Sargam Electronics

1. Visit Sargam Electronics at any of the stores listed below.

2. Present your American Express® Card at the time of billing and inform the cashier that you would like to redeem Membership Rewards® Points for Dining.

3. Swipe your Card as usual. Your charge slip should state ‘Points Redemption’.

You can also use ‘Points + Pay’ option to charge part of your purchases to your American Express® Card, in case you do not have sufficient Points.

Locations:
1. Main Market, Yusuf Sarai, New Delhi
2. Kalkaji, New Delhi
3. Lajpat Nagar, New Delhi
4. Jail Road, New Delhi
5. Paschim Vihar, New Delhi
6. Vikas Puri, New Delhi
7. Uttam Nagar, New Delhi
8. South Patel Nagar, New Delhi
9. Karol Bagh, New Delhi
10. Najafgarh, New Delhi
11. Paschim Puri, New Delhi
12. Rajouri Garden, New Delhi
13. Vikas Marg, New Delhi
14. Kanti Nagar Extension, New Delhi
15. Preet Vihar, New Delhi
16. Pitampura, New Delhi
17. Model Town, New Delhi
18. Tri Nagar, New Delhi
19. Ashok Vihar, New Delhi
20. Sector 17, Rohini, New delhi
21. Sector-1, Avantika, New Delhi
22. Adarsh Nagar, New Delhi
23. Railway Road, Narela, New Delhi
24. Jahangir Puri, New Delhi
25. Sector 18, Atta Market, New Delhi
26. Vaibhav Khand, Indirapuram, Ghaziabad
27. Nehru Nagar, Ambedkar Road, Ghaziabad
28. Ludhiana, Punjab
29. Kunjpura Road, Karnal
30. Shop No-04, Near Bus Stand, Panipat
31. HUDA Shopping Centre, Sector 29, Gurgaon
32. Fun City Mall, Ginger Hotel, Faridabad

1. Subject to these Terms and Conditions, American Express Card(s) issued by American Express Banking Corp. (“American Express”) in India enrolled in the Membership Rewards® Programme (“Programme”), and whose Card Account(s) are in good standing, are eligible to redeem Membership Rewards Points ("Points") for product/merchandise/service at a participating Merchant store(s) via Point of Sale (“POS”).

2. Subject to these Terms and Conditions, the redemption of Points will be awarded to Cardmembers in the form of redemption towards Merchant invoice value, either in part or full, for product/merchandise/service purchased at participating Merchant store(s). Such redemption towards Merchant invoice will be accorded at a specified conversion rate between Points and Indian Rupee (“INR”) value, as determined from time to time by American Express, at its sole discretion.

3. Cardmember must redeem a minimum of 1 Point per redemption at POS.

4. When redeeming your Points for product/merchandise/service, Cardmembers are deemed to be dealing directly with a participating Merchant, and not via American Express. Participating Merchant will determine, at its sole discretion and independent of American Express, (i) price and availability of product/merchandise/service, (ii) offers, promotions and applicable restrictions, (iii) return and/or refund policy, (iv) service charge(s), if any; all of which are subject to change by Merchant without prior notice.

5. Any dispute regarding delivery, service, suitability, merchantability, availability or quality of product/merchandise/service must be addressed by the Cardmembers directly to the Merchant and that American Express shall not entertain any communication in this regard. The product/merchandise/service offered by the Merchant against redemption of Points by Cardmember at POS will be governed by Terms and Conditions of the Merchant and American Express will not be liable in case of any such dispute. For detailed Terms and Conditions of participating Merchants, Cardmember can visit the Merchant’s official website or store.

6. For any refund/return/exchange of product/merchandise/service purchased at the Merchant store, Cardmember must directly deal with the Merchant and such refund/return/exchange will be governed by the Merchant Terms and Conditions. American Express will not refund the redeemed Points to the Cardmember’s Account against any such refund/return/exchange.

7. American Express reserves the right, at any time, without prior notice, and its sole discretion, to add/amend or vary any or all of American Express Membership Rewards ‘Pay with Points’ Terms and Conditions.

8. American Express reserves the right, at any time, without prior notice, and its sole discretion, to add/remove the facility of redemption of Points at a participating Merchant store POS.

9. All disputes arising out of this programme shall be subject to the exclusive jurisdiction of competent courts in State of Delhi.

10. American Express Membership Rewards ‘Pay with Points’ Terms and Conditions must be read in conjunction with American Express Membership Rewards Terms and Conditions available in the “About Programme” section at https://catalogue.membershiprewards.co.in