(Choose suitable coverage value)
(Select correct age group)
*Premium quoted is annual and inclusive of all applicable taxes
Frequently Asked Questions
High covers of up to Rs.25 Lacs
Coverage against 92 Critical Illnesses with severity-based payout of 100% for major CI and 25% for minor CI
Coverage for 106 Surgical Procedures
No medical check-up required till 50 years of age
Easy & quick claim process with minimal mandatory documents
This cover will pay the benefit to the insured, if he/she is found to have a Critical Illness contracted during the period of Insurance.
Pre-existing diseases are covered subject to acceptance by ICICI Lombard’s medical underwriting team
This is an indicative list of exclusions, for detailed list kindly refer to the policy wordings
The minimum age of entry is 18 Years and a maximum of 50 years
Maximum Sum Insured that you can avail of is Rs.25 lacs.
Life log renewal
No health check-up required till 50 years of age.
Tax benefit under Section 80D can be availed.
Send an SMS
The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.
General Insurance is underwritten by ICICI Lombard General Insurance Company Ltd.
ICICI Lombard has its registered office at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivanayak Temple, Prabhadevi, Mumbai – 400 025. IRDAI Reg No. 115. Toll Free No. 1800 2666. Fax No 02261961323. CIN U67200MH2000PLC129408.
Life Insurance is underwritten by Future Generali India Life Insurance Co. Ltd. (Future Generali) and PNB MetLife India Insurance Company Ltd. (PNB MetLife).
Future Generali has its registered office at Indiabulls Finance Centre, 6th Floor, Tower 3, Senapati Bapat Marg, Elphinstone West Mumbai, Maharashtra – 400013. IRDAI Registration No: 133. CIN:U66010MH2006PLC165288. IRDAI Registration no. 133.
Call at: 1800 102 2355.
PNB MetLife has its principle office at No.5 Brigade Seshmahal, Vani Vilas Road, Basavanagudi, Bangalore – 560004. Toll free No. 1800-425-6969.
This information is provided by American Express Banking Corp. (AEBC), India, having its Principal office at MGF Metropolitan, Office Tower, Level 7, District Centre, Saket, New Delhi-110017. Insurance Regulatory and Development Authority of India has authorized AEBC India to act as a Corporate Agent from 1st April, 2022 to 31st March, 2025 for soliciting and procuring General Insurance and Life Insurance business under Registration No. CA0066. The contents of this message (including any attachments) and the contents there of are attributable solely to the ICICI Lombard General Insurance Company Limited, Future Generali India Life Insurance and PNB MetLife India Insurance Company Ltd. ('Insurance Company'). No part of the same is either directly or indirectly, attributable to AEBC. The participation of the Card member is purely on a voluntary basis. Any such person who purchases or otherwise subscribes to the Insurance Product would do at his/her discretion and shall not receive any advantages in additions to those which he/she would ordinarily be entitled to as an American Express Card member. AEBC India does not accept any responsibility for the Insurance Company's actions or decisions. AEBC holds no warranty & makes no representation about claims processing. The contract of Insurance is between the insurer and the insured and not between the bank and the insured. Insurance company is liable to claims processing as per the terms and conditions of this Policy. AEBC India identifies insurance providers and products that may be of some interest to some of their customers. In this role, American Express does not act as an agent or fiduciary for the Card member, and may act on behalf of the insurance provider (as its agent or otherwise), as permitted by law. Please be aware that we receive up to 15% of the premium as commissions for Non-Life insurance products and up to 30% in the first year and up to 10% of the premium in the subsequent years for Life insurance products from providers as per Insurance Regulatory and Development Authority of India guidelines.
Beware of spurious phone calls and fictitious/fraudulent offers. IRDAI clarifies to public that –
Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
To understand and view our Data Protection and Privacy Principles, please visit us at-