Buying a new car or renewing your existing policy? Enjoy savings along with 24*7 Roadside-assistance cover.
Car Insurance
Underwritten by ICICI Lombard General Insurance Company Limited
Take to the road without worries with an exclusive Car Insurance solution from ICICI Lombard General Insurance. Simply renew your policy online and get 24*7 Road Side Assistance Cover. So go ahead and Buy Now
Instant Policy :
Instant policy issuance with zero paperwork
Add On Coverages:
Customize your plan by choosing from a variety of add-on coverages
Renewal Reminder:
Free renewal reminder service
Priority Claim Processing:
Dedicated claims and servicing No. 1800 103 5243
Track Claim:
Track claim status online
Inspection Facility:
Avail inspection facility, at the ease of your doorstep - in case of break in insurance coverage
- The applicant should be the American Express Cardmember/family member of the American Express Cardmember
- The minimum age of entry is 18 years
- Loss or damage due to:
- Accident, burglary or theft
- Riot and strike
- Fire explosion self-ignition or lightning
- Natural Calamities
- Transit by road, rail, inland waterways, air or lift
- Accident, burglary or theft
- Personal Accident cover for owner/driver of the car
- Death benefit of Rs.2 lakhs for the owner/driver in case of accidental death
- Death benefit of Rs.2 lakhs for the owner/driver in case of accidental death
- Third party bodily injury liability covers penalty to be given to victim
- It covers the injury or death of the person hit by you
- It covers the injury or death of the person hit by you
- Property damage liability
- Covers penalty you need to pay in case of damage to the properties due to the accident caused by you up to the limits as specified in the policy
- Covers penalty you need to pay in case of damage to the properties due to the accident caused by you up to the limits as specified in the policy
Loss or damage to the car is not included under following conditions:
- Normal wear and tear
- Depreciation of the car is not covered
- Electrical & mechanical failure
- If you drive the car outside India
- If you are driving under the influence of alcohol or drugs
- If the person driving doesn’t have a valid driving license
- Nuclear risks
- If you use your vehicle for other purposes. eg. If the private vehicle is used as taxi
Car insurance policy is mandatory under the Motor Vehicle Act. The policy ensures that the car owner is protected from financial losses, caused by damage or theft to the vehicle and third party liability.
All car insurance policies are annual policies issued for a period of twelve months. You will have to renew the policy before the specified expiry date mentioned on the policy document. There are certain benefits of doing so:
- Insured will continue to enjoy no claim bonus
- Insured will not have to get inspection done at the time of renew
An endorsement is a written evidence of an agreed change in the policy. It is a document that incorporates changes in the terms of the policy.
The Insured will be covered for any liability arising from any accident caused by or arising out of the use of the private car in respect of:
- Death or bodily injury to third parties (unlimited liability)
- Damage to the third party property (minimum of Rs.6000/- and max of Rs.7,50,000)
No it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our car insurance policy.
No, there is no such limit.
Roadside Assistance Cover provides you with the requisite services in the event of breakdown of your vehicle. Below is the list of services that are covered under Roadside assistance:
- Breakdown support over phone
- Minor Repairs
- Flat Tyre
- Battery jump start
- Arrangement of keys
- Towing on breakdown/accident
No Claim Bonus (NCB) is a discount on premium of the own damage (OD) portion of your vehicle when you renew your policy, provided you have not made any claim during the last policy period of one year. The NCB can be accumulated up to a maximum limit of 50% on own damage premium for private cars. You can transfer the full benefits of NCB, even when you shift your car insurance from any other Insurance company.
Dedicated Servicing & Claims Helpline
@ ICICI Lombard - 040 66274201
The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.
General Insurance is underwritten by ICICI Lombard General Insurance Company Ltd.
ICICI Lombard has its registered office at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivanayak Temple, Prabhadevi, Mumbai – 400 025. IRDAI Reg No. 115. Toll Free No. 1800 2666. Fax No 02261961323. CIN U67200MH2000PLC129408.
Website: www.icicilombard.com
Email: customersupport@icicilombard.com
This information is provided by American Express Banking Corp. (AEBC), India, having its Principal office at MGF Metropolitan, Office Tower, Level 7, District Centre, Saket, New Delhi-110017. Insurance Regulatory and Development Authority of India has authorized AEBC India to act as a Corporate Agent from 1st April, 2022 to 31st March, 2025 for soliciting and procuring General Insurance and Life Insurance business under Registration No. CA0066. The contents of this message (including any attachments) and the contents there of are attributable solely to ICICI Lombard General Insurance Company Limited ('Insurance Company'). No part of the same is either directly or indirectly, attributable to AEBC. The participation of the Cardmember is purely on a voluntary basis. Any such person who purchases or otherwise subscribes to the Insurance Product would do at his/her discretion and shall not receive any advantages in additions to those which he/she would ordinarily be entitled to as an American Express Cardmember. AEBC India does not accept any responsibility for the Insurance Company's actions or decisions. AEBC holds no warranty & makes no representation about claims processing. The contract of Insurance is between the insurance company and the insured and not between AEBC and the insured. Insurance company is liable to claims processing as per the terms and conditions of the policy. AEBC India identifies insurance providers and products that may be of some interest to some of its customers. In this role, American Express does not act as an agent or fiduciary for the Cardmember and may act on behalf of the insurance provider (as its agent or otherwise), as permitted by law. Please be aware that we receive up to 15% of the premium as commissions for Non-Life insurance products from providers as per Insurance Regulatory and Development Authority of India guidelines.
Beware of spurious phone calls and fictitious/fraudulent offers. IRDAI clarifies to public that –
- IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
- IRDAI does not announce any bonus
Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
Product code:
- ICICI Lombard Private Car Package Policy - IRDAN115RP0017V01200102,Zero Depreciation UIN- IRDAN115RP0006V01201819/A0021V01201819, Roadside assistance UIN - IRDAN115RP0006V01201819/A0028V01201819
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