American Express® Gold Business Card Benefit Terms
1. No pre-set spending limit does not mean unlimited spending and charges are approved based on your payment history, credit records, spending pattern with us.
2. 51 credit-free days: Actual credit-free period will vary based on the date of charge and the billing cycle cut-off date.
3. Supplementary Cards: American Express approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. Supplementary Cardmembersmust be over 18 years of age. The Business, the Basic Cardmember and each Supplementary Cardmember are jointly and severally liable for all Supplementary Card spending. Membership RewardsTM enrolment required. Subject to Terms and Conditions of the Membership Rewards program.
4. Business Insurance: The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. does not act as an agent or fiduciary for you, and American Express International, Inc. may act on behalf of the insurance provider, as permitted by law. Exclusions and limitations apply. See here for details.
5. SafeKey®: Subject to the Terms & Conditions here.
6. Membership Rewards: As an American Express Gold Business Cardmember you will be automatically enrolled into the Membership Rewards Gold Business Program. Subject to the Terms & Conditions of the American Express Member Rewards Program here.
7. American Express Live Hong Kong:Subject to Terms & Conditions here.
8. Airport VIP Lounge: Twice per year. Terms and Conditions apply.
9. Movie Privilege: Terms and conditions apply.
10. Business Travel Insurance: The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. does not act as an agent or fiduciary for you, and American Express International, Inc. may act on behalf of the insurance provider, as permitted
11. Global Assist Hotline: You must arrange all medical and visitor transportation. As the Global Assist Hotline is an assistance service, we cannot reimburse you for expenses you incur on your own. Please refer to the Global Assist Summary of Coverage for additional details and restrictions.
12. Express Cash: Click here to learn more.
13. Annual Fee: HK$980 per year, includes 1 Basic Cardmember and 3 Supplementary Cardmembers.