More miles for every Peso spend
American Express® ExplorerTM Credit Card
Key Benefits at a Glance
Everyday Privileges
Earn 1 Membership Rewards® point for every PHP40 spend. Points do not expire.
Travel Privileges
Up to PHP10,000,000 travel accident protection
Gold Membership Service
24/7 customer service anytime, anywhere
Explore the Power of the American Express® ExplorerTM Credit Card
- Earn 1 Membership Rewards® Point for every PHP40 spend. Points do not expire.
Airport Lounge Access
Complimentary lounge access to Marhaba Lounge in NAIA Terminals 1 and 3 until June 30, 2024.
Anniversary Bonus
- Get 2,000 Bonus Membership Rewards® Points upon card anniversary when you spend PHP600,000 per annum. Transactions from your Card and Supplementary Card/s, including respective American Express Virtual Card linked to your Card will be computed for the annual spend.
Comprehensive Travel Accident and Inconvenience Protection Insurance
Get up to PHP10,000,000 complimentary travel accident protection when entire travel fare is charged to your American Express Explorer Credit Card.
- Travel Accident Protection – Up to PHP10,000,000
- Travel Delay – PHP5,000; max of PHP10,000 per family (minimum of 4 hours)
- Emergency Trip Cancellation – Up to PHP200,000
- Missed Connecting Flight – PHP5,000; max of PHP10,000 per family (minimum of 4 hours)
- Baggage Delay – PHP5,000; max of PHP10,000 per family (minimum of 6 hours)
- Baggage Loss or Damage – PHP30,000; Max of PHP80,000 per family and subject to per item limit of PHP5,000
Exceptional Service and Support
- 24/7 Customer Service Hotline anytime, anywhere.
Membership Rewards®
- Earn 1 Membership Rewards® Point for every PHP40 you spend.
- Convert your Membership Rewards® Points into air miles (1 Membership Rewards® Point = 1 air mile) for free flights with any of the 6 Frequent Flyer Program partners or hotel loyalty points for complimentary stays at 2 Frequent Guest Program partners.
Click here for the American Express® Explorer Credit Card Rewards Catalogue.
Click here for more details on the American Express® Membership Rewards Program.
Enjoy exceptional selection of year-round offers with our exclusive partners.
Bloomingdale's
- Enjoy 15% savings on qualifying online purchases of USD200 or more plus free international shipping at Bloomingdales.com using promo code Amex15.
- Enjoy 15% savings on qualifying regular and sale merchandise at participating Bloomingdale's stores.
Click here for more details on the offer and participating stores.
PressReader
- Access a reading experience featuring 7,000 publications from around the world with the option to download up to 15 issues per month.
- Sign up to receive a 7-day free trial that auto-renews monthly, unless canceled, at 20% off until July 31, 2023. After the discount period ends, Cardmembers will be charged the auto renewing monthly fee at the then-current rate.
Click here to sign-up
Online Shopping
- Save your Card details in your favorite online shops for fast and easy checkout. Ensure to enter the correct card security code when making a purchase online.
- For STRAIGHT online transactions, enter the 4-digit code printed on the front portion of your Card.
- For BUY NOW, PAY LATER online transactions, use the 3-digit code printed at the back portion of your Card.
Installment Programs
- Buy Now, Pay Later
Major spending on gadgets, appliances, furniture, watches, jewelry or apparel is now made worry-free with Buy Now, Pay Later! Purchase items or pay for services on installment from over 20,000 in-store and online partner stores nationwide. You may also opt to pay medical bills and school tuition on installment. Choose from 3, 6, 9, 12, 18, 24 and 36 months term for a minimum single-receipt purchase of P3,000*.
Buy Now, Pay Later Program is available on:
- Zero Percent (0%) Interest**
- Easy and affordable monthly add-on rates
Plus, take advantage of Buy Now, Pay Later with Payment Holiday promotional offer and pay your first monthly amortization up to 4 months later and other exclusive offers. Visit BDO website and search for “Buy Now, Pay Later” for details.
* Minimum purchase amount may vary per partner merchant.
** Merchants have the sole discretion on the item(s)/term(s) applicable for the Zero Percent (0%) interest offering.
- Balance Transfer
Transfer your other card balances to your BDO-issued American Express Card and pay it on installment with low monthly add-on rates. Apply online via www.bdo.com.ph/balance-transfer.
- Cash-It-Easy
Convert your credit limit into cash and pay in easy installments up to 36 months. To avail, call (02) 8667-1680, 8:30am-4:30pm on banking days or visit a BDO branch near you.
- Purchase Convert
You can convert recent single-receipt purchases of at least P5,000 to installment using your BDO-issued American Express Card. To avail, call (02) 8631-8000.
Enjoy access to premium travel privileges and savings while you explore the world.
Airport Lounge Access
- Enjoy complimentary access* to Marhaba Lounge in NAIA Terminals 1 and 3 until June 30, 2024.
- Discover, book and access premium airport lounges worldwide with LoungeBuddy starting at USD25 – no elite status, lounge memberships, or class of service required. Click here to know more.
*Free access is for Cardmember only. USD10 per person applies to a maximum of 2 traveling companions, charged to your American Express Explorer Credit Card.
Booking.com
- Book that dream vacation you’ve been eyeing all year and get the most out of your travel with Booking.com.
- Save up to 30% on select hotel properties through Booking.com.
Click here to make your bookings and avail this offer.
Sixt
Ride in style with complimentary access to the Sixt rent a car loyalty program – Gold Status and enjoy premium benefits, discounts and upgrades.
- Exclusive counter and parking access
- Complimentary upgrade upon availability
- Up to 15% savings on car rental
- Bonus points with participating programs
- Free additional driver for all rentals in the US
- Birthday gift
Click here to enroll for a Sixt Gold membership to enjoy these exclusive benefits
Rentalcars.com
- Get up to 10% off on the car price element of a car rental booking at Rentalcars.com using this link with promo code: PROMOAMEX10
Comprehensive Travel Accident and Inconvenience Protection Insurance
Get up to PHP10,000,000 complimentary travel accident protection when entire travel fare is charged to your American Express Explorer Credit Card.
- Travel Accident Protection – Up to PHP10,000,000
- Travel Delay – PHP5,000; max of PHP10,000 per family (minimum of 4 hours)
- Emergency Trip Cancellation – Up to PHP200,000
- Missed Connecting Flight – PHP5,000; max of PHP10,000 per family (minimum of 4 hours)
- Baggage Delay – PHP5,000; max of PHP10,000 per family (minimum of 6 hours)
- Baggage Loss or Damage – PHP30,000; Max of PHP80,000 per family and subject to per item limit of PHP5,000
Purchase Protection
Your retail purchases are insured from theft, loss or damage within 30 days from purchase for up to PHP50,000 per occurrence or max of PHP250,000 per year. Applicable only when you charge your entire fare to your American Express Explorer Credit Card.
Coverage is underwritten by the Pacific Cross and is subject to their terms and conditions. Click here to download the Group Special Travel Policy for reference of travel insurance coverage and provisions. To request for insurance claims, call (+632) 8230-8511 or email client_services@pacificcross.com.ph.
Annual Membership Fee
- Free first year membership fee for Basic and Supplementary Cardmembers.
- Automatic waiver of annual membership fee when you spend PHP 450,000 in a year.
- Annual Fee: Basic Card - PHP4,000; Supplementary Card - PHP2,000.
Cash Advance
Get cash up to 30% of your credit limit via select BDO branches nationwide or any BDO affiliated ATMs. For overseas cash advance availment, just look for ATMs bearing the American Express logo.
Online Services
Check your statement online anytime or call our Customer Service Hotline whether you are home or abroad.
Many Ways to Pay Your Bill
- BDO Branch Counters: Cash or check payments are accepted at any branch.
- BDO Online Banking: Transact anytime anywhere in the world through www.bdo.com.ph.
- BDO Phone Banking: Access your BDO account and pay for your Card using any touch-tone phone. Just call (+632) 8631-8000.
- SM Bills Payment Counters: Pay for your Card through SM Bills Payment.
Our Customer Service will be more than happy to assist you.
To learn more, contact us at: (+632) 8631-8000, or
Domestic Toll-Free:
1-800-10-631-8000 (PLDT)
1-800-3-631-8000 (Digitel)
1-800-5-631-8000 (Bayantel)
1-800-8-631-8000 (Globe), or
International Toll-Free: (IAC)+800-8-6318000
Click here for the list of International Access Code.
For more details on the benefits, terms & conditions and product disclosure, please click here
For more details on the benefits, terms & conditions and product disclosure, please click here
Apply Today and Experience the Powerful Backing of American Express
Terms and conditions apply for the benefits mentioned.
Offers
We partner with merchants to bring you fantastic offers that we think you'll love.
Trusted Service
American Express begins and ends with service.
Acceptance
Warmly welcomed at thousands of places across the country, globe, and the web.