Membership Rewards®

• Earn 1 Membership Rewards® point for every PHP 45 you spend. Use your points to redeem from a wide array of exquisite rewards from shopping gift certificates, home appliances, gadgets and more.
• You can choose to enroll in the Frequent Traveler Option which lets you convert your Membership Rewards® points into air miles with any of the 5 Frequent Flyer Program partners or hotel loyalty points for complimentary stays.
  

Exclusive Discounts and Privileges

Exceptional selection of year-round offers and up to 50% savings in shopping, dining, leisure and wellness with Live The World.

Installment Programs

• Buy Now, Pay Later
  Major spending on gadgets, appliances, furniture, watches, jewelry or apparel is now made worry-free with Buy Now, Pay Later! Purchase items or pay for services on installment from over 19,000 in-store and online partner stores nationwide. You may also opt to pay medical bills and school tuition on installment. Choose from 3, 6, 9, 12, 18, 24 and 36 months term for a minimum single-receipt purchase of P3,000*.
  
  Buy Now, Pay Later Program is available on:
   - Zero Percent (0%) Interest**
   - Easy and affordable monthly add-on rates
  
  Plus, take advantage of Buy Now, Pay Later with Payment Holiday promotional offer and pay your first monthly amortization up to 4 months later and other exclusive offers. Visit BDO website and search for “Buy Now, Pay Later” for details.
  
  * Minimum purchase amount may vary per partner merchant.
  ** Merchants have the sole discretion on the item(s)/term(s) applicable for the Zero Percent (0%) interest offering.
  
  
• Balance Transfer
  Transfer your other card balances to your BDO-issued American Express Card and pay it on installment with low monthly add-on rates. Apply online via www.bdo.com.ph/balance-transfer.
  
  
• Cash-It-Easy
  Convert your credit limit into cash and pay in easy installments up to 36 months. To avail, call (02) 8667-1680, 8:30am-4:30pm on banking days or visit a BDO branch near you.
  
  
• Purchase Convert
  You can convert recent single-receipt purchases of at least P5,000 to installment using your BDO-issued American Express Card. To avail, call (02) 8631-8000.

Travel with Confidence

• 24/7 access to Global Travel Assistance in case of medical or legal emergencies during your trip

Membership Fee

• Free first year membership fee for the Basic and Supplementary Cardmembers.
• Monthly Fee: Basic Card - PHP150/month; Supplementary Cards - PHP75/month
  

Cash Advance

Get cash up to 30% of your credit limit via select BDO branches nationwide or any BDO affiliated ATMs. For overseas cash advance availment, just look for ATMs bearing the American Express logo.

Online Services

Check your statement online anytime or call our Customer Service Hotline whether you are home or abroad.

Many Ways to Pay Your Bill

• BDO Branch Counters: Cash or check payments are accepted at any branch.
• BDO Online Banking: Transact anytime anywhere in the world through www.bdo.com.ph.
• BDO Phone Banking: Access your BDO account and pay for your Card using any touch-tone phone. Just call 8631-8000.
• SM Bills Payment Counters: Pay for your Card through SM Bills Payment.
  

Our Customer Service will be more than happy to assist you.

To learn more, contact us at:
(+632) 8631-8000, or
 

Domestic Toll-Free:
1-800-10-631-8000 (PLDT)
1-800-3-631-8000 (Digitel)
1-800-5-631-8000 (Bayantel)
1-800-8-631-8000 (Globe), or

International Toll-Free:
(IAC)+800-8-6318000