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Critical Illness Insurance

Make the most of life with a comprehensive Critical Illness Insurance plan underwritten by ICICI Lombard that lets you live worry free. Critical Illness Insurance covers medical costs for life-threatening and lifestyle diseases, like heart attack, stroke and cancer. More specifically, it provides a lump sum of money, helping you pay medical expenses to treat unexpected, serious, or long-term conditions.

American Express

(Choose suitable coverage value)

(Select correct age group)

*Premium quoted is annual and inclusive of all applicable taxes

The American Express Advantage

High covers of up to Rs.25 Lacs
No medical check-up required till 50 years of age
Easy & quick claim process with minimal mandatory documents

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High covers of up to Rs.25 Lacs

Coverage against 92 Critical Illnesses with severity-based payout of 100% for major CI and 25% for minor CI

Coverage for 106 Surgical Procedures

No medical check-up required till 50 years of age

Easy & quick claim process with minimal mandatory documents

This cover will pay the benefit to the insured, if he/she is found to have a Critical Illness contracted during the period of Insurance.

To refer to the list of listed 92 Critical Illnesses Click Here

To refer to the list of listed 106 Surgical Procedures Click Here

Pre-existing diseases are covered subject to acceptance by ICICI Lombard’s medical underwriting team

Any breach of the law by the insured person with a criminal intent

War, invasion, act of foreign enemy, hostilities (whether war be declared or not) civil war, rebellion, revolution, insurrection, mutiny, military or usurped power, seizure, capture, arrests, restraints, and detainment of citizens of whatever nation, riots or civil commotion

Any injury sustained while performing duty in army, navy, air force, paramilitary force, police or any other such institution, except to the extent it is expressly covered under any benefit

Ionising radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste or from nuclear weapon materials or from the combustion of nuclear fuel. For the purpose of this exclusion, combustion shall include any self-sustaining process of nuclear fission

Use or misuse of intoxicating drugs and/or alcohol

Participation (aggravation) in any kind of strike, processions, riots eAV

Any act of self-destruction or self-inflicted injury, attempted suicide or suicide and deliberate participation of the Insured in an illegal or criminal act with criminal intent

Any injury / illness occurring whilst working in underground mines or explosives magazines, or involving electrical installation with hightension supply, or as jockeys or circus personnel

Any consequential or indirect losses or expenses related to any Insured Event

Any tests and treatment relating to infertility and in vitro fertilization

Any injury / illness occurring whilst engaging in any adventure sports, either as an instructor/ trainer, or as a participant

Any natural peril (including but not limited to storm, tempest, avalanche, earthquake, volcanic eruptions, hurricane, or any other kind of natural hazard

Any physical, medical or mental condition or treatment or service that is specifically excluded in the policy schedule under the head “Special Conditions”

This is an indicative list of exclusions, for detailed list kindly refer to the policy wordings

The minimum age of entry is 18 Years and a maximum of 50 years

Maximum Sum Insured that you can avail of is Rs.25 lacs.

Life log renewal

No health check-up required till 50 years of age.

Tax benefit under Section 80D can be availed.

Email Us

insuranceservices@aexp.com

Send an SMS

Text <CPP> to 5616166 and

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Call Us

(0124) 4405500

Monday - Saturday

(9:30AM - 6:30PM)

Dedicated Servicing & Claims Helpline

@ ICICI Lombard - 040 66274201

The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.

General Insurance is underwritten by ICICI Lombard General Insurance Company Ltd.

ICICI Lombard has its registered office at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivanayak Temple, Prabhadevi, Mumbai – 400 025. IRDAI Reg No. 115. Toll Free No. 1800 2666. Fax No 02261961323. CIN U67200MH2000PLC129408.

Website: www.icicilombard.com

Email: customersupport@icicilombard.com

Life Insurance is underwritten by Future Generali India Life Insurance Co. Ltd. (Future Generali) and PNB MetLife India Insurance Company Ltd. (PNB MetLife).

Future Generali has its registered office at Indiabulls Finance Centre, 6th Floor, Tower 3, Senapati Bapat Marg, Elphinstone West Mumbai, Maharashtra – 400013. IRDAI Registration No: 133. CIN:U66010MH2006PLC165288. IRDAI Registration no. 133.

Email: care@futuregenerali.in

Call at: 1800 102 2355.

Website: life.futuregenerali.in

PNB MetLife has its principle office at No.5 Brigade Seshmahal, Vani Vilas Road, Basavanagudi, Bangalore – 560004. Toll free No. 1800-425-6969.

Website: www.pnbmetlife.com

Email: indiaservice@pnbmetlife.co.in.

This information is provided by American Express Banking Corp. (AEBC), India, having its Principal office at MGF Metropolitan, Office Tower, Level 7, District Centre, Saket, New Delhi-110017. Insurance Regulatory and Development Authority of India has authorized AEBC India to act as a Corporate Agent from 1st April, 2022 to 31st March, 2025 for soliciting and procuring General Insurance and Life Insurance business under Registration No. CA0066. The contents of this message (including any attachments) and the contents there of are attributable solely to the ICICI Lombard General Insurance Company Limited, Future Generali India Life Insurance and PNB MetLife India Insurance Company Ltd. ('Insurance Company'). No part of the same is either directly or indirectly, attributable to AEBC. The participation of the Card member is purely on a voluntary basis. Any such person who purchases or otherwise subscribes to the Insurance Product would do at his/her discretion and shall not receive any advantages in additions to those which he/she would ordinarily be entitled to as an American Express Card member. AEBC India does not accept any responsibility for the Insurance Company's actions or decisions. AEBC holds no warranty & makes no representation about claims processing. The contract of Insurance is between the insurer and the insured and not between the bank and the insured. Insurance company is liable to claims processing as per the terms and conditions of this Policy. AEBC India identifies insurance providers and products that may be of some interest to some of their customers. In this role, American Express does not act as an agent or fiduciary for the Card member, and may act on behalf of the insurance provider (as its agent or otherwise), as permitted by law. Please be aware that we receive up to 15% of the premium as commissions for Non-Life insurance products and up to 30% in the first year and up to 10% of the premium in the subsequent years for Life insurance products from providers as per Insurance Regulatory and Development Authority of India guidelines.

Beware of spurious phone calls and fictitious/fraudulent offers. IRDAI clarifies to public that –

IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums

IRDAI does not announce any bonus

Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Product code:

ICICI Lombard Criti Shield Plus - ICIHLIP22131V012122, Complete Health Insurance - ICIHLIP22096V062122, Health Shield 360 -ICIHLGP22083VO22122, Group Personal Accident - ICIPAGP22077V062122, Private Car Package Policy - IRDAN115RP0017V01200102, International Travel Insurance - ICITIOP22093V032122, Two Wheeler Package Policy IRDAN115RP0015V04201415, Smart Plan House Holders Package Policy - IRDAN139P0002V01200910, Group Health Insurance Policy - IRDA/NL-HLT/BAXAGI/P-H/V.I/94/13-14

Future Generali Express Term Life Plan – T21. UIN: 133N082V01

PNB MetLife India Insurance Co. Ltd. Mera Jeevan Suraksha Plan – MJS, PNB MetLife IRDAI registration number – 117

To understand and view our Data Protection and Privacy Principles, please visit us at-
http://www.americanexpress.com/india/microsite/privacy_statement/index.html

Taste the finer things in life with less to worry about

Critical Illness Insurance

Choose Cover

Age

Calculated Premium*

The American Express Advantage

To refer to the list of listed 92 Critical Illnesses Click Here

To refer to the list of listed 106 Surgical Procedures Click Here

Pre-existing diseases are covered subject to acceptance by ICICI Lombard’s medical underwriting team

The minimum age of entry is 18 Years and a maximum of 50 years

Maximum Sum Insured that you can avail of is Rs.25 lacs.

Life log renewal

No health check-up required till 50 years of age.

Tax benefit under Section 80D can be availed.

Taste the finer things in life with less to worry about

Critical Illness Insurance

Choose Cover

Age

Calculated Premium*

The American Express Advantage

Inclusions To refer to the list of listed 92 Critical Illnesses Click Here To refer to the list of listed 106 Surgical Procedures Click Here Pre-existing diseases are covered subject to acceptance by ICICI Lombard’s medical underwriting team

What is the age limit for taking this policy? The minimum age of entry is 18 Years and a maximum of 50 years

What is the maximum Sum Insured option that I can avail of? Maximum Sum Insured that you can avail of is Rs.25 lacs.

Till what age can I renew the policy? Life log renewal

Is there any requirement of a health check-up? No health check-up required till 50 years of age.

Is there any tax benefit that can be availed? Tax benefit under Section 80D can be availed.

To refer to the list of listed 92 Critical Illnesses Click Here

To refer to the list of listed 106 Surgical Procedures Click Here

Pre-existing diseases are covered subject to acceptance by ICICI Lombard’s medical underwriting team

The minimum age of entry is 18 Years and a maximum of 50 years

Maximum Sum Insured that you can avail of is Rs.25 lacs.

Life log renewal

No health check-up required till 50 years of age.

Tax benefit under Section 80D can be availed.