Your friend has invited you to get the American Express® Preferred Rewards Gold Credit Card.
Apply through the link on the page so both you and Your friend can get a bonus if you're approved. Terms apply.
American Express® Preferred Rewards Gold Credit Card
Use your points on an Amazon.co.uk Gift Card
Annual Fee £195 (£0 in your first year)
Purchase Rate
29.1% p.a. (variable)
Annual Fee
£195 (£0 in your first year)
Representative APR
85.8% APR variable
Assumed Credit Limit
£1,200
Credit limit and interest rates depend on our credit assessment of you and may differ from those shown.
Your Benefits
1x point for every £1 spent on purchases
2x points for every £1 spent directly with airlines or in a foreign currency
3x points for every £1 spent at American Express Travel
Plus, get a boost of 5,000 Membership Rewards points when you spend £10,000, up to 10,000 bonus points per year.
Then use your points to offset virtually anything you’ve bought on your Card, or redeem with a range of shopping, travel and lifestyle partners.2
Redeeming Points
Discover the flexibility of your Membership Rewards® points. From luxury retail purchases, reducing your Card balance, redeeming Gift Cards, to planning your next vacation - whatever your taste, the perfect reward awaits you - plus there’s no limits on how many you could earn, and they never expire!2
And many more – 25,000 points is worth up to £125 in gift cards!
2x points for every £1 spent directly with airlines or in a foreign currency
3x points for every £1 spent at American Express Travel
Plus, get a boost of 5,000 Membership Rewards points when you spend £10,000, up to 10,000 bonus points per year.
Then use your points to offset virtually anything you’ve bought on your Card, or redeem with a range of shopping, travel and lifestyle partners.2
Redeeming Points
Discover the flexibility of your Membership Rewards® points. From luxury retail purchases, reducing your Card balance, redeeming Gift Cards, to planning your next vacation - whatever your taste, the perfect reward awaits you - plus there’s no limits on how many you could earn, and they never expire!2
- Use points towards purchases made on your Card. From a trip away, to dining out, once an eligible purchase appears on your statement, you can pay for it with your points.
- Shop with Points online with hundreds of retailers including John Lewis, Selfridges and Amazon.
- Redeem points on eligible purchases at PayPal by choosing to use either PayPal Pay with Points, your American Express® Card, or a combination of both.
- Purchase Gift Cards from a range of well-known brands.
- Transfer points to an Amex loyalty partner programme
And many more – 25,000 points is worth up to £125 in gift cards!
Looking for an airport lounge to relax before you jet off? Take advantage of 4 complimentary Priority Pass airport lounge visits every year giving you access to over 1,300 airports globally. 3
Just when you thought things couldn’t get any tastier. Get £5 back twice a month with Deliveroo, that’s a tasty £120 back yearly, treating yourself to an amazing range of delicious takeaways for less. Terms apply. Enrolment required.4
Book two nights or more with The Hotel Collection through American Express Travel and you’ll receive elevated benefits including noon check-in, late check-out, and a room upgrade1, all when available. Plus, a US$100 credit to use towards eligible charges, such as food and beverage, spa, or other on-property charges2.
1Certain room categories are not eligible for upgrade.
2Credit use varies by property.
Explore properties in The Hotel Collection here
Book with Amex Travel here
1Certain room categories are not eligible for upgrade.
2Credit use varies by property.
Explore properties in The Hotel Collection here
Book with Amex Travel here
Amex Experiences® gets you early access to sought-after tickets. Unlock exclusive access across Music, Dining, Theatre and Sport at top UK venues - from The O2 to Wimbledon, and so much more.6
Get statement credit back with Amex Offers while shopping at your favourite brands. That could be a new pair of shoes, tonight’s dinner, or even your next getaway.
On the move? You’re protected when you use the Card to book your travel, with Travel Accident Insurance up to £250,000 and Travel Inconvenience Insurance up to £200.7
If you would like to purchase additional insurance to protect you and your family when you’re travelling, please visit https://www.americanexpress.com/en-gb/insurance/my-protection/travel-insurance/
If you would like to purchase additional insurance to protect you and your family when you’re travelling, please visit https://www.americanexpress.com/en-gb/insurance/my-protection/travel-insurance/
Sometimes bad luck strikes. So, if you buy an eligible item on your Card and it’s stolen or damaged within 90 days of purchase, we’ll cover the cost of repair or replacement for the item, subject to excess, up to £2,500 per eligible item.7
Should you change your mind or return your eligible item for any reason within the same 90 day period, the Card's Refund Protection means that even if the UK retailer won’t refund you, we’ll replace or refund you up to a maximum of £300.7
Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee.
- No additional application or extra credit checks required. Instalment plans are part of your existing credit limit. Subject to eligibility.8
- A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance.9
- Earn rewards on purchases the way you usually do.
Am I Eligible?
To save time before applying for your American Express Preferred Rewards Gold Credit Card, it’s best to make sure you can say yes to the following.
You must apply via the button on this page to ensure you and your friend both receive your bonus.
This link was shared with you by your family/friend since they felt you would be interested in American Express products; after confirming that they had your consent to do so. If you wish to opt out of American Express marketing communications please click here. Please note American Express has no control over the communication you receive directly from your friends/family and you might continue to receive such communication from them directly.
Privacy Statement
To save time before applying for your American Express Preferred Rewards Gold Credit Card, it’s best to make sure you can say yes to the following.
- I am aged 18 or over
- I have a current UK bank or building society account
- I have a permanent UK home address
- I have no history of bad debt
- I earn at least £20,000 per year
You must apply via the button on this page to ensure you and your friend both receive your bonus.
This link was shared with you by your family/friend since they felt you would be interested in American Express products; after confirming that they had your consent to do so. If you wish to opt out of American Express marketing communications please click here. Please note American Express has no control over the communication you receive directly from your friends/family and you might continue to receive such communication from them directly.
Privacy Statement
American Express® Preferred Rewards Gold Credit Card
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Click below to find the right Card for you. Your friend can receive a referral bonus if you are approved for any of the Cards with a referral offer.