Your friend has invited you to get The American Express® Business Gold Card.
Apply through the link on the page so both you and Your friend can get a bonus if you're approved. Terms apply.
The American Express® Business Gold Card
Earn and redeem Membership Rewards® points on all business spend
Annual Fee £195 (£0 in first year)
Annual Fee
No annual fee for the first year, and £195 per year after that.2
Purchase Rate
29.1% p.a. (variable) (applies if you choose to use a line of credit via Flexible Payment Option).3
Your Benefits
You can pay your balance in full each month, or you have the choice to use Flexible Payment Option. This allows you to pay part of your balance over time, so when cashflow fluctuates, your repayments can too – giving you peace of mind.
You will receive a line of credit when your Card arrives and you can access this with no additional approvals or paperwork. If you choose to use the line of credit, the purchase rate applies. Click here to learn more about Flexible Payment Option.
You will receive a line of credit when your Card arrives and you can access this with no additional approvals or paperwork. If you choose to use the line of credit, the purchase rate applies. Click here to learn more about Flexible Payment Option.
For almost every £1 you spend on your Card, you’ll earn 1 Membership Rewards point4 – and there’s no limit, so you can stack up the points to your heart’s content, as long as your Account is open and up to date.
The same goes for Employee Cards on the Account, so your employee’s spending will keep the rewards coming in. 10
The same goes for Employee Cards on the Account, so your employee’s spending will keep the rewards coming in. 10
Membership Rewards points can be redeemed on eligible purchases such as team lunches, flights for a getaway, office supplies, online advertising... the possibilities are endless.
You can redeem your Membership Rewards points on eligible purchases at PayPal by choosing to use either Pay with Points, your American Express Card®, or a combination of both 11.
The American Express® Business Gold Card also earns you an extra 10,000 Membership Rewards points when you spend £20,000 per quarter. That’s a potential 40,000 additional bonus points per year. 5
This benefit will be retired on 1 April 2026*.5
This benefit will be retired on 1 April 2026*.5
Save this benefit to your Card by 31/12/2026 and spend online at uk.indeed.com to get 100% back on qualifying purchases up to a maximum of £50 back. The benefit resets every 3 months. Terms, purchase restrictions and future communications about this benefit will apply.12
If you currently pay for your expenses by cash or invoice, the payment will leave your account right away. With Amex Business Gold®, you have a payment period of up to 54 days interest free if you spend on the first day of the new statement period and repay the balance in full on the due date. To avoid incurring interest payments, simply pay your total balance in full every month.6
Your Card’s spending limit – the amount your business can spend – is dynamic and can adjust to your business needs.
To help maximise your spending limit, you can start spending and repaying the balance as soon as your get your Card, earning Rewards as you go. You can make repayments multiple times within your Billing Cycle, there’s no need to wait.7
To help maximise your spending limit, you can start spending and repaying the balance as soon as your get your Card, earning Rewards as you go. You can make repayments multiple times within your Billing Cycle, there’s no need to wait.7
On the move? You’re protected when you use the Card to book your travel, with Travel Accident Insurance up to £250,000 and Travel Inconvenience Insurance up to £200. 8
Sometimes bad luck strikes. So, if you buy an eligible item on your Card and it’s stolen or damaged within 90 days of purchase, we’ll cover the cost of repair or replacement for the item, subject to excess, up to £2,500 per eligible item. 8
Should you change your mind or return your eligible item for any reason within the same 90 day period, the Card's Refund Protection means that even if the UK retailer won’t refund you, we’ll replace or refund you up to a maximum of £300. 8
Cashing in on our Offers couldn’t be easier. Download the American Express® App, select ‘Offers', save offer to Card and redeem9. Simple as that.
Up to 20 Gold Business Employee Cards for your employees at no additional cost.10.
Am I Eligible?
To save time, it’s best to make sure you can say yes to the following before you apply:
• The business has a current UK Bank or Building Society account
• You are aged 18 or over
• You have a permanent UK home address
• You will pay the annual fee of £195, after your first year of Cardmembership
• You earn at least £20,000 per year
• Your business must be either a Limited Liability Company (LTD) or a Limited Liability Partnership (LLP) and you must be a director/member of the business.
You must apply via the button on this page to ensure you and your friend both receive your bonus.
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The American Express® Business Gold Card
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Click below to find the right Card for you. Your friend can receive a referral bonus if you are approved for any of the Cards with a referral offer.