When shopping at your local small business, check out using contactless payments and make a meaningful difference in your community. Explore the Shop Small® Map to find places nearby where you can use your Card to support small businesses.
American Express can now be accepted at 99% of places in the U.S. that accept credit cards.* So now you can tap, insert, swipe or checkout with your American Express® Card at more places than ever.
*Based on Feb 2020 Nilson Report.
Mark Your Calendars: This year's Small Business Saturday® falls on November 28.
Look for the contactless symbol* at checkout, hold your Card or device within a few inches of the terminal, and be on your way. From morning coffees to weekly groceries and gas, simply tap to pay at the register, anywhere you see the contactless payment symbol.
Look · At checkout, look for the contactless symbol.
Tap · Tap your Card on the reader.
Go · And be on your way — it’s as simple as that!
*Participating merchants only.
Add your American Express® Card to your digital wallet to make seamless purchases however you like to shop. Simply tap your device to pay in store or shop online and enjoy the convenience of having your Card and shipping details saved for easy and convenient purchases at participating merchants.
*Digital Wallets are Apple Pay™, Samsung Pay, Google Pay™, or
Sign into your account faster and more securely with Touch ID and Face ID. You can also make payments, schedule AutoPay, check your balance or view past statements.
Track spending in real-time by turning on purchase alerts to get notified when a charge is made on your Card.
Explore nearby offers. Add as many as you’d like to your Card and enjoy rewards directly on your statement.
Freeze your Card or request a replacement if you lose, damage or suspect fraud on your Card under the Account section.
To download the app, scan the code to the left with your mobile phone camera.
iOS and Android only. See app store listings for operating system info.
Our digital tools are fast, easy to use, and can be accessed conveniently any time, anywhere.
Add your Card to Monthly recurring expenses like your online streaming subscription, phone, cable, and more. If you’ve already added your Card to monthly recurring expenses, you won’t need to update your expiration date or CID information unless specifically requested.2
Conveniently manage your monthly statement payments by setting up Autopay, available both online or in the Amex App.
Enroll in paperless statements to save time and reduce clutter. Stay organized with quick access to billing statements online. You’ll also receive automatic reminders for Statement Ready, Payment Reminder and Payment Received notifications. Enroll Now
Explore the possibilities and how you can earn Membership Rewards® points with your American Express® Green Card.
3X POINTS on Traveland Transit3 3X POINTS at Global Restaurants3
Don't forget, you can also earn 1X points on all other eligible purchases.3
No Foreign Transaction Fees
No matter where you’re traveling, when you use your American Express Green Card there are no foreign transaction fees.4
Membership Rewards® Program5
Get to your next trip faster when using your American Express Green Card. With thousands of redemption options, the Membership Rewards® Program offers a breadth of rewards so that you can propel your journey – wherever it takes you.
Click Here to explore all the ways you can earn and use your earned points.
Use Points for Charges
Seamlessly use Membership Rewards® points on Americanexpress.com and save on eligible transactions. Visit the Statements & Activity page, select a recent transaction and follow the prompts under the ‘Use Points for Charges’ section to redeem Membership Rewards® points.6
Eat and save today with a complimentary Uber Eats Pass for up to 12-months. Add your eligible Amex card to your Uber Eats account and enroll today.*
*Offer valid thru 12/31/2021 on U.S. subscription. Pass will auto-bill starting 12 months from initial enrollment in this offer, at then-current monthly rate. See terms for more details.
In addition to the option of paying your bill in full, you also have the flexibility to carry a balance with interest or use Plan It®8* to split up large purchases into monthly payments with a fixed fee, up to your Pay Over Time Limit. You may be able to keep spending beyond your limit – you’ll just need to pay for any new purchases in full when your bill is due.9
Unlike a traditional credit card, your Green Card has no preset spending limit. This unique feature means the amount you can spend adapts based on factors such as your purchase, payment and credit history. If you’re ever unsure if a large purchase will be approved, just use the Check Spending Power tool in your online account or mobile app.
To learn more about these payment options, please click here.
*If you applied for your Card or opened your Card Account prior to 08/01/2020: You have been or will be notified if Pay Over Time and/or Plan It are added to your Account.
Set spending limits.10 Track purchases. Streamline Expenses. See how adding an Additional Card Member to your account can help you and your family manage your finances.11
A Card for Every Friend. Refer your friends and family with the option to pick the Card that’s right for them. Plus, you can earn a bonus if they’re approved.12
The American Express® App and app features are available only for eligible Card accounts in the United States. American Express® prepaid Cards and Cards issued by non-American Express issuers are not eligible. To log in, Card Members must have an American Express user ID and password or create one in the app.
When you use your Card for recurring bills, you are permitting the merchant to store your Card information so that the merchant can periodically charge your Card account for goods or services you purchase from the merchant. You must notify the merchant directly if you want the merchant to stop charging your Card account.
You will earn one Membership Rewards® point for each dollar of eligible purchases charged on the American Express® Green Card. Travel: You will earn 2 additional points (for a total of 3 points) for each dollar charged on eligible travel purchases including airfare, hotels, cruises, tours, car rentals, campgrounds, travel purchases on third party travel websites, and travel purchases on amextravel.com. You will not earn additional points for purchases of timeshare properties. Transit: You will earn 2 additional points (for a total of 3 points) for each dollar charged on eligible transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. Restaurants: You will earn 2 additional points (for a total of 3 points) for each dollar charged at restaurants. You may not earn additional points for purchases at a restaurant located within another establishment (e.g. a restaurant inside a hotel, casino, or event venue). For example, purchases made at a restaurant located within a hotel may be recognized as a purchase at a hotel, not a restaurant. You will not earn additional points for purchases at bars, nightclubs, cafeterias, and convenience stores.
Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, cash advances, person to person payments, purchases of American Express gift cards, purchases of travelers’ checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. See membershiprewards.com/terms for the Membership Rewards program terms and conditions.
Merchants are assigned codes based on what they primarily sell. A purchase will not qualify for additional points if the merchant’s code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not qualify for additional points. A purchase may not qualify for additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.
American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.
Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.
The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.
Using Points for Your Charges is only available to Basic Consumer and OPEN Card Members enrolled in the U.S. Membership Rewards® program. Additional Card Members, Authorized Additional Card Members, and Corporate Card Members are not eligible. Account managers and Rewards managers may be eligible to use points by calling the number on the back of your Card but are not eligible to use points online. All Linked Card Accounts must not be canceled, past due or have a returned payment outstanding. A minimum of 1,000 Membership Rewards points in your program Account is required and you may use Membership Rewards points only toward the entire amount of an eligible charge. American Express will present the eligible charges you can use points towards, and we may change which charges are eligible at any time without notice. American Express is under no obligation to make charges available for redemption using Membership Rewards points. For each transaction, points will be debited immediately from your Membership Rewards program Account and a credit will be issued to your Linked Card Account for the corresponding dollar amount within 48 hours. Credits processed after the Card Account’s statement closing date will appear in the following billing period. You are responsible for payment of the amount due on your Card Account by the due date even after using this feature. To learn about this feature and redeem points online, visit membershiprewards.com/yourcharges.
This offer is made by Uber for a complimentary subscription to Eats Pass for up to 12 consecutive months (currently $9.99/month) for U.S. Consumer Basic Card Members with an American Express® Green Card, American Express® Gold Card, Platinum Card® or Centurion Card®. Additional Centurion Cards® are also eligible. Enrollment required. Offer available on Uber Eats Pass Subscriptions in the U.S., except in Northern Mariana, American Samoa, Guam and U.S. Virgin Islands, for eligible deliveries in U.S. cities where Uber Eats is available. Eligible Card Members that have an active auto-renewing Eats Pass or Uber Pass subscription may enroll in this offer. Once enrolled in the complimentary Eats Pass, you will not be charged for your existing Eats Pass for up to 12 consecutive months. Enrollment in this offer is available until December 31, 2021.
To enroll in this offer, you must have downloaded or updated to the latest version of the Uber App or Uber Eats App. Once the app is downloaded, sign into your existing Uber account or sign up to create a new account. The method of payment in your Uber Account must include an eligible American Express Card in order to enroll in a complimentary subscription for Uber Eats Pass (currently $9.99/month) for up to 12 consecutive months by December 31, 2021. American Express Cards added to your Uber account through a third party such as Apple Pay or PayPal will not be eligible. Use your enrolled American Express Card to place your Uber Eats orders.
You are eligible for up to 12 consecutive months of complimentary Eats Pass subscription beginning on the date that you enroll in the offer in the Uber Eats app, subject to having an eligible American Express card on file in your Uber Eats app. It may take up to 24 hours for the Uber Eats Pass subscription to be available for use after you enroll in Uber Eats Pass.
If you choose to opt out of your Eats Pass subscription by turning off the auto-renew functionality in the Uber Eats app or if you cancel or remove your eligible American Express Card from your Uber account, your Eats Pass subscription will be canceled and you will need to re-enroll if you wish to continue in Eats Pass. The offer will still expire 12 months from the date you first enrolled in the offer.
If you transfer to another eligible American Express Card, your eligible Card expires or is replaced, or your card details change during your 12-month period of eligibility, you will need to remove your previous American Express Card and add your new Card details to continue enrollment in the Eats Pass subscription. If your American Express card details change and you do not update your new Card details prior to your next Uber Eats billing cycle, you will be unenrolled from Uber Eats Pass. Once you update your card details in the Uber Eats app, you will need to re-enroll to continue to receive your complimentary Eats Pass subscription. The offer will still expire 12 months from the date you first enrolled in this offer. Uber’s Renewable Pass Terms and Conditions currently provide that unless you notify Uber that you want to cancel, or that you do not want to auto renew after 12 months from initial date of enrollment into the complimentary Eats Pass, your primary Card will be auto-billed at the then current Eats Pass monthly subscription fee and will continue to be auto-billed at the then-current regular subscription price each month thereafter unless you opt out of the auto-renew. This means that Uber will collect the then-applicable subscription fees by charging a credit card that Uber has on record for you without notifying you, unless notification is required by applicable law.
If you wish to confirm the date of your renewal or wish to cancel your Eats Pass subscription, you may do so within the Account Management Hub of the Eats Pass section in the Uber Eats App up to 24 hours prior to your next scheduled payment to avoid further charges or contact Uber.
An eligible Centurion, Platinum, Gold or Green Card may receive this offer on one Uber Eats account. If the same Card is added to multiple Uber Eats accounts, only the first Uber Eats account to which the Card is added will receive the offer. For full terms and conditions of Uber Renewable Pass, visit the Uber website. Uber Eats Pass terms and conditions are subject to change and American Express has no control over those changes. Fulfillment of the offer is the sole responsibility of Uber. Offer is subject to change at any time without notice to you. For purposes of fulfilling upon this offer, American Express will share with Uber certain information about your Card, including the Card type, and updated Card information and activation status from time to time.
Pay It® is only available in the American Express App® for your eligible Account. With the Pay It feature, you can make a payment equal to the amount of a billed purchase less than $100. Payments made with Pay It are not applied to that billed purchase but to your outstanding balance in accordance with how we apply payments.
Your account is eligible for Pay It if you are a Basic Card Member or Additional Card Member of a Card account issued by a U.S. banking subsidiary of American Express that is not canceled, excluding Accounts that do not have either a Credit Limit or the Pay Over Time feature. Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express-branded Cards or account numbers issued by other financial institutions are not eligible.
With Plan It®, you can create up to 10 active payment plans, each subject to a plan fee. The plan fee is a fixed finance charge that will be charged each month that the corresponding plan is active.
To create a plan, select qualifying purchases of $100 or more and a plan duration. If you have a Card with a Credit Limit, you can also select a qualifying amount of $100 or more and a plan duration. When creating a plan for purchases, you may select up to 10 qualifying purchases for each plan that you create in your American Express online Account. However, you may select only one qualifying purchase for each plan that you create in the American Express App. Plan duration options may vary depending on the total dollar amount of the qualifying purchases (or qualifying amount, if you have a Card with a Credit Limit) you move into a Plan. Qualifying purchases will be identified in your American Express online Account and American Express App. Qualifying purchases (or a qualifying amount, if you have a Card with a Credit Limit) do not include purchases of cash or cash equivalents, purchases subject to Foreign Transaction Fees, or any fee owed to us, including Annual Membership fees.
Your ability to create plans will be based on a variety of factors such as your creditworthiness, and your Credit Limit or Pay Over Time Limit, as applicable. The Pay Over Time Limit applies to the total of your Pay Over Time, Cash Advance, and Plan balances. You may not be able to create a plan if it would cause you to exceed your Pay Over Time Limit or cause your Plan balance to exceed 95% of your Account Total New Balance on your last billing statement. You will not be able to create plans if your Pay Over Time feature is suspended or your Account is canceled. You will also not be able to create plans if one or more of your American Express Accounts is enrolled in a payment program, has a payment that is returned unpaid, or is past due. The number and length of plan duration options offered to you, the number of active plans you can have at a time, and your ability to include multiple qualifying purchases in a single plan, will be at our discretion and will be based on a variety of factors such as your creditworthiness, the purchase amount(s), and your Account history. After a plan is paid in full, it will be removed from your Account in the next billing period.
Plan It is available on Card Accounts issued by a U.S. banking subsidiary of American Express, excluding Accounts that do not have either a Credit Limit or the Pay Over Time feature. Only the Basic Card Member on the Account can create a plan. Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express-branded Cards or Account numbers issued by other financial institutions are not eligible.
Purchases (including any associated foreign transaction fees) and Annual Membership Fees are eligible. For some accounts, a charge must also be equal to or more than a specified dollar amount in order to be eligible. To obtain that amount, if there is one for your account, please call the number on the back of your Card. The following types of charges are ineligible: Cash Advances, including cash and other cash equivalents, certain insurance premiums, and any other fees owed to American Express.
Pay Over Time
The Pay Over Time feature on your account has two settings: Active and Inactive. If the Pay Over Time feature is active at 8 p.m. Eastern Time on the transaction date provided by the merchant or on the date when an eligible Annual Membership Fee is charged to your Account, then we will automatically add the charge to your Pay Over Time balance. The transaction date provided by the merchant may differ from the date you made the purchase if, for example, there is a delay in the merchant submitting the transaction to us or if the merchant uses the shipping date as the transaction date. If the Pay Over Time feature is inactive at 8 p.m. Eastern Time, no new charges will automatically be added to your Pay Over Time balance. To view or change your Pay Over Time setting, visit your online account or call the number on the back of your Card. (If you are enrolled in Pay Over Time Select, call the number on the back of your Card for information on eligible purchases, available limit and APR, and assistance moving purchases into your Pay Over Time Select balance.)
Pay Over Time Limit
We assign a Pay Over Time Limit to your Account. The Pay Over Time Limit applies to the total of your Pay Over Time, Cash Advance, and Plan balances. Your Pay Over Time balance cannot exceed your Pay Over Time Limit. When there is a delay in posting cash advances or plans to your Account, the total of your Pay Over Time, Cash Advance, and Plan balances may exceed your Pay Over Time Limit. We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed your Pay Over Time Limit. This is not a spending limit. You must pay at least the Minimum Payment Due by the Payment Due Date each month. The Minimum Payment Due includes all charges that were not added to a Pay Over Time and/or Cash Advance or Plan balance, plus a portion of your Pay Over Time and/or Cash Advance balance, any interest accrued, and any Plan Payment Due.
Interest on Your Pay Over Time Balance(s)
For charges added automatically to a Pay Over Time balance, we will charge interest beginning on the date of each charge. We will not charge interest on charges automatically added to your Pay Over Time balances if you pay your Account Total New Balance by the Payment Due Date each month. However, if at the time you activate Pay Over Time you’re already carrying a Pay Over Time Select balance from your last billing period, you’ll be charged interest on new eligible charges added to a Pay Over Time balance starting on the transaction date. You must pay in full, by the Payment Due Date, all charges that are not added to a Pay Over Time, Cash Advance, or Plan balance. We will begin charging interest on cash advances on the transaction date.
When you request that we apply a limit as described below on Charges incurred by an Additional Card Member on your Account, you agree to these terms. These terms supplement, and are incorporated by reference into, the terms of your Card Member Agreement.
At your request, we may agree to apply a limit to the total dollar amount of Purchases, during each billing period, that are charged to Card numbers associated with one or more specified Additional Card Members on your Account. At your request, we may agree to apply a limit to the total dollar amount of cash access transactions at ATMs, during each billing period, that are made using Card numbers associated with one or more specified Additional Card Members on your Account. If we agree to apply a limit, it is not a guarantee that the Additional Card Member will be able to make Purchases or cash access transactions up to the applicable limit. In applying any limit we will not take into account any credits (such as for returned merchandise or for payments), even if a credit relates to a Purchase made by the Additional Card Member. Any request that we change a limit may not be effective until a subsequent billing period. Any Charges (as defined below) incurred by the Additional Card Member prior to the date during a billing period that we apply the limit will not be subject to the limit for that billing period.
Because of systems or administrative considerations, arrangements with merchants, or for other business reasons, we may, but are not required to, treat some Purchases and/or cash access transactions (collectively, Charges) as not being subject to any such limits. You agree to pay all Charges without regard to whether any Charges exceed a limit, and you agree that we are not liable to you or any other person when a limit is not applied to any Charges and/or when Charges are incurred and billed that exceed a limit. While we typically require merchants to obtain an authorization for purchases and submit final transaction documentation for payment in a timely manner, a limit may not apply or may be exceeded when a merchant does not obtain an authorization for any reason; when a merchant obtains an authorization for a partial amount of the final charge submitted to us for payment; or when such submissions are not submitted or processed at the same time that the authorization is obtained. Examples may include, but are not limited to: Charges made outside of the U.S., in duty-free stores, or on board airplanes or cruise vessels; international airline ticket Purchases; vehicle rentals; lodging stays extended beyond original reservation period; certain mail order Purchases; Purchases billed on a recurring basis; Purchases at gas stations; telecommunications charges, including charges incurred with calling cards; taxicab charges; security deposits; late, damage or other fees in connection with rentals; Purchases billed in installments; restaurant tips and other gratuities; and Charges that occur before the end of billing period, if the Charge is posted to your Account after the Closing Date of that billing period. Any limit will not be applied to Charges for foreign currency or for travelers cheques or gift cheques obtained other than by telephone from us.
The Spending Limit for the Additional Card Member(s) is optional. If no Spending Limit is set on the Additional Card, spending capacity on this Card will be subject to the Basic Card Member's account terms and conditions.
Additional Card Members do not have accounts with us but can use your Account subject to the terms of the Card Member Agreement. They must be at least 13 years of age and never had a defaulted account with American Express. You are responsible for the activity and use of your Account by Additional Card Members. You must pay for all charges they make.
This offer is available online only to Basic Card Members. Please allow 8–12 weeks for the Referral Bonus to post to your account after each referred individual is approved for the Card. You cannot earn a Referral Bonus for those who currently have the Card you recommended or for individuals who have been referred by someone else. Due to the confidential nature of the credit approval process, you will not be notified of whether we approve or decline any application(s) from individual(s) you refer. Also, the individuals you refer may not receive the referral email if they have previously “opted out” of receiving email marketing communications from American Express. Any violation or abuse of this program may result in the forfeiture of the Referral Bonus. In order to receive the Referral Bonus, your Card account must not be canceled or past due at the time of fulfillment. Terms & restrictions of the rewards program corresponding to your Card account apply. NOTE: The value of the Referral Bonus may be taxable income to you; you are responsible for any federal or state taxes resulting from the Referral Bonus. Please consult your tax advisor if you have questions about the tax treatment of the Referral Bonus.