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The Platinum Card®

A sleek contactless metal Card made for fast and easy payments.

Special Offer For You

Offer expires: December 31st, 2021.

Welcome offers are not available for applicants who have or have had this product.

Annual Fee $795¤†

After the first year, the annual fee for the Basic Card will be US$795. There is no annual fee for Additional Cards.

All Benefits

The Global Lounge Collection

Unlock access to more than 1,300 airport lounges across 140 countries and counting. Our unmatched worldwide coverage is made possible through our own networks, The Centurion® Lounge and The International American Express lounges, as well as our partner networks, Delta Sky Club® and Priority Pass™ Select lounges.

Travel & Concierge

Platinum Concierge

Great service is just a call away. From making reservations to the most coveted restaurant tables, arranging a cultural travel experience abroad or dealing with emergencies, our concierge service is available 24/7, everyday of the year to help you make your trip even more special.

Platinum Travel Service

Platinum Travel counselors specialize in providing custom itineraries and tailored recommendations to help you make the most of your travels.

Protection Benefits

If there’s an inconvenience during your trips, rest assured that you will be protected.

  • Travel Inconvenience
  • Platinum Travel Assistance
    • Medical Assistance
    • Legal Referral and Assistance
    • Baggage Assistance and Compensation
  • Travel Accident Insurance
  • Car Rental Loss and Damage

Fine Hotels + Resorts

Enjoy special rates and complimentary benefits of an average total value of $550* - available at over 1,100 extraordinary hotels worldwide, which include:

  • Daily breakfast for two
  • Room upgrade upon arrival, when available**
  • Property amenity valued at US$100
  • Guaranteed 4PM late check-out
  • Noon check-in when available
  • Complimentary Wi-Fi
  • Unique experience credit at US$100 such as a spa or food and beverage credit***

*Average value based on 2019 Fine Hotels & Resorts bookings in 2018 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
**Certain room categories are not eligible for upgrade.
*** Benefits vary by property.

The Hotel Collection

You can explore our curated collections of hotels and resorts. With over 700 places to stay all around the world, you can easily find the right fit for you.
Get the following benefits at participating properties when you stay at least two consecutive nights:

  • $100 hotel credit on qualifying charges
  • Complimentary room upgrade at check-in (when available)

Hilton Honors Gold Status

Hilton Honors, the guest-loyalty program of Hilton’s 14 hotel brands, provides members with benefits and privileges that make their travel experience easier and more rewarding. With Hilton Honors Points and year-round Bonus offers, members enjoy exclusive access to once-in-lifetime travel, culinary, sports, music and entertainment experiences.

MeliáRewards Gold

MeliáRewards Gold is a loyalty scheme that rewards our guests at more than 350 hotels and 7 hotel brands worldwide with exclusive benefits including:

  • 4pm late check-out at city hotels and 2pm late check-out at resort hotels (Except in the event of 100% occupancy)
  • Earn 13 points for every Euro or US$ on your booking
  • Complimentary Wi-Fi in all hotels
  • 2,000 welcome points when first enroling
  • Free breakfast for one companion
  • 3 discount vouchers for 20% off stays - redeemable in 1 calendar year

Marriott BonvoyTM Gold Elite Status

As a Platinum Card member, you are invited to enroll in complimentary Marriott BonvoyTM Gold Elite status and enjoy the following experiences:

  • A complimentary upgrade to an enhanced room at check-in, if available: corner room, higher floor or better view
  • Earn 10 points per eligible US dollar spent and a 25% bonus over base-level members
  • Late checkout up to 2pm, subject to availability
  • Receive a welcome gift of points upon arrival

To enjoy all these hotel membership status enrollment is required.

2X Membership Rewards in U.S. restaurants

The Platinum Card® now gives you two points for every eligible dollar spent in restaurants within the U.S. So dine on and start accumulating points that you can redeem for your next vacation, or to continue your gastronomical journey.

AMEX Offers

Make everyday purchases more rewarding with Amex Offers. It's quick and easy.

Find offers from the brands you love for dining, shopping, travel, and more. If you see an offer you like, just add it to your Card. And finally, use your enrolled Card to pay and enjoy rewards in the form of a statement credit or Membership Rewards points.

Membership Rewards

A program where you earn points for doing what you love the most. When you use your Card, you can earn one Membership Rewards® point for every dollar you spend on eligible purchases. Redeem your points with rewards from over 500 leading brands in travel, shopping, dining and entertainment.

Pay with Points

With the Membership Rewards® program, you can use Pay with Points to pay your expenses or an upcoming getaway.

Global Dining Collection

Enjoy special access to unique experiences with world-renowed chefs. Call your Concierge and he will take care of everything, from making reservations at hundreds of restaurants around the world to arranging the opportunity to meet some of your favorite chefs at once-in-a-lifetime events.

By Invitation Only

Spend memorable moments at private galas, cocktail evenings or special concerts that take pIace throughout the year such as world-class sporting events and even jewelry special sales and fashion shows among many others.

Insurance Benefits

Purchase Protection

When life happens, American Express® has your back. With Purchase Protection get additional coverage on damaged, stolen, or lost purchases in the USA* for up to 90 days. You will be reimbursed for the amount charged to your account**.

*Covered Territory: 50 States of the United States of America, District of Columbia, Commonwealth of Puerto Rico and the Virgin Islands of the United States.
**You will be reimbursed only for the amount charged to your Account.

Extended Warranty

For things that are meant to last, extend the terms of the original warranty for a period of time equal to the duration of the original warranty, and up to one additional year on warranties of five years or less that are eligible* in a covered territory**.

*The coverage provided under this benefit is EXCESS of other sources of indemnity.
**Covered Territory: 50 States of the United States of America, District of Columbia, Commonwealth of Puerto Rico and the Virgin Islands of the United States.

No Pre-Set Spending Limit

If on your trip you need to spend more than planned, you can do so with peace of mind because with your American Express Card you have no pre-set spending limit*. Your charges are approved based on a variety of factors, giving you greater financial flexibility.

*No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.

Card Member Services

Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7 in English, Spanish and Portuguese.

Online Services

Managing your account has never been faster or easier. With 24 hour-a-day access, you can check your current billed balance, recent charges and other billing periods.

American Express® App

Unlock what Membership has to offer with the American Express® App. Discover nearby offers, explore rewards, and get fraud alerts while easily managing your account from virtually anywhere.

Year-End Summary

The Online Year-End Summary, typically available in January, reflects charges posted to your account from January 1st through December 31st of the prior year.

Additional Cards

You can add an Additional Card for anyone 15+ and you can earn Membership Rewards® points for their purchases in the same way you do on your own.

The annual membership fee for each Additional The Platinum Card® is US$0.

Minimum balance requirement of US$100,000 in assets in a US Financial Institution account and be a Non US resident*
*Available only for Latin America, Caribbean (excluding Puerto Rico and US Virgin Islands), Spain and Switzerland residents.