You promise that the information you provide on this application is accurate. You authorize us to verify this information and to obtain reports from consumer reporting agencies. You authorize us and our affiliates and subsidiaries to share information we have about you at any time for marketing and administrative purposes as permitted by law. Upon request, we will tell you if we have received a consumer report and the name and address of the agency that provided it.

Must provide a legible copy of your passport or identification and proof of your residential address, which must be either a bill or receipt, not older than three months, of a public service rendered at your residence, such as a land-line telephone, electricity, gas, water, cable TV or Internet or a Bank Statement issued by a U.S. domiciled financial institution other than the referring financial institution, showing your name and residential address. Mobile phone bills or Credit Card statements are not accepted as valid proof of residency. All attached documents must match the personal information provided in this application. When you use your Account (or sign or keep The Card), you agree to the terms of the Card Member Agreement that will be provided to you. Your Card Member Agreement includes an arbitration provision, which impacts your opportunity to have claims related to the Account heard in court or resolved by a jury, and to participate in a class action or similar proceeding.

We may change the Card Member Agreement subject to applicable law. We may do this in response to the business, legal or competitive environment. Changes to some terms may require 45 days’ advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Card Membership.

Additional Cards: Additional Card Members do not have accounts with us but they can use your Account subject to the terms of the Card Member Agreement. You are responsible for all use of your Account by Additional Card Members and anyone they allow to use your Account. You must pay for all charges they make. You authorize us to give Additional Card Members information about your Account and to discuss it with them.

USA PATRIOT Act Notice: Federal law requires all Financial Institutions to obtain, verify and record information that identifies each person who opens an Account, including your name, address, date of birth and other information that will allow us to verify your identity.

OFFER TERMS

*The initiation fee for the Centurion Card is US$5,000.**The annual fee for the Centurion® Card is US$5,000.
The annual fee for the first Additional Centurion Card® is US$0. The annual fee for each Additional Centurion Card® after the first one is US$1,500. The annual fee for each Additional The Platinum Card® is US$0.

The Centurion Card is issued by American Express® Travel Related Services Company, Inc.
©2024 American Express Travel Related Services Company, Inc. All rights reserved.

^‡BENEFIT TERMS

Additional Cards
At your request we may issue Cards to additional Card Members. They do not have accounts with us, but they can use your Account subject to the terms of this Agreement. You are responsible for all use of your Account by additional Card Members and anyone they allow to use your Account. You must pay for all charges they make. You authorize us to give additional Card Members information about your Account and to discuss it with them. If you want to cancel an additional Card member’s right to use your Account (and cancel their Card) you must tell us. The annual membership fee for the first Additional Centurion® Card is US$0. The annual membership fee for each Additional Centurion® Card after the first one is US$1,500. The annual membership fee for each Additional The Platinum Card® is US$0.

Centurion Membership Services
Centurion Membership Services perform select concierge services at your request and on your behalf that are limited to: (i) purchasing of available event tickets, (ii) making of available dining or other reservations (which may include, for example, spa or golf), (iii) general travel-related inquiries, and (iv) shopping requests (which may include, for example, sending of flowers or gifts); in each case, as deemed reasonable by American Express. You are responsible for all purchases and associated taxes and fees (including, without limitation, shipping fees) that Centurion Membership Services makes at your request and on your behalf. You acknowledge that if you make a request through Centurion Membership Services: (i) American Express is placing that request on your behalf, and (ii) the goods and/or services you requested will be provided by third parties and American Express is not liable for any injury to person or property caused by such third parties or the goods and/or services requested. American Express reserves the right to note your preferences (which may include, for example, flower preferences or tee times) for servicing and marketing purposes, but is not responsible for notifying a restaurant of any food allergies or any other dietary restrictions or preferences when making dining reservations.
To provide you with Centurion Membership Services, you acknowledge that we may contact you regarding offers and benefits of Membership using the contact details that you provide to us, including, without limitation, email, phone (including mobile phone) and text message. If you request not to receive marketing communications from American Express, we will not apply those preferences to your Centurion Membership Services. If you wish to stop receiving marketing communications from Centurion Membership Services, you must request that from your Membership Executive or Membership Manager.

Delta SkyMiles® Gold Medallion Status Membership
Medallion® Complimentary Upgrades are subject to availability and may not be available on all flights or in all markets. Complimentary Upgrades are not available on flights that are serviced with our Business Elite® product, except on flights between New York/JFK and Los Angeles, San Francisco or Seattle. Taxes (and if applicable, fees) for Award Travel are the responsibility of the passenger and must be paid at the time the ticket is booked. Award Seats are limited and may not be available on all flights or in all markets. Complimentary Upgrades for Award Tickets and Pay with Miles reservations are offered to Diamond, Platinum, and Gold Medallion members and will be upgraded beginning at the eligible Medallion tier window based on availability and are not eligible for Complimentary Companion Upgrades. See program terms and conditions for additional details.

Fine Hotels + Resorts
Valid only for new Fine Hotels + Resorts bookings made through Centurion Travel Services. Payment must be made in full with an American Express Card in the Platinum Cardmember's or Centurion® Member’s name. Available for Platinum Charge Cardmembers and Centurion® Members only, and excludes Platinum Credit Cardmembers who are not also Platinum Charge Cardmembers. Cardmember must travel on itinerary booked to be eligible for benefits described. Noon check-in and room upgrade are based on availability and are provided at check-in. Breakfast amenity varies by property, but will be, at a minimum, a continental breakfast. Complimentary In-Room Wi-Fi is provided. In the case where a Property includes cost of Wi-Fi in a mandatory resort fee, the Cardmember will receive a daily credit from the Property in the standard amount that the Property charges for Wi-Fi. The credit will be issued on the Cardmembers final statement upon check-out. Benefit restrictions vary by Fine Hotels + Resorts property and cannot be redeemed for cash, and may not be combined with other offers unless indicated. Advance reservations are recommended for services such as spa, dining or golf in order to take advantage of the Fine Hotels + Resorts special amenity during your stay. Benefits are only applied at checkout and expire at checkout. Limit one benefit package per room, per stay. Three room limit per Cardmember, per stay; back-to-back stays within a 24-hour period at the same property considered one stay. Participating Fine Hotels + Resorts properties and benefits are subject to change.

Centurion Fine Hotels + Resorts
Fine Hotels + Resorts (FHR) program Centurion benefits are available for new bookings made through Centurion Membership Services (meaning solely by calling the phone number on the back of your eligible Card) with participating properties and are valid only for eligible Centurion® Card Members. Bookings must be made using an eligible Card and must be paid using that Card, or another American Express® Card, in the eligible Card Member’s name, and that Card Member must be traveling on the itinerary booked. The average total value of the program benefits is based on prior-year bookings for stays of two nights; the actual value varies. Noon check-in and room upgrade are subject to availability and are provided at check-in; certain room categories are not eligible for upgrade. Room upgrade is subject to availability and is confirmed at the time of booking; certain room categories are not eligible for upgrade. Noon check-in is subject to availability and is provided at check-in. The type of experience credit varies by property; the experience credit will be applied to eligible charges up to the amount of the experience credit. Advance reservations are recommended for certain experience credits. Breakfast amenity varies by property, but will be, at a minimum, a continental breakfast. The type and value of the daily breakfast (for two) varies by property; breakfast will be valued at a minimum of US$60 per room per day. If the cost of Wi-Fi is included in a mandatory property fee, a daily credit of that amount will be applied at check-out. For a stay of two consecutive nights or more, an additional experience credit of up to $200 will be provided. Benefit restrictions vary by property. Benefits are applied per room, per stay (with a three-room limit per stay). Back-to-back stays booked by a single Card Member, Card Members staying in the same room or Card Members traveling in the same party within a 24- hour period at the same property are considered one stay and are ineligible for additional FHR benefits (“Prohibited Action”). American Express and the Property reserve the right to modify or revoke FHR benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your FHR benefits. Benefit restrictions vary by property. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated. Benefits must be used during the stay booked. Any credits applicable are applied at check-out in USD or the local currency equivalent. Benefits, participating properties, and availability and amenities at those properties are subject to change.

Global Lounge Collection

The Centurion® Lounge
Centurion Card Members have unlimited complimentary access to all locations of The Centurion Lounge. Additional Gold Cards and Additional Green Cards on your Centurion® account are not eligible for complimentary access. All access to The Centurion Lounge is subject to space availability. To access The Centurion Lounge, the Centurion Card Member traveling through an airport must present The Centurion Lounge agent with the following upon each visit: their valid Card and a government-issued I.D. Failure to present this documentation may result in access being denied. Centurion Card Members may bring either their immediate family members (includes a spouse or domestic partner and their children under 18) as complimentary OR up to two (2) guests as complimentary into The Centurion Lounge. Card Members must accompany their guests at all times while visiting the Lounge. Guest access policies may vary internationally by location and are subject to change. Card Members must be at least 18 years of age to enter without a parent or legal guardian. All Centurion Lounge visitors must be of legal drinking age in the jurisdiction where the Lounge is located to consume alcoholic beverages. Please drink responsibly. American Express reserves the right to remove any person from the Lounge for inappropriate behavior or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive or violent. Soliciting other Card Members for access into our Lounge is not permissible. Hours may vary by location and are subject to change. Amenities vary among The Centurion Lounge locations and are subject to change. Centurion Card Members will not be compensated for changes in locations, rates or policies. In addition to the complimentary services and amenities in the Lounge, certain services, products or amenities may be offered for sale. You are responsible for any purchases and/or servicing charges you authorize our Member Services Professionals to perform on your behalf. American Express will not be liable for any articles lost or stolen or damages suffered by the visitors to The Centurion Lounge. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice.

Escape Lounges - The Centurion Studio Partner
This benefit is available to Centurion® Card Members. Card Members receive complimentary access to all US locations of the Escape Lounges. Card Member must present their valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and government-issued I.D. Card Member must be at least 18 years of age to enter without a parent or legal guardian. All Escape Lounge visitors must be of legal drinking age in the jurisdiction where the Lounge is located to consume alcoholic beverages. Please drink responsibly. Centurion Members may bring either their immediate family members (includes a spouse or domestic partner and their children under 18) as complimentary OR up to two (2) guests as complimentary. Card Member must adhere to all house rules of participating lounges. Card members and their guests will receive all of the complimentary benefits and amenities afforded to the Escape Lounges customers, as well as access to purchase non-complimentary items. Some product features may be subject to additional charges. Escape Lounges locations are subject to change without notice. Additional restrictions may apply.

Delta Sky Club®
Delta SkyClub. This benefit is available to Centurion® Card Members. Centurion Card Members must present their valid American Express Card, government-issued I.D., and same-day corresponding airline ticket to club ambassador. boarding pass to the Delta Sky Club ambassador. Additional Gold Cards and Additional Green Cards on your Centurion® Card account are not eligible for complimentary access. Access to Delta Sky Club partner lounges is not permitted. Individuals must be at least 18 years of age to access Delta Sky Club, and 21 years of age to access locations with a self-service bar, unless accompanied by a responsible, supervising adult who has access to the lounge. Eligible Centurion Members must adhere to all House Rules while accessing participating airport clubs. Participating airport clubs and locations subject to change without notice. Centurion Members may bring guests into the Delta Sky Club subject to the most current Delta Sky Club access and pricing policies, and must use their valid Centurion Cards as the payment method for guest access. Guests also must be flying on a same-day Delta-operated flight. Guest access and fees subject to terms and conditions of participating airport clubs.

For the most current Delta Sky Club access and pricing policy, please visit Delta.com/skyclub. All Delta Sky Club rules apply to Delta Sky Club membership and use. To review the rules, please visit Delta.com/skyclub.Benefit and rules subject to change without notice. Additional restrictions may apply.
Effective January 1, 2024: Eligible Centurion Members traveling on a same-day Delta-operated flight with Basic Economy (E) fare tickets will not have access to the Delta Sky Club or to Grab and Go.

Plaza Premium Lounge
This benefit is available to Centurion® Card Members. Card Members receive complimentary access to any global location of Plaza Premium Lounges. Card Members must present their valid Card, a confirmed boarding pass for same-day travel on any carrier boarding pass and government-issued I.D. In some cases, Card Member must be 21 years of age to enter without a parent or guardian. Must be of legal drinking age to consume alcohol. Please drink responsibly. Card Members may bring up to two (2) companions into Plaza Premium Lounges as complimentary guests. Card Member must adhere to all house rules of participating lounges. Card Members and their guests will receive all of the complimentary benefits and amenities afforded to the Plaza Premium Lounge customers, as well as access to purchase non-complimentary items. Some product features may be subject to additional charges. Plaza Premium Lounge locations are subject to change.

Priority Pass™
This benefit is available to Centurion Card Members. Centurion Members and Additional Centurion Members may enroll in the Priority Pass^TM Program. Priority Pass is an independent airport lounge access program. You acknowledge and agree that American Express will verify your Card account number and provide updated Card account information to Priority Pass. Priority Pass will use this information to fulfill on the Priority Pass program and may use this information for marketing related to the program. Once enrolled, Centurion Card Members with a valid Card Account may access participating Priority Pass lounges by presenting their Priority Pass card and airline boarding pass. If the Card Account is canceled, you will not be eligible for Priority Pass and your enrollment will be cancelled. When visiting a Priority Pass lounge that admits guests, Centurion Members receive complimentary access for 2 accompanying guests. Some lounges limit the number of guests or do not admit guests. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges and access to participating lounges is subject to all rules, terms and conditions of the applicable lounge. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package, and can be viewed at www.prioritypass.com. Upon receipt of your enrollment information, Priority Pass will send your Priority Pass card and membership package which you should receive within 4-6 weeks.

Lufthansa Lounge Access
This benefit is available to Centurion Card Members. Additional Gold Cards and Additional Green Cards on your Centurion Card account are not eligible for complimentary access. Centurion Card Members have complimentary access to select Lufthansa First Lounges (where available), and Senator and Business lounges (regardless of ticket class) when flying on a Lufthansa Group flight. To access the Lufthansa lounges, Centurion Card Member must present their valid Centurion Card, a government issued I.D., and a same-day departure boarding pass showing confirmed reservation on a Lufthansa Group flight (Lufthansa, SWISS and Austrian airlines) Card Members must adhere to all rules of participating lounges. Participating lounges and locations subject to change without notice. Additional guest access and fees subject to terms and conditions of participating lounges. In some Lounges the Centurion Card Member must be at least 18 years of age to enter without a parent or guardian. Must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. For the most current Lufthansa rules and guest access and pricing policy, please visit http://www.lufthansa.com/us/en/Lounge-types-and-access.

Additional Global Lounge Collection Partner Lounges
American Express offers access to additional lounges in the Global Lounge Collection where Centurion® Members have unlimited complimentary access to participating locations. Card Members must present their valid Centurion Card, a government-issued I.D., and a boarding pass showing a confirmed reservation for same-day travel on any carrier. Guest access and associated fees are subject to the terms and conditions of the participating lounge provider. Participation, locations, rates, and policies of lounges are subject to change without notice, and Card Members and their guests will not be compensated for such changes. Amenities, services, and hours may vary by participating lounge and are subject to change without notice. American Express will not be liable for any articles lost or stolen, or damages suffered by the Card Member or guests inside the participating lounge. For participating lounges with a self-service bar, the Card Member may be required to be of legal drinking age in the participating lounge jurisdiction to enter without a parent or legal guardian. All Card Members and their guests must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. Each participating lounge may have their own policy allowing for children under a certain age to enter for free with the Card Member who is a parent or legal guardian. Card Member must adhere to all house rules of participating lounges. If American Express, in our sole discretion, determines that the Card Member or their guests have engaged in abuse, misuse, or gaming in connection with access to participating lounges in any way, or that the Card Member or their guests intend to do so, we may remove access to the Additional Lounges from the Account. American Express and the participating lounge reserve the right to revise the rules at any time without notice. For the most current list of participating lounges and access requirements, please use the Lounge Finder feature in the American Express App or visit www.americanexpress.com/findalounge.

Hilton Honors Diamond Status
1. As a Centurion Member you are eligible to enroll in complimentary Hilton Honors Diamond status. Offer available only to Centurion Members and is not transferable. Full details of Diamond status can be found at HiltonHonors.com/MemberBenefits and is subject to change by Hilton. Diamond status benefits are subject to availability at participating hotels and resorts within the Hilton Portfolio. Once you request enrolment in Diamond status, American Express will share your enrolment information with Hilton. Hilton may use this information in accordance with its privacy policy available at Hilton.com/PrivacyPolicy. You maintain Diamond status without meeting otherwise required criteria only while an eligible Cardholder or until American Express notifies you that the benefit is terminated. Hilton Honors™ membership, earning and redemption of Points are subject to Hilton Honors Terms & Conditions. Visit HiltonHonors.com/Terms for more details.
2. Eligibility for all on-property Hilton Honors benefits subject to full Hilton Honors Terms & Conditions.
3. Only at select hotel brands: Waldorf Astoria Hotels & Resorts, Conrad Hotels & Resorts, Canopy by Hilton, Hilton Hotels & Resorts, Curio Collection by Hilton, DoubleTree by Hilton, and Tapestry Collection by Hilton.
4. Base Points are earned from the Hilton Honors Program when you stay at hotels and resorts within the Hilton Portfolio. Bonus Points do not qualify for the 100% bonus.
5. Wi-Fi is not complimentary in meeting spaces and at properties with a resort charge. Premium speed Internet may not be available at all hotels.
6. Restrictions apply on guaranteed availability. See Hilton Honors Terms & Conditions.
7. For you and up to one additional guest registered to the same room each day of your stay. Breakfast is only served in the hotel's designated restaurant or Executive Floor Lounge. In limited hotels, the hotel may provide you with full breakfast or in-room service. Only at select hotel brands: Waldorf Astoria™ Hotels & Resorts, Conrad Hotels & Resorts™, Curio Collection by Hilton™, Hilton Hotels & Resorts, DoubleTree by Hilton™, Tapestry Collection by Hilton™ and Hilton Garden Inn™.
8. The following policy applies at all Conrad Hotels & Resorts, Curio Collection by Hilton, Hilton Hotels & Resorts, DoubleTree by Hilton and Tapestry Collection by Hilton hotels with Executive Floor Lounges. Executive Lounges are available only at select properties and complimentary offerings vary by property.
9. 5th Reward Night Free on Standard Room reward stays of 5 nights or more. Free night value based on the average nightly value of the stay, up to 4 free nights on a stay of 20 consecutive nights within the same stay.
10. Subject to Hilton Honors program Terms & Conditions.
11. Only at select hotel brands: Waldorf Astoria Hotels & Resorts, Conrad Hotels & Resorts, Hilton Hotels & Resorts, Curio Collection by Hilton, DoubleTree by Hilton, Tapestry Collection by Hilton, Embassy Suites by Hilton, Hilton Garden Inn and Hilton Grand Vacations. Bottled Water benefits may not be complimentary at properties with a resort charge.
12. When booking directly through Hilton. For more information on our Best Price Guarantee, visit our Terms & Conditions.
13. Diamond level benefits may be combined with the Fine Hotels & Resorts program. All American Express terms and conditions apply.
©2024 Hilton

IHG® Rewards Club – Platinum Elite Status
Cardmember must request IHG® Rewards Club Platinum Elite status upgrade online via the Experiences App to receive complimentary IHG® Rewards Club Platinum Elite Status. IHG® Rewards Club Platinum Elite status benefits are subject to change, are subject to availability and may not be available in all regions. Platinum Elite status amenities may not be combined with the Fine Hotels & Resorts programme. All American Express terms and conditions apply. IHG® Rewards Club Platinum Elite membership is subject to all IHG® Rewards Club program terms and conditions. Visit www.ihgrewardsclub.com/terms for full Terms and Conditions, program details and IHG® privacy statement. IHG® Rewards Club Platinum Elite membership will be renewed only for those enrolled Centurion members who have had at least one qualifying stay during their annual membership; however, Centurion members can renew their membership upon request. American Express reserves the right to instruct IHG® Rewards Club to cancel your membership if you cease to be a Centurion member or your account is not in good standing.

To provide you with the program’s benefits, IHG stores your personal information in the database of InterContinental Hotels Group, Inc. in the USA for the purpose of membership and benefits administration, guest services and marketing. Your information will be made available to its affiliates and franchisees in nearly 100 countries and to its Service Centers. Also, your data may be transferred worldwide to Frequency Alliances of the program. Upon joining, you are in agreement to the IHG Rewards Club member terms and conditions and IHG privacy statement. If you would like a copy, these can be found on www.ihgrewardsclub.com/terms.

Marriott Bonvoy™ Gold Elite Status
Enrollment through American Express is required to receive the benefit. Centurion Members and Additional Centurion Members are eligible to enroll in the complimentary Marriott Bonvoy™ Gold Elite Status benefit in the Benefits section of their americanexpress.com online account or by calling the number on the back of their Card. If a Card Member already has a Marriott Bonvoy account number, they may enter it in the Benefits section prior to enrollment. Once the Card Member requests enrollment, American Express will share their enrollment information with Marriott International Inc. Marriott Bonvoy may use this information in accordance with its privacy statement available at www.marriott.com/about/privacy.mi. Enrollment into the Marriott Bonvoy program is required to receive program benefits, and enrollment may be terminated without prior notice subject to Marriott Bonvoy terms and conditions. Enrollment usually occurs within 3-5 business days, but in limited instances it may take longer. Please call the number on the back of your Card for assistance if you have not received a benefit enrollment confirmation within 10 days from the time you requested enrollment. The Marriott Bonvoy program is subject to change and certain eligibility requirements and benefit availability may vary by property. Marriott Bonvoy Gold Elite status benefits may be combined with the American Express Fine Hotels + Resorts program. Not all Marriott International brand properties participate in the Marriott Bonvoy program. Reservations booked through third parties and online booking services are not eligible to earn Marriott Bonvoy points, miles, or Gold Elite Status benefits. All Marriott Bonvoy program terms and conditions apply; for complete terms and conditions, visit www.marriottbonvoy.com/terms. American Express reserves the right to instruct Marriott Bonvoy to remove Gold Elite status if the Card Member ceases to be a Centurion Member or their account is cancelled or past due. To be eligible for this Gold Elite status benefit, Card Account(s) must not be cancelled and you must remain in good standing with Marriott Bonvoy. If your Card has been replaced, please check the Benefits section of your americanexpress.com account, mobile app or call the number on the back of your Card to confirm your continued enrollment in the Gold Elite status benefit. If American Express, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this the Gold Elite status benefit in any way, American Express may remove access to this benefit from the Account. For additional information, call the number on the back of your Card.

MeliáRewards Platinum
Enrollment in the MeliáRewards Platinum program is required. Benefits are subject to change and availability may vary by property. MeliáRewards Platinum amenities may not wholly be combined with the Fine Hotels & Resorts program. All American Express terms and conditions apply. All Meliá Hotels International terms and conditions apply. To view terms and conditions visit https://www.melia.com/nMenus/jsp/terminosCondiciones.jsp . American Express reserves the right to instruct Meliá Hotels International to cancel your membership if you cease to be a Centurion Card Member or your account is not in good standing.

The Hotel Collection
Valid only for new The Hotel Collection bookings of two or more consecutive nights made through Centurion Membership Services. Payment must be made in full with an American Express Card. If you are a Centurion or Platinum Supplementaryr looking to book a hotel within The Hotel Collection programme, you can contact your Centurion Membership Services or Platinum Travel service through the number on the back of the card. must travel on itinerary booked to be eligible for benefits described.
*The Cardmember will receive the credit as a deduction from the final bill when checking out of the hotel; they receive $1 for each eligible dollar spent up to $100 USD. Eligible charges exclude charges for taxes, gratuities, fees and cost of the room. Additional exclusions based on specific hotel restrictions may also apply (including without limitation purchases within the hotels that are unaffiliated and/or owned by third parties) –see hotel front desk for details. Credit must be used in conjunction with initial stay and cannot be carried over to another stay, is not redeemable for cash and expires at check-out. Back-to-back stays booked by a single Card Member, Card Members staying in the same room or Card Members traveling in the same party within a 24-hour period at the same property are considered one stay and are ineligible for additional FHR benefits (“Prohibited Action”). American Express and the Property reserve the right to modify or revoke FHR benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your FHR benefits. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated and expires at check-out. Benefits must be used during the stay booked. Any credits applicable are applied at check-out in USD or the local currency equivalent. Benefits, participating properties, and availability and amenities at those properties are subject to change.
**A one category room upgrade is based on availability and eligibility at check-in to the hotel. Limit one credit per room, per stay. Three-room limit per per stay; back-to-back stays within a 24-hour period at the same property considered one stay. Participating providers and benefits subject to change.
© 2024 American Express Travel Related Services Company, Inc. All rights reserved.

American Express Customer Service Department, P.O. Box 981535, El Paso, TX 79998-1535
©2024 American Express Travel Related Services Company, Inc. All rights reserved.

Membership Rewards
Terms and Conditions of the Membership Rewards® program apply. Visit www.membershiprewardslac.com or call 1-800-297-3276 for more information. Participating partners and available rewards are subject to change without prior notice. The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo. Enrolment in a participating Frequent Flyer program is required. Airlines tickets are subject to availability.

Travel Credit
You must enroll through the Amex Experiences app or by calling 1-866-627-8440 (Toll-free number from within the U.S.) or 1-954-503-4432 (Toll call from outside the U.S.) to receive this offer. Offer available only to Basic Centurion® International Dollar Card Members from January 1, 2023 through December 31, 2024. Eligible Card Members can earn a US$1,500 statement credit each calendar year through December 31, 2024 after The Centurion® Card from International Dollar Card is used to spend at least US$40,000 in a calendar year (the “Threshold Amount”) on eligible travel purchases made on or after the date your enrollment is confirmed by us by email, typically 24 hours from your enrollment request. This means that in the calendar year in which you first enroll for the offer, your eligibility period to reach the Threshold Amount to receive the offer will be less than the full calendar year. Once enrolled in the offer, purchases made by both the Basic Centurion Member and Additional Centurion Members on the enrolled Card Account will count towards the Threshold Amount. However, the statement credit will be applied to the Basic Centurion Card Account only and will not exceed US$1,500 per calendar year through December 31, 2024 across all Cards on the Account. Eligible travel purchases only include bookings made with an eligible Centurion Card for hotels or car rentals, or through travel agencies or tour operators, minus returns and other credits. If the merchant or transaction is not under these categories, the purchase will not be eligible for purposes of meeting the Threshold Amount. Eligible purchases do not include travel purchases made prior to enrollment. Eligible travel purchases do not include ticketing services, cancellation, or other fees, fees or interest charges, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person transactions including those for goods and services, or purchases of other cash equivalents. Credits or rewards you may receive with your Card on other purchase categories or in connection with promotions or offers from American Express may not be combined with this offer. If American Express does not receive information that identifies your transaction as eligible for the offer, it will not count toward the Threshold Amount. Please allow up to 8 weeks after the Card Account reaches the Threshold Amount for the statement credit to be posted to the Card Account. Please call the number on the back of the Card if statement credit is not posted after 8 weeks from the date on which the Card Account reaches the Threshold Amount. Eligible purchases must be processed by the merchant before December 31st, 11:59 PM Central Time each calendar year to count toward the Threshold Amount in that calendar year. American Express relies on merchants to process transactions within the same calendar year that you made the purchase for the purchase to apply toward the Threshold Amount in that calendar year. For example, if you make an eligible purchase on the last day of the calendar year, but the merchant does not process that transaction until the next day, the transaction date will reflect the next day’s date and the purchase will apply toward the Spend Threshold in the following calendar year for which enrollment will be required in order for it to apply. To be eligible for this offer benefit, your Card Account must be active, not be canceled or past due at the time of statement credit fulfillment. Statement credit may be reversed if the eligible purchase is returned/canceled. Additionally, if American Express in its sole discretion determines that you have engaged in abuse, misuse, or gaming in connection with this offer benefit in any way or that you intend to do so (for example, you cancel or return purchases you made to meet the Threshold Amount), we may not credit, we may freeze, or we may reverse any statement credit previously applied to your Card Account. We may also cancel this Card Account and any other accounts you may have with us.

Dining Credit
You must enroll through the Amex Experiences app or by calling 1-866-627-8440 (Toll-free number from within the U.S.) or 1-954-503-4432 (Toll call from outside the U.S.) to receive this offer. Offer available only to Basic Centurion® International Dollar Card Members from January 1, 2023 through December 31, 2024. Eligible Card Members can earn a US$1,500 statement credit each calendar year through December 31, 2024 after The Centurion® Card from International Dollar Card is used to spend at least US$40,000 in a calendar year (the “Threshold Amount”) on eligible travel purchases made on or after the date your enrollment is confirmed by us by email, typically 24 hours from your enrollment request. This means that in the calendar year in which you first enroll for the offer, your eligibility period to reach the Threshold Amount to receive the offer will be less than the full calendar year. Once enrolled in the offer, purchases made by both the Basic Centurion Member and Additional Card Members on the enrolled Card Account will count towards the Threshold Amount. However, the statement credit will be applied to the Basic Centurion® Card Account only and will not exceed US$1,500 per calendar year through December 31, 2024 across all Cards on the Account. Eligible travel purchases only include bookings made with an eligible Centurion® Card for hotels or car rentals, or through travel agencies or tour operators, minus returns and other credits. If the merchant or transaction is not under these categories, the purchase will not be eligible for purposes of meeting the Threshold Amount. Eligible purchases do not include travel purchases made prior to enrollment. Eligible travel purchases do not include ticketing services, cancellation, or other fees, fees or interest charges, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person transactions including those for goods and services, or purchases of other cash equivalents. Credits or rewards you may receive with your Card on other purchase categories or in connection with promotions or offers from American Express may not be combined with this offer. If American Express does not receive information that identifies your transaction as eligible for the offer, it will not count toward the Threshold Amount. Please allow up to 8 weeks after the Card Account reaches the Threshold Amount for the statement credit to be posted to the Card Account. Please call the number on the back of the Card if statement credit is not posted after 8 weeks from the date on which the Card Account reaches the Threshold Amount. Eligible purchases must be processed by the merchant before December 31st, 11:59 PM Central Time each calendar year to count toward the Threshold Amount in that calendar year. American Express relies on merchants to process transactions within the same calendar year that you made the purchase for the purchase to apply toward the Threshold Amount in that calendar year. For example, if you make an eligible purchase on the last day of the calendar year, but the merchant does not process that transaction until the next day, the transaction date will reflect the next day’s date and the purchase will apply toward the Spend Threshold in the following calendar year for which enrollment will be required in order for it to apply. To be eligible for this offer, your Card Account must be active, not be canceled or past due at the time of statement credit fulfillment. Statement credit may be reversed if the eligible purchase is returned/canceled. Additionally, if American Express in its sole discretion determines that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, you cancel or return purchases you made to meet the Threshold Amount), we may not credit, we may freeze, or we may reverse any statement credit previously applied to your Card Account. We may also cancel this Card Account and any other accounts you may have with us.

Online Services
In order to pay your account online, you must have an eligible bank account in U.S. dollars with a financial institution in the United States. See your Card Member Agreement for more information.

No Foreign Transaction Fees
American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.

^‡AMEX INSURANCE DISCLOSURES

Descriptions of Centurion® Card insurance coverages are provided on this Web site for informational purposes only. The Terms and Conditions provide complete coverage information and supersede all other sources. To review Terms and Conditions, please refer to the master policy.

Baggage Insurance Plan
Baggage Insurance Plan is underwritten by Indemnity Insurance Company of North America, Administrative Office, The Corporate Center Calle Resolución #33, Suite 500, San Juan, Puerto Rico 00920. Service is determined by the Terms, Conditions, and Exclusions of policy 58US3758, which is subject to changes with prior notice. Covered trip must be purchased and charged to your Centurion® Card. If other insurance is available to You which provides the same or similar coverage as that provided by this Plan, this Plan becomes excess and you will be paid only that portion of the Covered Incident benefit which is not reimbursed by other insurance up to Our limits. This document does not supplement or replace the policy.

Car Rental Loss and Damage
Car Rental Loss and Damage Insurance Plan is underwritten by Indemnity Insurance Company of North America, Administrative Office, The Corporate Center, Resolución #33, Suite 500, San Juan, Puerto Rico 00920. Coverage is determined by the Terms, Conditions, and Exclusions of policy 58US3775 and is subject to change with notice. This document does not supplement or replace the policy. Certain restrictions apply. Cardmember should not accept the insurance CDW offered by the rental company. Some vehicles are not covered. If other insurance is available to You which provides the same or similar coverage as that provided by this Plan, this Plan becomes excess and you will be paid only that portion of the Covered Incident benefit which is not reimbursed by other insurance up to Our limits. Centurion® Card Members are insured internationally, except for vehicles rented in Australia, Ireland, Italy, Israel, Jamaica and New Zealand. No cover is provided for auto rental for a Cardmember within their country of official residence.

Centurion Travel Assistance

Baggage Assistance and Compensation
Centurion Travel Assistance. The Travel Assistance services are provided by AXA Assistance USA, Inc. ("AXA"), an AXA Group company, are given the name of Centurion Travel Assistance and are valid only for American Express International Dollar Card Centurion Card® Members or the Additional Card Members. The Centurion Travel Assistance services will be valid only during the time in which the American Express Centurion Card® account is active and in good standing. The use of the Centurion Travel Assistance Service implies that the basic Card member understands and accepts the following General Conditions. The following general terms and conditions are in effect when services are provided by AXA and/or vendors and providers through which services are coordinated on behalf of the Card Member while traveling outside of his or her country of permanent residence or when 100 KMs away from home. The services provided by AXA are restricted to emergency situations that arise directly and independently of all other causes, resulting in external bodily injury, of violent and/or accidental means or of a medical condition which is sudden, unanticipated and urgent which requires immediate medical or surgical evaluation or treatment to provide relief of acute pain and suffering. Important restriction and limitations apply. Services in certain countries may not be provided. Card Members whose permanent address of residence is in Spain or Switzerland are not eligible for Centurion Travel Assistance. Please check important Terms and Conditions (www.americanexpress.com/idc/nac_centurion_2022/) Should the Card Member have doubt about the availability of service at their intended travel destination, they may contact AXA at Toll free +1(800) 575-3311 in the U.S.A. or Call collect +1(312)-935-3672 from any other locations worldwide.

Legal Referral and Assistance
Centurion Travel Assistance. The Travel Assistance services are provided by AXA Assistance USA, Inc. ("AXA"), an AXA Group company, are given the name of Centurion Travel Assistance and are valid only for American Express International Dollar Card Centurion Card® Members or the Additional Card Members. The Centurion Travel Assistance services will be valid only during the time in which the American Express Centurion Card® account is active and in good standing. The use of the Centurion Travel Assistance Service implies that the basic Card member understands and accepts the following General Conditions. The following general terms and conditions are in effect when services are provided by AXA and/or vendors and providers through which services are coordinated on behalf of the Card Member while traveling outside of his or her country of permanent residence or when 100 KMs away from home. The services provided by AXA are restricted to emergency situations that arise directly and independently of all other causes, resulting in external bodily injury, of violent and/or accidental means or of a medical condition which is sudden, unanticipated and urgent which requires immediate medical or surgical evaluation or treatment to provide relief of acute pain and suffering. Important restriction and limitations apply. Services in certain countries may not be provided. Card Members whose permanent address of residence is in Spain or Switzerland are not eligible for Centurion Travel Assistance. Please check important Terms and Conditions (americanexpress.com/content/dam/amex/idc/benefits/pdf/IDC_NAC_Centurion_2022.pdf). Should the Card Member have doubt about the availability of service at their intended travel destination, they may contact AXA at Toll free +1(800) 575-3311 in the U.S.A. or Call collect +1(312)-935-3672 from any other locations worldwide.

Centurion Travel Assistance Program
Centurion Travel Assistance. The Travel Assistance services are provided by AXA Assistance USA, Inc. ("AXA"), an AXA Group company, are given the name of Centurion Travel Assistance and are valid only for American Express International Dollar Card Centurion Card® Members or the Additional Card Members. The Centurion Travel Assistance services will be valid only during the time in which the American Express Centurion Card® account is active and in good standing. The use of the Centurion Travel Assistance Service implies that the basic Card member understands and accepts the following General Conditions. The following general terms and conditions are in effect when services are provided by AXA and/or vendors and providers through which services are coordinated on behalf of the Card Member while traveling outside of his or her country of permanent residence or when 100 KMs away from home. The services provided by AXA are restricted to emergency situations that arise directly and independently of all other causes, resulting in external bodily injury, of violent and/or accidental means or of a medical condition which is sudden, unanticipated and urgent which requires immediate medical or surgical evaluation or treatment to provide relief of acute pain and suffering. Important restriction and limitations apply. Services in certain countries may not be provided. Please check important Terms and Conditions. Should the Card Member have doubt about the availability of service at their intended travel destination, they may contact AXA at Toll free +1(800) 575-3311 in the U.S.A. or Call collect +1(312)-935-3672 from any other locations worldwide.

Extended Warranty
Extended Warranty Program is underwritten by Indemnity Insurance Company of North America Administrative Office, The Corporate Center 33 Resolución Street, Suite 500 San Juan, Puerto Rico 00920-2707. Coverage is determined by the Terms, Conditions, and Exclusions of policy 58US3764 and is subject to change with notice. Covers up to US$1,000 per covered product up to US$50,000 in a calendar year. If other insurance is available to You which provides the same or similar coverage as that provided by this Plan, this Plan becomes excess and We will pay only that portion of the Covered Incident benefit which is not reimbursed by other insurance up to Our limits. This document does not supplement or replace the policy. Covered Territory means the 50 States of the United States of America, District of Columbia, Commonwealth of Puerto Rico and the Virgin Islands of the United States.

Purchase Protection
Purchase Protection Plan is underwritten by Indemnity Insurance Company of North America Administrative Office, The Corporate Center 33 Resolución Street, Suite 500 San Juan, Puerto Rico 00920-2707. Coverage is determined by the Terms, Conditions, and Exclusions of policy 58US3762 and is subject to change with notice. Covers items purchased solely for personal use; that are new, have not been used, and are not excluded. Coverage up to US$2,500 for any one Covered Incident and up to US$50,000 for all Covered Incidents during a calendar year. If other insurance is available to You which provides the same or similar coverage as that provided by this Plan, this Plan becomes excess and you will be paid only that portion of the Covered Incident benefit which is not reimbursed by other insurance up to Our limits. This document does not supplement or replace the policy.

Travel Accident Insurance
Travel Accident Insurance Plan is underwritten by Indemnity Insurance Company of North America, Administrative Office, The Corporate Center Calle Resolución #33, Suite 500, San Juan, Puerto Rico 00920. Coverage is determined by the Terms, Conditions, and Exclusions of policy 58US3199 and is subject to change with notice. This document does not supplement or replace the policy. If other insurance is available to You which provides the same or similar coverage as that provided by this Plan, this Plan becomes excess and you will be paid only that portion of the Covered Incident benefit which is not reimbursed by other insurance up to Our limits.

Travel Inconvenience
The Travel Inconvenience Insurance Plan is underwritten by Indemnity Insurance Company of North America, Administrative Office, The Corporate Center Resolución #33, Suite 500, San Juan, Puerto Rico 00920. If other insurance is available to You which provides the same or similar coverage as that provided by this Plan, this Plan becomes excess and you will be paid only that portion of the Covered Incident benefit which is not reimbursed by other insurance up to Our limits. Coverage is determined by the Terms, Conditions, and Exclusions of policy 58US3759 and is subject to change with notice. This document does not supplement or replace the policy.

The Trip Cancellation, Curtailment, Postponement and Abandonment Insurance Plan
The Trip Cancellation, Curtailment, Postponement and Abandonment Insurance Plan is underwritten by Indemnity Insurance Company of North America, Administrative Office, The Corporate Center Calle Resolución #33, Suite 500, San Juan, Puerto Rico 00920. If other insurance is available to You which provides the same or similar coverage as that provided by this Plan, this Plan becomes excess and you will be paid only that portion of the Covered Incident benefit which is not reimbursed by other insurance up to Our limits. Covered Trips must not exceed 120 consecutive days with a maximum of 240 days during each 12 month period. Coverage is determined by the Terms, Conditions, and Exclusions of policy 58US3757 and is subject to changes with prior notice. This document does not supplement or replace the policy.

American Express Customer Service Department, P.O. Box 981535, El Paso, TX 79998-1535.
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