American Express® Terms and Conditions

·       This offer is valid for all American Express Consumer and Network (Cards issued by a third party bearing the name or trademark or service mark or logo of American Express) Card members whose accounts are valid and in good standing. An American Express Cardmember ("Cardmember") for the purpose of this offer means a person holding a card issued by American Express® Banking Corp. in India.

·       This offer is not valid for American Express Corporate cards issued by American Express Banking Corp. in India

·       This offer will be fulfilled at the merchants’ end only.

·       This offer is being made purely on a “best effort” basis. Card members are not bound in any manner to participate in these offers, and any such participation is purely voluntary.

·       To receive this offer, purchase should be charged in full to the American Express Card. No cash alternative is available.

·       American Express Banking Corp. is neither responsible for availability of services nor guarantees the quality of the goods/services and is not liable for any defect or deficiency of goods or services so obtained/availed of by the Card members under this offers. Any disputes regarding the quality of goods/services availed shall be taken up with the merchant/service establishment directly. American Express shall have no liability whatsoever regarding the same.

·       American Express shall not be liable whatsoever for any loss/damage/claims that may arise out of use or non-use of any goods or services availed by Card member under these offers. American Express reserves its absolute right to withdraw and/or alter any of the terms and conditions of the offer at any time without prior notice.

·       Nothing expressed or implied in the program shall in any way waive or amend any of the terms and conditions of the existing Card member agreement with the Card issuer.

·       Any disputes arising out of and in connection with this program shall be subject to the exclusive jurisdiction of the courts in Delhi only.

·       This offer is subject to partner Terms and Conditions as mentioned below.

Croma - Terms & Conditions


Offer Construct:  Get 7.5% Instant Discount, on minimum purchases of INR 1,00,000 at participating Croma Stores and Online (By clicking on this link, you will be redirected to a third-party website) maximum discount up to INR 10,000/-

Offer Details:

·       The offer is valid from 23^rd January 2026 to 24^th April 2026, both days included. The offer is valid only on Fridays of every week and valid on days falling between the offer dates from 24^th, 25^th and 26^th of January 2026.

·       The Cardmember can avail the offer only once per card during the offer period.

·       The offer can be availed at walk-in and Online, and the discount will be applied automatically.

·       In-store transactions need to be taken at participating stores or on the Croma Website only. Please refer store list attached here. (By clicking on this link, you will be redirected to a third-party website).

·       The offer is valid on the final invoice amount inclusive of taxes and delivery/other charges like delivery or packaging or others.

·       The customer will be applied discount automatically once the transaction reaches the limit of INR 1,00,000 or more, via the Pine Labs terminal at store or Razorpay at the Website. (By clicking on this link, you will be redirected to a third-party website).

·       There are no product exclusions under this offer.

·       The offer is not applicable on EMI transactions.

·       The online offer will be inclusive of the delivery amount.

·       Delivery timelines under this offer will be applicable as per Croma.

·       The offer cannot be clubbed with any other existing offers and discounts offered on the website or In-store.

·       This offer is not applicable on Supplementary Cards.

·       Infiniti Retail (Croma) & American Express reserve right to modify or end the offer during the campaign period.

·       The offer is non-cashable, non-refundable and non-negotiable.

·       There are no black out days.

·       For return and refund policies Cardmembers are requested to refer to Croma policy. (By clicking on this link, you will be redirected to a third-party website).

·       In case of any dispute or queries related to the Instant Discount offer, Cardmembers can reach out to Croma at 18005727662 or write an email to customersupport@croma.com within 15 days of the transaction to get a resolution.