Priority Pass

As Basic member, you are entitled to a Priority Pass^TM membership (valued at US$99*) and two complimentary visits annually (valued at US$32 each*). So sit back, relax, and enjoy in one of the more than 1,300 Priority Pass^TM lounges worldwide.^‡

*Values as of January 2020. Prices subject to change without prior notice.

Travel Inconvenience

The Travel Inconvenience Insurance Plan provides benefits in the event of: Missed Departures and Missed Connections; Delay, Cancellation or Overbooked Flights; and Luggage delay when the Covered Trip is purchased and charged to your account.*

Up to US$150 per covered person for personal and necessary expenses.Up to US$500 if your baggage is delayed after four hours for purchasing of essential clothing.
*Terms, conditions, exclusions, and limitations apply. Please see full term

Baggage Assistance

We understand that added peace of mind is key when you travel. With your Gold Card, you have access to Baggage Assistance, which can provide services in the case of a loss of checked baggage while on an eligible trip.

*Benefit limits apply. Please read important exclusions, restrictions and Terms and Conditions (americanexpress.com/content/dam/amex/idc/benefits/pdf/IDC_NAC_Gold_2022.pdf).

No Pre-Set Spending Limit

If on your trip you need to spend more than planned, you can do so with peace of mind because with your American Express Card you have no pre-set spending limit.* Your charges are approved based on a variety of factors, giving you greater financial flexibility.^‡

*No pre-set spending limit does not mean unlimited spending. purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.

Car Rental Loss and Damage 

When you use your eligible Card to reserve and pay for the entire rental and decline the Collision Damage Waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle for up to US$50,000 in a Covered Territory up to 30 days.♦

*Terms, conditions, exclusions, and limitations apply. Please see full terms. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Ireland, Israel, Jamaica Italy, and New Zealand. This product provides excess coverage and does not include liability coverage.

Membership Rewards

Membership Rewards points are our way of saying ‘thank you’ every time you spend on your Card. The way we see it, you’ve earned them, so you should be able to use them however you want. There are no limits to how many points you can earn and they never expire. Enjoy!

Pay with Points

With the Membership Rewards® program, you can use Pay with Points for an upcoming getaway.

Entertainment Access with Ticketmaster

Stay in the know with exclusive access to ticket presales and Card Member-only events. Check out Broadway shows and concert tours, family and sporting events, and more.^‡

AMEX Offers

Make everyday purchases more rewarding with Amex Offers. It's quick and easy. Find offers from the brands you love for dining, shopping, travel, and more. If you see an offer you like, just add it to your Card. And finally, use your enrolled Card to pay and enjoy rewards in the form of a statement credit or Membership Rewards points.

Purchase Protection

When life happens, American Express® has your back. With Purchase Protection get coverage on Accidental Damage or Theft, on purchases made with your eligible Card in the USA, for up to 90 days from the date of the purchase of the Covered item. You will be reimbursed only for the amount charged to your Account.*

*Terms, conditions, exclusions, and limitations apply. Please see full terms

Extended Warranty

The Extended Warranty Program is an embedded benefit of your Membership and requires no enrollment. It can provide up to one additional year on original warranties of five years or less on purchases of Covered Products.*

*Covered Territories means the 50 States of the United States of America, District of Columbia, Commonwealth of Puerto Rico and the Virgin Islands of the United States. Terms, conditions, exclusions, and limitations apply. Please see full terms.

24/7 Customer Service 

Anywhere in the world, you will always be able to communicate with Customer Services, where a highly qualified team of representatives will be available 24 hours a day, 7 days a week, to assist you in all your needs,  in English, Spanish and Portuguese.

Online Services

Managing your account has never been faster or easier. With 24 hour-a-day access, you can check your current billed balance, recent charges, pay your bill and view your Membership Rewards points.  

Fraud Prevention 

American Express has measures in place to protect you from fraudulent transactions, so you can shop anywhere with confidence.

Card Replacement

Because your peace-of-mind comes first, in the event of theft or loss of your Card, our Card RepIacement and Protection service will usually repIace it. The card will be sent to your home within 3 to 5 business days.Anywhere in the world, you will always be able to communicate with Customer Service, where a highly qualified team of representatives will be available 24 hours a day, 7 days a week, to assist you in all your needs, both in English and Spanish.

Dispute Resolution 

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.^‡

Additional Cards 

Request Additional Cards to your account and earn greater rewards by sharing the multiple benefits and exceptional service with your loved ones.

The annual fee for up to 5 Additional Cards is US$65. The annual fee for 6 or more Additional Cards is US$65 for each Card.^‡