000 points each year when you spend at least £15,000 within your first year.

Smart new trainers to the latest console for gamers. How will you use your Membership Rewards points?

You can pay for almost anything with points. Whether it’s a treat for you or a gift for a loved one, there are lots of ways to spend your points. 

PAY WITH POINTS

Cover it with Points

 

From coffee on the go to a new sofa, use your points to cover any transaction made on your Card as soon as it shows on your statement.

 

 

Use points towards purchases

Shop with Points

 

Shop with Points allows you to pay with points at the checkout of leading brands, such as Amazon and Boots. You can also use them at the SafeKey® secure check-out, with brands such as John Lewis.

 

Find out more

Travel with Points

 

You can use your points when you book with American Express Travel. Choose to pay or part-pay for any eligible bookings. There are no restrictions, use your preferred number of points when you book.

 

View American Express Travel

Discover other ways you can use and boost your points.

Other benefits

Find out what else you can do with your Card

All your great benefits

Complimentary Supplementary Cards

Access global lounges with Priority Pass 

Access the hottest tickets with Amex Experiences 

Enjoy exclusive dining experiences with Eat Life 

Receive personalized offers 

Travel Accident and Travel Inconvenience Insurance 

Purchase and Fraud Protection 

24/7 world class customer service


Get more from your Card

Explore our range of Cards

 

From premium travel benefits like access to over 1,200 airport lounges or earning a British Airways Companion Voucher, to earning cashback on all your everyday spend, find the Card that’s right for you.

View All Cards


1. Deliveroo Offer:

Please note that for newly acquired Cardmembers the Deliveroo benefit may take up to 10 business days to reflect on your online Account for enrolment. Full offer terms Apply.


2. New Cardmember offer:

This new Cardmember offer is only available if you have not held a personal American Express Card within the previous 24 months. If you have held a personal American Express Card within the previous 24 months, you will be entitled to all other Card benefits, excluding the welcome offer.

 

20,000 Membership Rewards bonus points:

The 20,000 Membership Rewards bonus points will be awarded onto your Account once you have been approved and you have spent and charged £3,000 within the first three months of Cardmembership. Cardmembership begins from Card approval. Please note that it can take up to one month for bonus points to be awarded to your Account.


3. Additional Information:

The representative APR is the ‘Annual Percentage Rate’ of charge. The APR is designed to help you compare and understand the cost of credit. It takes into account the interest rate that we charge on purchases, and any additional costs in connection with the product, such as the annual fee. It’s shown as an annualised percentage, making it easier for you to compare other credit products.

Rates can vary for several reasons. Your purchase and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. For more information click here. Rates may also vary based on your individual circumstances, either when you apply for a product or afterwards.


4. The annual fee is £140. With this offer you will receive the first year of Cardmembership with £0 annual fee. From year two of your membership, a £140 annual fee will automatically be charged to your Account on or after the anniversary of your Account opening date


5.
Rates can vary for several reasons. Your purchase and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. For more information click here. Rates may also vary based on your individual circumstances, either when you apply for a product or afterwards.

 

Terms and Conditions

 

Eligibility

 

To save time before applying for your American Express Preferred Rewards Gold Credit Card, it’s best to make sure you can say yes to the following.

 

  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have no history of bad debt
  • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal American Express Card in the past 24 months.

If you can say yes, go ahead. The application usually takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.

 

Important Information

 

Please ensure that you have read and downloaded these important documents before starting your application.

 

Read Terms and Conditions

Read Summary Box

Pre-Contract Credit Information

Read Insurance

Read Membership Rewards Terms and Conditions

Cardmember Privacy Statement

 

Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

 

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.