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Car Insurance
Are you purchasing a new car or looking to renew your existing Car Insurance policy - take to the road without worries with specialized Car Insurance solutions through American Express underwritten by ICICI Lombard General Insurance Company Limited and Tata AIG General Insurance Company Limited.
Simply purchase in three easy steps or call us and we will help you buy one.
Purchase Online
Policy Underwritten by ICICI Lombard General Insurance
- Instant Policy Issuance in 4 easy steps
- Customize your plan by choosing from a variety of add-on coverages: Zero Depreciation
- Dedicated claims helpline and priority claim processing
Purchase Online
Policy Underwritten by Tata AIG General Insurance
- Instant Policy Issuance with zero documentation
- Add-on benefits with every policy : Road-side Assistance, Repair of glass, fiber, plastic & rubber parts and No deduction of salvage in car repair loss claim
- Dedicated claims helpline and priority claim processing
Thank you for visiting Car Insurance webpage at American Express®
This is to inform you that you will now be leaving American Express website and landing on the website of Tata AIG General Insurance Company Ltd.
American Express Banking Corp. (AEBC) is the Corporate Agent of Tata AIG General Insurance Company Ltd. With Registration Number CA0066 and having its Principal office at MGF Metropolitan, Office Tower, Level 7, District
Centre, Saket, New Delhi-110017.
General Insurance is underwritten by Tata AIG General Insurance Company Ltd. Dedicated claims and servicing number 1800 266 7780
Add-on benefits with every policy
Road side Assistance
Repair of glass, fiber, plastic and rubber parts
No deduction of salvage in private car repair loss claim
Instant Policy
Instant policy issuance with zero paperwork
Add On Coverages
Customize your plan by choosing from a variety of add-on coverages
Renewal Reminder
Free renewal reminder service
Cashless Garages
Enjoy cashless servicing at our network of over 7500*+ garages across India
Track Claim
Track claim status online
Inspection Facility
Avail inspection facility, at the ease of your doorstep - in case of break in insurance coverage
- The applicant should be the American Express Cardmember/family member of the American Express Cardmember
- The minimum age of entry is 18 years
Car insurance policy is mandatory under the Motor Vehicle Act. The policy ensures that the car owner is protected from financial losses, caused by damage or theft to the vehicle and third party liability.
All car insurance policies are annual policies issued for a period of twelve months. You will have to renew the policy before the specified expiry date mentioned on the policy document. There are certain benefits of doing so:
- Insured will continue to enjoy no claim bonus
- Insured will not have to get inspection done at the time of renew
The Insured will be covered for any liability arising from any accident caused by or arising out of the use of the private car in respect of:
- Death or bodily injury to third parties (unlimited liability)
- Damage to the third party property (minimum of Rs.6000/- and max of Rs.7,50,000)
No it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our car insurance policy.
No Claim Bonus (NCB) is a discount on premium of the own damage (OD) portion of your vehicle when you renew your policy, provided you have not made any claim during the last policy period of one year. The NCB can be accumulated up to a maximum limit of 50% on own damage premium for private cars. You can transfer the full benefits of NCB, even when you shift your car insurance from any other Insurance company.
Types of Car Insurance
There are two main types of Car Insurance policies:
Third party Car Insurance is the minimum cover required by law. It compensates for damage to another person’s vehicle or property as well as any physical injuries.
Comprehensive Car Insurance gives you high-level protection covering your vehicle and any other people involved in an accident.
Benefits of Car Insurance
Car Insurance protects you from the financial expenses of road accidents. Depending on the cover you choose. Car Insurance benefits may include:
Easy access to cashless garages: Enjoy cashless servicing at our network of over 7500*+ garages across India.
Cover against theft and damage: Car Insurance takes care of repair costs for damages.
Legal protection: Car Insurance is mandatory under the Motor Vehicle Act of India, so you need a active policy to drive legally and avoid fines.
Priority claim processing: Contact our dedicated team of experts to make an insurance claim, calling 0124-4405500
Add-on Coverages
Need extra cover? Insurance add-ons are benefits that are not automatically included in the Car Insurance policy but can be bolted on at an extra cost. Customize the plan by choosing from a variety of add-ons:
Roadside assistance: This add-on cover provides you with the right assistance in case you have an accident or a breakdown while driving. In other words Roadside Assistance Add-ons means a professional technician comes to rescue when your car breaks down in the middle of the journey.
Engine and gearbox cover: Ensure your car’s essential internal parts are protected in case of a vehicle breakdown or leakage in lubricating oil, water ingression, damages to gearbox etc.
Consumables cover: Avoid extra costs, ensuring expenses towards consumables like oil, nuts, bolts and related parts are covered in case of an accident.
Emergency Medical Expenses cover: This add-on covers the medical expenses arising due to accident while driving/traveling in the car.
Why should you renew your car insurance policy online?
Avoid paperwork and buy Car Insurance policy online in just a few clicks. It is the quickest way to customize your own plan from the convenience of your home. Benefits of buying car insurance online include:
1. Zero paperwork
2. Save time
3. Get renewal reminders
Email Us
Send an SMS
Text <Car>
Dedicated Servicing & Claims Helpline
The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.
General Insurance is underwritten by ICICI Lombard General Insurance Company Ltd. & Tata AIG General Insurance Company Limited
ICICI Lombard has its registered office at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivanayak Temple, Prabhadevi, Mumbai – 400 025. IRDAI Reg No. 115. Toll Free No. 1800 2666. Fax No 02261961323. CIN U67200MH2000PLC129408.
Website: www.icicilombard.com
Email: customersupport@icicilombard.com
Tata AIG has its registered office at Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN Number: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Category of Certificate of Registration: General Insurance. Insurance is the subject matter of the solicitation.
Toll Free Number: 1800 266 7780
Email Id – customersupport@tataaig.com
Website: https://www.tataaig.com
This information is provided by American Express Banking Corp. (AEBC), India, having its Principal office at MGF Metropolitan, Office Tower, Level 7, District Centre, Saket, New Delhi-110017. Insurance Regulatory and Development Authority of India has authorized AEBC India to act as a Corporate Agent from 1st April, 2022 to 31st March, 2025 for soliciting and procuring General Insurance and Life Insurance business under Registration No. CA0066. The contents of this message (including any attachments) and the contents there of are attributable solely to ICICI Lombard General Insurance Company Limited and Tata AIG Insurance Company Limited individually ('Insurance Company'). No part of the same is either directly or indirectly, attributable to AEBC. The participation of the Cardmember is purely on a voluntary basis. Any such person who purchases or otherwise subscribes to the Insurance Product would do at his/her discretion and shall not receive any advantages in additions to those which he/she would ordinarily be entitled to as an American Express Cardmember. AEBC India does not accept any responsibility for the Insurance Company's actions or decisions. AEBC holds no warranty & makes no representation about claims processing. The contract of Insurance is between the insurance company and the insured and not between AEBC and the insured. Insurance company is liable to claims processing as per the terms and conditions of the policy. AEBC India identifies insurance providers and products that may be of some interest to some of its customers. In this role, American Express does not act as an agent or fiduciary for the Cardmember and may act on behalf of the insurance provider (as its agent or otherwise), as permitted by law. Please be aware that we receive up to 15% of the premium as commissions for Non-Life insurance products from providers as per Insurance Regulatory and Development Authority of India guidelines.
Beware of spurious phone calls and fictitious/fraudulent offers. IRDAI clarifies to public that –
- IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
- IRDAI does not announce any bonus
Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
Product code:
- ICICI Lombard Private Car Package Policy - IRDAN115RP0017V01200102, Tata AIG Auto Secure - Private Car Package Policy, UIN: IRDAN108RP0002V01200001, Product Code: 3184
To understand and view our Data Protection and Privacy Principles, please visit us at-
http://www.americanexpress.com/india/microsite/privacy_statement/index.html
* As on date 19th December 2023.