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undefinedThe American Express Business Gold Card

The American Express® Business Gold Card

Earn and redeem Membership Rewards® points on all business spend

Annual Fee £195 (£0 in first year)

Card Type

Charge Card

Your Benefits

For almost every £1 you spend on your Card, you’ll earn 1 Membership Rewards point3 – and there’s no limit, so you can stack up the points to your heart’s content, as long as your Account is open and up to date.

The same goes for Employee Cards on the Account, so your employee’s spending will keep the rewards coming in. 9

Membership Rewards points can be redeemed on eligible purchases such as team lunches, flights for a getaway, office supplies, online advertising... the possibilities are endless.

You can redeem your Membership Rewards points on eligible purchases at PayPal by choosing to use either Pay with Points, your American Express Card®, or a combination of both 10.

The American Express® Business Gold Card also earns you an extra 10,000 Membership Rewards points when you spend £20,000 per quarter. That’s a potential 40,000 additional bonus points per year. 4

Cashflow management: the Card provides up to 54 days deferred payment on purchases5. Just pay off your balance in full each month.

The Card comes with ‘No pre-set spending limit’ 6. This means that your spending power - the amount your business can spend - is dynamic and can adjust to your business needs. The way you use your Card can help your spending power grow - particularly within the first few months.

On the move? You’re protected when you use the Card to book your travel, with Travel Accident Insurance up to £250,000 and Travel Inconvenience Insurance up to £200. 7

Sometimes bad luck strikes. So, if you buy an eligible item on your Card and it’s stolen or damaged within 90 days of purchase, we’ll cover the cost of repair or replacement for the item, subject to excess, up to £2,500 per eligible item. 7

Should you change your mind or return your eligible item for any reason within the same 90 day period, the Card's Refund Protection means that even if the UK retailer won’t refund you, we’ll replace or refund you up to a maximum of £300. 7

Cashing in on our Offers couldn’t be easier. Download the American Express® App, select ‘Offers', save offer to Card and redeem8. Simple as that.

Up to 20 Gold Business Employee Cards for your employees at no additional cost.9.

Am I Eligible?
To save time, it’s best to make sure you can say yes to the following before you apply:
•  The business has a current UK Bank or Building Society account
•  You are aged 18 or over
•  You have a permanent UK home address
•  You will pay the annual fee of £195, after your first year of Cardmembership



If you'd prefer a Card without any rewards, other features or a Cardmembership fee, an alternative option is available — the Basic Card, click here for more information.

This offer is not available if you currently hold or have held any other Membership Rewards enrolled American Express Cards in the past 13 months.

You must apply via the button on this page to ensure you and your friend both receive your bonus.

This link was shared with you by your family/friend since they felt you would be interested in American Express products; after confirming that they had your consent to do so. If you wish to opt out of American Express marketing communications please click here. Please note American Express has no control over the communication you receive directly from your friends/family and you might continue to receive such communication from them directly.

Privacy Statement
undefinedThe American Express Business Gold Card

The American Express® Business Gold Card

Earn and redeem Membership Rewards® points on all business spend

Annual Fee £195 (£0 in first year)

Card Type

Charge Card

Your Benefits

For almost every £1 you spend on your Card, you’ll earn 1 Membership Rewards point3 – and there’s no limit, so you can stack up the points to your heart’s content, as long as your Account is open and up to date.

The same goes for Employee Cards on the Account, so your employee’s spending will keep the rewards coming in. 9

Membership Rewards points can be redeemed on eligible purchases such as team lunches, flights for a getaway, office supplies, online advertising... the possibilities are endless.

You can redeem your Membership Rewards points on eligible purchases at PayPal by choosing to use either Pay with Points, your American Express Card®, or a combination of both 10.

The American Express® Business Gold Card also earns you an extra 10,000 Membership Rewards points when you spend £20,000 per quarter. That’s a potential 40,000 additional bonus points per year. 4

Cashflow management: the Card provides up to 54 days deferred payment on purchases5. Just pay off your balance in full each month.

The Card comes with ‘No pre-set spending limit’ 6. This means that your spending power - the amount your business can spend - is dynamic and can adjust to your business needs. The way you use your Card can help your spending power grow - particularly within the first few months.

On the move? You’re protected when you use the Card to book your travel, with Travel Accident Insurance up to £250,000 and Travel Inconvenience Insurance up to £200. 7

Sometimes bad luck strikes. So, if you buy an eligible item on your Card and it’s stolen or damaged within 90 days of purchase, we’ll cover the cost of repair or replacement for the item, subject to excess, up to £2,500 per eligible item. 7

Should you change your mind or return your eligible item for any reason within the same 90 day period, the Card's Refund Protection means that even if the UK retailer won’t refund you, we’ll replace or refund you up to a maximum of £300. 7

Cashing in on our Offers couldn’t be easier. Download the American Express® App, select ‘Offers', save offer to Card and redeem8. Simple as that.

Up to 20 Gold Business Employee Cards for your employees at no additional cost.9.

Am I Eligible?
To save time, it’s best to make sure you can say yes to the following before you apply:
•  The business has a current UK Bank or Building Society account
•  You are aged 18 or over
•  You have a permanent UK home address
•  You will pay the annual fee of £195, after your first year of Cardmembership



If you'd prefer a Card without any rewards, other features or a Cardmembership fee, an alternative option is available — the Basic Card, click here for more information.

This offer is not available if you currently hold or have held any other Membership Rewards enrolled American Express Cards in the past 13 months.

You must apply via the button on this page to ensure you and your friend both receive your bonus.

This link was shared with you by your family/friend since they felt you would be interested in American Express products; after confirming that they had your consent to do so. If you wish to opt out of American Express marketing communications please click here. Please note American Express has no control over the communication you receive directly from your friends/family and you might continue to receive such communication from them directly.

Privacy Statement

The American Express® Business Gold Card

undefinedThe American Express Business Gold Card

Earn and redeem Membership Rewards® points on all business spend

Annual Fee £195 (£0 in first year)

Card Type

Charge Card

Your Benefits

For almost every £1 you spend on your Card, you’ll earn 1 Membership Rewards point3 – and there’s no limit, so you can stack up the points to your heart’s content, as long as your Account is open and up to date.

The same goes for Employee Cards on the Account, so your employee’s spending will keep the rewards coming in. 9

Membership Rewards points can be redeemed on eligible purchases such as team lunches, flights for a getaway, office supplies, online advertising... the possibilities are endless.

You can redeem your Membership Rewards points on eligible purchases at PayPal by choosing to use either Pay with Points, your American Express Card®, or a combination of both 10.

The American Express® Business Gold Card also earns you an extra 10,000 Membership Rewards points when you spend £20,000 per quarter. That’s a potential 40,000 additional bonus points per year. 4

Cashflow management: the Card provides up to 54 days deferred payment on purchases5. Just pay off your balance in full each month.

The Card comes with ‘No pre-set spending limit’ 6. This means that your spending power - the amount your business can spend - is dynamic and can adjust to your business needs. The way you use your Card can help your spending power grow - particularly within the first few months.

On the move? You’re protected when you use the Card to book your travel, with Travel Accident Insurance up to £250,000 and Travel Inconvenience Insurance up to £200. 7

Sometimes bad luck strikes. So, if you buy an eligible item on your Card and it’s stolen or damaged within 90 days of purchase, we’ll cover the cost of repair or replacement for the item, subject to excess, up to £2,500 per eligible item. 7

Should you change your mind or return your eligible item for any reason within the same 90 day period, the Card's Refund Protection means that even if the UK retailer won’t refund you, we’ll replace or refund you up to a maximum of £300. 7

Cashing in on our Offers couldn’t be easier. Download the American Express® App, select ‘Offers', save offer to Card and redeem8. Simple as that.

Up to 20 Gold Business Employee Cards for your employees at no additional cost.9.

Am I Eligible?
To save time, it’s best to make sure you can say yes to the following before you apply:
•  The business has a current UK Bank or Building Society account
•  You are aged 18 or over
•  You have a permanent UK home address
•  You will pay the annual fee of £195, after your first year of Cardmembership



If you'd prefer a Card without any rewards, other features or a Cardmembership fee, an alternative option is available — the Basic Card, click here for more information.

This offer is not available if you currently hold or have held any other Membership Rewards enrolled American Express Cards in the past 13 months.

You must apply via the button on this page to ensure you and your friend both receive your bonus.

This link was shared with you by your family/friend since they felt you would be interested in American Express products; after confirming that they had your consent to do so. If you wish to opt out of American Express marketing communications please click here. Please note American Express has no control over the communication you receive directly from your friends/family and you might continue to receive such communication from them directly.

Privacy Statement

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Click below to find the right Card for you. Your friend can receive a referral bonus if you are approved for any of the Cards with a referral offer.