1. Assuming 90% of spends are on eligible categories and 10% of spends are on Non Membership Rewards Categories like Utility, Insurance, EMI at POS etc.
2. Cardmember earns 2X reward points on Reward Multiplier merchants. For more details on Reward Multiplier, please click here.
3. Cardmember earn 1,000 Bonus Membership Rewards points for simply using your Card 4 times on transactions of ₹1,500 and above during each calendar month.
4. Cardmember earn an additional 1,000 Membership Rewards points simply by spending ₹20,000 or more in a calendar month. This is an enrollment based benefit. Click here to enroll.
5. Welcome Gift of 4,000 Bonus Membership Rewards points is applicable in the first year, on payment of joining fee and on spending ₹15,000 within first 90 days of Cardmembership.
6. This is the value of Statement Credit that Cardmember get while redeeming points under 24 Karat Gold Collection. Cardmember need to have minimum 24,000 Membership Rewards points to redeem. The value of statement credit on redeeming 24,000 Membership Rewards points is ₹9,000. The value calculated here, is in the same ratio, for illustrative purpose.