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The Platinum Card®

undefinedThe Platinum Card

Upgrade more moments with Platinum

Annual Card Fee S$1,744 (incl. of 9% GST)

Card Type

Charge Card

Supplementary Cards

First 2 Supplementary Cards fee permanently waived
S$163.50 (incl. of 9% GST) for each subsequent Supplementary Card.

Featured Benefits

Complimentary One Night Stay
Embark on a lavish escape with a complimentary stay at premium hotels, both near and far, indulging in unparalleled experiences worldwide. Explore full list of participating properties at go.amex/platstay.

The American Express Global Lounge Collection®
Elevate your travel experience before your next flight. Escape the chaos with complimentary lounge access for you, one Supplementary Card Member and one guest each. Be spoiled for choice with access to our growing network of over 1,400 lounges across 650 cities in 140 countries. Enrolment is required for Priority Pass. Guest access policies may vary internationally by location and are subject to change.

S$200 Airline Credit
Go off the beaten path with up to S$200 Airline Credit every year when you make qualifying spends with Singapore Airlines or Scoot. Valid till 31 December 2025.

From now to 31 December 2025, get S$100 back in statement credits once every 6-month Redemption Period (1 January to 30 June and 1 July to 31 December) when you spend S$300 or more in a single transaction at participating partners, up to 2 times each calendar year. Enrolment is required.

S$400 Global Dining Credit
From Michelin-starred hot spots to hidden gems, embark on a gastronomic journey and discover new favourites with up to S$400 Global Dining Credit every year. Valid till 31 December 2025.

From now to 31 December 2025, get up to S$400 in statement credits each calendar year, comprising of S$200 for use at local restaurants and S$200 for use at restaurants abroad.

Stay up-to-date on the latest participating restaurant listing at go.amex/sgplatdincredit.

S$400 Lifestyle Credit
Unwind in serenity with a selection of fine wines or relaxing spa treatments with up to S$400 Lifestyle Credit to use every year when you make a qualifying spend. Valid till 31 December 2025.

From now to 31 December 2025, get S$200 back in statement credits once every 6-month Redemption Period (1 January to 30 June and 1 July to 31 December) when you spend S$300 or more in a single transaction at participating partners, up to 2 times each calendar year. Enrolment is required.

S$204 Entertainment Credit
Lose yourself in every special moment. Whether it’s fighting for justice or dancing along to your favourite musical, enjoy streaming services or discover new events with up to S$17 every month to spend at over 10 popular entertainment brands. Valid till 31 December 2025. Enrolment is required.

S$150 Fashion Credit
Acquire timeless iconic pieces with up to S$150 Fashion Credit yearly at NET-A-PORTER and MR PORTER. Valid till 31 December 2025.

From now to 31 December 2025, get S$75 back in statement credits once every 6-month Redemption Period (1 January to 30 June and 1 July to 31 December) when you spend online or in-app across one or both brands, up to 2 times each calendar year. Enrolment is required.

Experience Membership benefits worth more than S$8,000^

  • Platinum Travel

    S$200 Airline Credit
    Go off the beaten path with up to S$200 Airline Credit every year when you make qualifying spends with Singapore Airlines or Scoot. Valid till 31 December 2025.

    From now to 31 December 2025, get S$100 back in statement credits once every 6-month Redemption Period (15 January to 30 June and 1 July to 31 December) when you spend S$300 or more in a single transaction at participating partners, up to 2 times each calendar year. Enrolment is required.

    International Airline Program
    Enjoy preferential fares on flight tickets with participating airlines through American Express Travel Online:
    • Singapore Airlines
    • Qatar Airways
    • Etihad Airways
    • Emirates

    Bonus Membership Rewards Points with Singapore Airlines and Scoot
    Go far and wide with your Platinum Card. Earn 5 Membership Rewards points with every full S$1.60 spent with Singapore Airlines or Scoot (equates to 1.95 miles per S$1). Platinum Members can choose to convert their Membership Rewards points to Frequent Flyer Miles from Airline Partners. The earn rate of 1.95 miles per S$1 is based on the conversion rate of 400 Membership Rewards points = 250 miles.

    The American Express Global Lounge Collection (worth S$1,011)
    Elevate your travel experience before your next flight. Escape the chaos with complimentary lounge access for you, one Supplementary Card Member and one guest each.

    Be spoiled for choice with access to our growing network of over 1,400 lounges across 650 cities in 140 countries. Guest access policies may vary internationally by location and are subject to change.

    Participating lounges include:
    • The Centurion® Lounge
    • International American Express Lounges
    • Delta Sky CLub® Lounges
    • Plaza Premium Airport Lounges
    • Priority PassTM Lounges. Enrolment is required. Supplementary Card Holder is entitled to 4 visits and 4 guests per year.

    The Platinum Card offers Priority Pass membership to basic Card Member and one Supplementary Card Member which is valued at US$469 each. At any visit to a Priority Pass lounge, each Card Member can bring in one guest for no charge, where available. Value has been converted on Jan 2024 at a foreign exchange rate of US$1 = S$1.32.

    Fine Hotels + Resorts (worth S$800)
    Every holiday is special, but your Platinum Card makes it even more memorable. Create new memories with an exclusive suite of benefits worth up to S$800 at over 1,500 Fine Hotels + Resorts properties worldwide. Perks include daily breakfast for two, US$100 experience credit, guaranteed 4pm check-out and more.

    Participating Fine Hotels + Resorts properties include hospitality brands such as:
    • Aman
    • Belmond
    • Relais & Châteaux
    • St. Regis
    • The Ritz-Carlton

    Average value based on Fine Hotels & Resorts bookings in 2022 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits. Experience credit varies by property.

    The Hotel Collection
    The Hotel Collection includes over 1,000 handpicked properties from trusted brands like Hyatt and Hilton Hotels. Enjoy exceptional value when you book through American Express Travel Online. Book a minimum of two-night stay and enjoy the following:

    • Room upgrade, when available
    • US$100 credit
    • 12pm check-in, when available
    • Late check-out, when available

    US$100 credit varies by property.
    Certain room categories are not eligible for upgrade.

    Hotel Elite Tier Status
    Enjoy your complimentary upgraded membership tiers at our preferred partners' loyalty programmes – no minimum stay required. Enrolment has to be done by 31 December 2025. Visit go.amex/benefitenrol to enrol.

    • Marriott Bonvoy™ Gold Elite Status
    • Pan Pacific DISCOVERY Platinum Status
    • Hilton Honors Elite Gold Status
    • Radisson Rewards Premium Status


    Car Rental Elite Tier Status
    Complimentary enrolment into Avis President's Club and Hertz Gold Rewards® Five Star to enjoy special benefits such as savings, upgrades and priority service. Enrolment is required. Visit go.amex/benefitenrol to enrol.


    Discover full benefits and its Terms & Conditions at go.amex/myplatinum.Terms & Conditions apply for all mentioned privileges.


What is a Charge Card?

Charge Cards allow you to manage your cash flow effectively, increase your spending power and enjoy more financial flexibility.

Charge Cards are different from Credit Cards in that they require you to pay the full amount you’ve charged to the Card each month. By doing so, you can avoid interest charges, manage your spending and stay on track of your finances.

To apply online for The Platinum Card, it’s important that:

  • You're over 21 years of age. Supplementary Card applicants should be over 18 years of age.
  • Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Before clicking on “Apply Now”, please read the following important documents:
Documents required for Card application.
*Welcome Offer Terms and Conditions.
Card Member Agreement and Benefits Terms and Conditions.
Paper Statement Fee Terms and Conditions.