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Begin Your Business Journey
Apply Now to enjoy Welcome Offer up to HK$2,0501 and first-year annual fee waiver
Awarded the Best Business Card for SMEs2, we have your back with no pre-set spending limit3, enhanced cashflow, unlimited rewards, travel privileges and insurance protection.
American Express®
Gold Business Card
Welcome offer
Apply now and enjoy Welcome Offer up to
HK$2,0501
First year annual fee waived.
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Online Application Bonus
HK$100 statement credit upon successful online application. (Basic Cardmember is required to submit all related documents within 7 working days from the date of application)
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First-month Transaction Bonus
HK$200 statement credit upon spending HK$500 in the 1st month
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Welcome Bonus - Month 1
Get extra 50,000 Membership Rewards® points upon spending HK$10,000 in the 1st month.
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Welcome Bonus - Month 2-3
Get extra 250,000 points upon spending HK$35,000 in the 2nd & 3rd months.
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Business Essential Merchants
Earn extra 5 points per HK$1 you spend at our Business Essential Merchants – Up to 225,000 points in the first 3 months.
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Get the most of your business membership with us.
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Membership Rewards Program*
Get unlimited rewards per dollar spend from your business. Terms and Conditions apply.
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Pay with Points Max
Enjoy an enhanced (1.25 times) redemption rate at 240 points = HK$1 when covering your spend on selected brands. Offer valid until Dec 31, 2023. Terms and Conditions apply.
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Access to American Express Travel (ATO)
Enjoy the special redemption rate at 150 points = HK$1 when booking your business trip through our exclusive travel agency. Terms and Conditions apply.
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Roadside assistance
Cover the first HK$750 of towing to your garage when needed, up to 2 claims per year. Terms and Conditions apply.
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Remarks：
- Terms and Conditions apply on the above offers. For details, please refer to the full Terms and Conditions stated in each offer's link.
- *As an American Express Gold Business Cardmember you will be automatically enrolled into the Membership Rewards Gold Business Program. Subject to the Terms & Conditions of the American Express Member Rewards Program here.
Card benefits
Save more when you build your e-commerce business in the digital world.
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Meta
From now till December 31, 2023, sign up for Meta ad placement service at FirstPage to get up to HK$12,000 annual Meta ad spending credits with your eligible Card. (*Terms and conditions apply)
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Google Ads
From now till December 31, 2023, sign up for Google ad placement service at FirstPage to get up to HK$12,000 annual Google ad spending credits with your eligible Card. (*Terms and conditions apply)
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Amazon Web Services (AWS)
Receive a US$500 AWS Promotional Credit by spending US$100 or above per month with the Card on AWS consecutively 3 months. Earn extra UD$50 US$500 AWS Promotional Credit when you are signed up for a new AWS account (*Terms and conditions apply).
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Twitter Ad
From now till December 31, 2023, sign up for Twitter ad placement service at FirstPage to get up to HK$12,000 annual Twitter ad spending credits with your eligible Card. (*Terms and conditions apply)
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LinkedIn Ad
From now till December 31, 2023, sign up for Linkedin ad placement service at FirstPage to get up to HK$12,000 annual Linkedin ad spending credits with your eligible Card. (*Terms and conditions apply)
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Google SEO
From now till December 31, 2023, sign up for Google SEO service at FirstPage to get up to HK$18,000 annual Google SEO spending credits with your eligible Card. (*Terms and conditions apply)
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More offers for saving your daily business expenditure.
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Regus & SPACES
From now till December 31, 2023, enjoy 10% savings on the fees applicable to the first six months of a new contract for any Regus or SPACES offices, coworking spaces and meeting rooms with your eligible Card. (*Terms and Conditions apply)
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iStock
From now till December 31, 2023, enjoy 20% savings upon purchases of new subscriptions on iStock with you eligible Card. (*Terms and conditions apply)
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DocuSign
From now till December 31, 2023, enjoy up to 30% savings on annual DocuSign plans with you eligible Card. (*Terms and conditions apply)
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The Executive Centre
From now till December 31, 2023, get a complimentary 3-days global pass at The Executive Centre and enjoy 20% savings on meeting room bookings with your eligible Card. (*Terms and Conditions apply)
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Fievrr
From now till December 31, 2023, enjoy 10% savings on your first hire at Fiverr with your eligible Card. (*Terms and conditions apply)
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Remarks：
- Terms and Conditions apply on the above offers. For details, please refer to the full Terms and Conditions stated in each offer's link.
- By clicking any of the links herein, you understand you are leaving our website and going to a third party website, and that American Express is not responsible for any content or websites hosted on or accessible from such third party's sites.
Streamline business expenses and enhance your company cash flow.
Improve your Cashflow
• No pre-set spending limit3
• Up to 51 credit-free days from transaction date4
Protect yourself and your company
• Complimentary Business Insurance5
• Complimentary Travel Insurance5
• Secure online shopping with SafeKey®6
Control your business expenses
• 24/7 online account access
• Quarterly management reports
• Supplementary Cards for your staff7
Pay foreign currencies seamlessly, securely and wisely with us.
1% Unlimited Rewards8
Earn 3 points per HK$1 you spend in foreign currencies with no earning cap, equivalent to 1% savings.
Borderless payment
Pay with major currencies around the globe seamlessly9.
Fast and safe transactions
Safekey®6 and Fraud protection ensure every transaction is secure, even in overseas.
Plan your business trip with our holistic travel services, including privileges, offers, insurance and support.
• Earn 3 points per HK$1 you spend on foreign currencies with no earning cap;
• Access to American Express Travel Online, our exclusive travel agency; Enjoy 150 points = HK$1 conversion rate on our travel platform
• Welcome offer could offset HK$3,500 when booking through Amercian Express Travel Online
• Complimentary Travel Insurance5
• Up to HK$2,000,000 Business Travel Accident Insurance
• Up to HK$4,000 for accommodations and essential clothing due to a delayed or cancelled flight and missed connection
• Up to HK$8,000 luggage delay
• Up to HK$10,000 for lost luggage
• Access to Plaza Premium Lounges10
• 8% off at Expedia11
• 7% off at Agoda12
• 24-hour Global emergency support13
• Roadside assistance with up to 2 claims per year
The Best Business Card for SMEs -American Express
Gold Business Card
Apply Now to enjoy welcome offer up to HK$2,0501, plus first-year annual fee waiver.
Earn points all year round through local and foreign currencies spending to redeem your favourite rewards. You can also enjoy complimentary travel insuracne!
- Welcome offer terms and conditions apply, please view here for details.
- The American Express® Gold Business Card has won 3 consecutive year as the “Best business Card for SMEs” by CAPITAL Magazine.
- No pre-set spending limit: No pre-set spending limit does not mean unlimited spending and charges are approved based on your payment history, credit records, spending pattern with us.
- 51 credit-free days: Actual credit-free period will vary based on the date of charge and the billing cycle cut-off date.
- Insurance: The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. (American Express) does not act as an agent or fiduciary for you, and American Express may act on behalf of the insurance provider, as permitted by law. Exclusions and limitations apply. See here for Business Insurance details; here for Business Travel Insurance details;
- SafeKey®: Secure online shopping with American Express SafeKey. Click here to learn more.
- American Express approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. Supplementary Cardmembers must be over 18 years of age. The Business, the Basic Cardmember and each Supplementary Cardmember are jointly and severally liable for all Supplementary Card spending. Membership Rewards® enrolment required. Subject to Terms and Conditions of the Membership Rewards program.
- Calculation by using Pay with Points (300 points = HK$1) to cover eligible spendings. A currency conversion fee applies when payment is charged in a currency other than Hong Kong Dollars. For more information regarding charges made in foreign currencies, please refer to the Cardmember Agreement.
- A currency conversion fee applies when payment is charged in a currency other than Hong Kong Dollars, please refer to the relevant Cardmember Agreement.
- Basic and Supplementary Cardmembers of American Express Gold Business Card issued in Hong Kong by American Express International, Inc. are eligible to a total of two complimentart visits per year. Terms and Conditions apply.
- Terms and Conditions apply, please view here. Offer valid til Dec 31, 2023.
- Terms and Conditions apply, please view here. Offer valid til Dec 31, 2023.
- Global Assist Hotline: You must arrange all medical and visitor transportation. As the Global Assist Hotline is an assistance service, we cannot reimburse you for expenses you incur on your own. Please refer to the Global Assist Summary of Coverage for additional details and restrictions.