American Express® Terms and Conditions

• This offer is open to all American Express Consumer Cardmembers whose accounts are valid and in good standing. An American Express Cardmember ("Cardmember") for the purpose of this offer means a person holding a Card issued by American Express® Banking Corp. in India.
• This offer is not valid for American Express Corporate Cards issued by American Express Banking Corp. in India.
• This offer is not valid for Cards issued by a third party bearing the name or trademark or service mark or logo of American Express ("Network Cards") issued in India.
• The offer in this program will be fulfilled at the merchants’ end only.
• This offer is being made purely on a “best effort” basis. Cardmembers are not bound in any manner to participate in this offer, and any such participation is purely voluntary.
• American Express is neither responsible for availability of goods/services nor guarantees the quality of the goods/services and is not liable for any defect or deficiency of goods or services so obtained/availed of by the Cardmembers under this offer. Any disputes regarding the quality of goods/services availed shall be taken up with the merchant/service establishment directly. American Express shall have no liability whatsoever regarding the same.
• American Express shall not be liable whatsoever for any loss/damage/claims that may arise out of use or non-use of any goods or services availed by Cardmember under this offer.
• American Express and Apple reserves its absolute right to withdraw and/or alter any of the terms and conditions of the offer at any time without prior notice.
• Nothing expressed or implied in the program shall in any way waive or amend any of the terms and conditions of the existing Cardmember agreement with the Card issuer.
• To receive this offer, purchase should be charged in full to the American Express Card.
• Any disputes arising out of and in connection with this program shall be subject to the exclusive jurisdiction of the courts in the state of Delhi only.
   

Apple - Terms and Conditions

Offer: Get Up to Rs. 10,000 instant cashback available with the purchase of an eligible product at the Apple Store Online (www.apple.com/in/store) or at the Apple Store (see www.apple.com/in/retail for locations). (This link will be redirected to a 3rd party website)

Offer Validity: 1^st January 2026 till 15^th January 2026 (Both Days Inclusive)

Offer Details:

• During the promotional period, eligible products and instant cashback values will be as per the products listed at “www.apple.com/in/shop/ways-to-buy”. The eligible products and cashback can be altered at any time without prior notice. This link will be redirected to a 3^rd party website.

• Instant Cashback is applied upfront by Apple for the Cardmember in the form of discount from the value of the eligible product at checkout. 
• Instant cashback amount will be deducted automatically at checkout when Cardmembers enter their eligible American Express Card details (when transacting on website) or by using eligible American Express Card at the time of billing (while transacting at Apple Store). 
• Instant Cashback eligible amount is inclusive of GST.  
• The offer is also applicable on Supplementary Cards. 
• This offer is only valid for purchases of an eligible product in a single transaction on the Apple Store Online (www.apple.com/in/store) or at the Apple Store (see www.apple.com/in/retail for locations). The link mentions the list of participating stores. This link will be redirected to a 3rd party website.
• There are no blackout dates under this offer.
• Get 3 months of Apple Music free with the purchase of your new iPhone. Also get 3 months of Apple TV+ and Apple Arcade free. For detailed Apple Terms & Conditions, please refer to www.apple.com/in/promo. This link will be redirected to a 3rd party website
• This offer cannot be clubbed with any other ongoing offer with the merchant partner.
• The offer is valid for EMI transactions as well. EMI is only available on American Express Credit Cards. To view the EMI Terms & Conditions click here: https://www.americanexpress.com/india/membershiprewards/cardmember_offers/terms.html This link will be redirected to a 3rd party website
• Instant cashback is based on your final transaction amount less any trade-in credit (if applicable) and any other deductions. Offer cashback amount will be deducted from the payable balance at checkout when Cardmembers enter their eligible American Express Card details (when transacting on the Apple Store Online) or by using eligible American Express Card at the point of sale (when transacting at an Apple Store (see www.apple.com/in/retail for locations). (This link will be redirected to a 3rd party website)
• Instant cashback under this offer is not available or applicable on purchases made from the Apple Store Online for Education or under the Corporate Employee Purchase Program. Instant cashback is not available to Business customers requiring a business invoice.
• No Cost EMI offer - Apple will offer 3 and 6 months no cost EMI for the term of the offer on select eligible products. For complete details please see www.apple.com/in/shop/ways-to-buy. For No Cost EMI, the amount equivalent to the total amount of interest payable on an EMI transaction will be deducted from Cardmember’s total transaction value upon choosing the No Cost EMI payment option. For No Cost EMI offer, American Express will charge full interest along with GST/taxes as applicable from the Cardmember. Cardmember will have to repay the principal amount and applicable interest along with GST/taxes as applicable for his/her eligible American Express Credit Card.
• Only successful purchases and deliveries within India made on the Apple Store Online (www.apple.com/in/store) or at the Apple Store (see www.apple.com/in/retail  for locations) are eligible. (This link will be redirected to a 3rd party website)
• Purchases placed during the promotion period and shipped after the end of the promotion period are eligible.
• For any queries, returns, exchanges and cancellation, Cardmembers are requested to contact the helpline at 000800 040 1966, hours of operation (9 AM to 9 PM IST). For Apple India Sales Policy, please visit - https://www.apple.com/in/legal/sales-support/sales-policies/retail_in.html This link will be redirected to a 3rd party website.