You’re a Member When Every Trip Can Be Extraordinary

American Express Travel Related Services Company, Inc. is acting solely as a sales agent for travel suppliers and is not responsible for the actions or inactions of such suppliers. Certain suppliers pay us commission and other incentives for reaching sales targets or other goals and may provide incentives to our Travel Consultants. For more information visit www.americanexpress.com/travelterms.

California CST#1022318; Washington UBI#600-469-694

Terms and Conditions for the Membership Rewards^® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.

The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.

Valid only for American Express Card Members. If you book a qualifying hotel rate on amextravel.com and then find the same room, in the same hotel, for the same dates, the same number of children and adults, the same rate type and cancellation policy at a lower price online, before taxes and fees, we'll refund you the difference. For pre-paid reservations, your claim must be submitted prior to your stay, before the date of check-in. For verification of “pay later” hotel bookings, your claim must be submitted within thirty (30) days after you have completed the hotel stay, and the customer service representative may instruct you to mail a copy of your hotel receipt to American Express within that time period. American Express will honor the lower price for verified requests. The "Lowest Hotel Rates Guarantee" policy applies only to online rates available to the general public and excludes (1) rates or discounts that are not available to the general public, including, but not limited to, corporate, group, charter, meeting/convention, AAA, government/military, and senior citizen rates/discounts; or (2) hotel rooms booked through or in combination with frequent stay, loyalty, points, coupon promotions, rooms won through contests or sweepstakes or transferred, or rooms booked on opaque websites that do not allow you to see the name of the hotel until your reservation is complete; or (3) promotional packages, deals, all-inclusive packages, or bundles that may include additional amenities such as parking, meals, or entertainment, or (4) rates booked through the Fine Hotels + Resorts® and The Hotel Collection programs.

Insider Fares are valid only for Membership Rewards^® program-enrolled Cards when a Card Member is booking through AmexTravel.com. Insider Fares will display in search results on AmexTravel.com only if an eligible Card Member is logged into his/her account and has enough Membership Rewards points for the entire fare; otherwise, publicly available fares will display. Insider Fares are fares for which less Membership Rewards points are required to purchase the flight. The entire amount of the purchase must be covered using Membership Rewards points. Insider Fares are only available on select flights. When purchasing an Insider Fare, the dollar amount of the fare will be charged to the Card Member’s account and a credit will be issued in that dollar amount on the Card Member’s statement; additionally, the number of Membership Rewards points required for the fare will be deducted from the Card Member’s Membership Rewards account balance. Participating airlines and benefits are subject to change. For more information about the Membership Rewards program visit www.membershiprewards.com/terms.

Pay It^®

Pay It^® is only available in the American Express® App for your eligible Account. With the Pay It feature, you can make a payment equal to the amount of a billed purchase less than $100. Payments made with Pay It are not applied to that billed purchase but to your outstanding balance in accordance with how we apply payments.

Your Account is eligible for Pay It if you are a Basic Card Member or Additional Card Member of a Card account issued by a U.S. banking subsidiary of American Express that is not canceled, excluding Accounts that do not have either a Credit Limit or the Pay Over Time feature. Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express-branded Cards or account numbers issued by other financial institutions are not eligible.

Plan It^®

With Plan It®, you can create up to 10 active payment plans, each subject to a plan fee. The plan fee is a fixed finance charge that will be charged each month that the corresponding plan is active. You will be offered 1-3 plan duration options for the qualifying purchase. The plan duration options can vary based on a variety of factors such as the purchase amount, your Account history and your creditworthiness. If you are enrolled in an intro or promotional APR, you may see limited plan duration options during the intro or promotional period when you use Plan It on your Account. If you create a plan during an introductory or promotional APR period, your plan fee will be based on the introductory or promotional APR as long as the plan is created before 11:59pm MST on the last day of the introductory or promotional period.

To create a plan, select qualifying purchases of $100 or more and a plan duration. If you have a Card with a Credit Limit, you may also be able to select a qualifying amount of $100 or more and a plan duration. When creating a plan for purchases, you may select up to 10 qualifying purchases for each plan that you create in your American Express online Account. However, you may select only one qualifying purchase for each plan that you create in the American Express App. Qualifying purchases will be identified in your American Express online Account and American Express App. Qualifying purchases (or a qualifying amount, if you have a Card with a Credit Limit) do not include purchases of cash or cash equivalents, balance transfers (if offered), purchases subject to Foreign Transaction Fees, or any fee owed to us, including Annual Membership fees. Unless you are creating a plan at checkout, please allow 2-3 days for your purchase to post to your Account. Once your purchase posts and is no longer pending, you can create a plan for that purchase.

Your ability to create plans will be based on a variety of factors such as your creditworthiness, and your Credit Limit or Pay Over Time Limit, as applicable. The Pay Over Time Limit applies to the total of your Pay Over Time, Cash Advance, and Plan balances. You may not be able to create a plan if it would cause you to exceed your Pay Over Time Limit or cause your Plan balance to exceed 95% of your Account Total New Balance on your last billing statement. You will not be able to create plans if your Pay Over Time feature is suspended or your Account is canceled. You will also not be able to create plans if one or more of your American Express Accounts is enrolled in a payment program, has a payment that is returned unpaid, or is past due. The number and length of plan duration options offered to you, the number of active plans you can have at a time, and your ability to include multiple qualifying purchases in a single plan, will be at our discretion and will be based on a variety of factors such as your creditworthiness, the purchase amount(s), and your Account history. After a plan is paid in full, it will be removed from your Account in the next billing period.

Plan It is available on Card Accounts issued by a U.S. banking subsidiary of American Express, excluding Accounts that do not have either a Credit Limit or the Pay Over Time feature. Only the Basic Card Member or Authorized Account Managers on the Account can create a plan. Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express-branded Cards or Account numbers issued by other financial institutions are not eligible.

Send & Split^® is only available in the American Express® App (“Amex App”) to Card Members with an eligible Card. Eligible Cards are US-issued Basic Consumer Cards that are issued by American Express National Bank and are not cancelled. Prepaid Cards, American Express Corporate Cards, American Express Small Business Cards, American Express-branded cards or account numbers issued by other financial institutions and American Express Cards issued outside of the United States are not eligible Cards. To use Send & Split, you must first have an email address on file, enroll in Send & Split® in your American Express Online Account (“Online Account”) and open an Amex Send® stored balance account in the Amex App (“Send Account”). Send & Split allows you to: (i) send a person-to-person payment from your Send Account to Venmo and PayPal users (“Send”) and (ii) split a Card purchase (“Split”) and receive funds to your Card account as a statement credit or to your linked Venmo or PayPal account. You may use Send & Split® with an Additional consumer Card that is issued in the US by American Express National Bank and is not cancelled if you also have an eligible Card in the same Online Account and that Online Account is enrolled in Send & Split. You must have or create an account with Venmo or PayPal and link your Online Account to your PayPal or Venmo account to use Send & Split. You must add money to your Send Account from your eligible Card(s) to Send to a Venmo or PayPal recipient. The money you add will be reflected in your Send Account balance. The charge on your Card for an Add Money transaction does not earn rewards and is subject to the Card’s purchase APR. Once the Send from your Send Account is available in the recipient’s Venmo or PayPal account, you do not have the ability to cancel the transaction. There is no fee to Send to US recipients. PayPal charges a fee to Send to non-US recipients. With Split, you can split pending or posted purchases that are made with your eligible Card in your Amex App. Once you select a purchase to Split, select the contacts you want to request to Split with. You can choose to get paid back as a statement credit to your Card account (a Split credit) or to your linked Venmo or PayPal account. Split credits to your Card account apply when we receive confirmation that the Split request was completed but may take 24-36 hours to post to your Card account. You are still responsible to pay the full purchase amount charged to your Card, regardless of whether you are paid back via Split. You earn rewards for purchases that you split in the same way that you earn rewards for other purchases. Other eligibility and restrictions apply. For complete details visit americanexpress.com/sendandsplitterms to view Terms & Conditions. Send Account issued by American Express National Bank.

American Express Travel Insurance (Policy AX0126, or Policy AETI-IND) is underwritten by AMEX Assurance Company, Administrative Office, Phoenix AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the Policy.

American Express Trip Cancel Guard is an optional benefit enabling You to receive partial reimbursement for Eligible Trip Itineraries purchased through/on TRS that are cancelled for any reason at least 2 full calendar days before your Departure Date and before the Benefit End Date. This benefit is a cancellation fee waiver and is not an insurance product. Trip Cancel Guard is only available for purchase from TRS at the time of the Eligible Trip Itinerary booking. With this benefit, the Eligible Beneficiaries may receive reimbursement for up to 75% of Nonrefundable Prepaid Expenses listed on the Eligible Trip Itinerary purchased through TRS as stated on Your Schedule of Benefits. Reimbursement is subject to requirements and restrictions. Visit americanexpress.com/tripcancelguardterms for full Terms & Conditions.

When you enroll your eligible American Express Card in Premium Car Rental Protection, only the Card selected will be enrolled, not all the Cards under your Account. Enrollment is required for each eligible Card under the Account by calling 1-800-338-1670 or visiting this website in the future.

If you apply for a new American Express Card or replace your existing American Express Card, please call us at the number listed above to confirm Card eligibility and enrollment status. Please note Corporate Cards and Cards issued by a third-party bank partner of American Express are not eligible for enrollment.

Additionally, eligibility may vary by your state of residence and enrollment status of other Card Accounts you previously opened.

Eligible Card Members can redeem an Amex Offer by first enrolling in the offer in their online account or in the American Express^® App and then using their enrolled Card to pay. Only U.S.-issued American Express Consumer and Business Cards and registered American Express Serve^® and Bluebird Cards may be eligible. We may consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your eligibility to access Amex Offers. You may not be eligible to access Amex Offers if we, in our sole discretion, determine that you have previously engaged in abuse, misuse or gaming of the Amex Offers program, or any other Amex program. Offers are also available to Additional Card Members and available offers may vary for each eligible Card Member. Please review the terms of each offer for details on how to redeem. For full Program Terms, visit www.americanexpress.com/us/amexoffersterms/.

US Open

Early Access.

Early access to purchase 2023 US Open tickets has expired. Information and terms of purchase for 2024 US Open tickets will be made available in 2024 prior to the Early Access on sale date. Early Access tickets are subject to the terms and conditions of the Early Access program. Early Access tickets may be purchased for select seats during a specified period prior to the general on-sale dates for the US Open. Tickets must be purchased using an American Express Card (including, for example, the American Express International Dollar Card). Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Early Access tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment.

On Site Benefits.

American Express Card Members that have a valid ticket to the US Open can get access to certain benefits on site at the US Open by presenting an American Express Card in their name (pre-paid American Express Cards are not eligible). These on-site benefits are subject to change year-over-year, including Card Member eligibility and benefit terms. For the 2023 US Open, on-site benefits include access to the American Express Shop (checkout-free/contactless shopping using an American Express Card), American Express radios (limit one per Card per day, available while supplies last), American Express Card Member lounge located on the second level of the US Open American Express Fan Experience (Card Members may visit the lounge with up to two (2) guests, capacity limitations apply), and more. To the extent alcohol is available in the lounge, you must be 21 years of age or older to consume alcoholic beverages; please drink responsibly. For additional on-site benefits and terms, please visit usopen.org.

Fan Experiences

American Express hosts American Express Fan Experiences at select music festivals and sporting events. In 2023, Fan Experiences are available at Coachella music festival, US Open golf, NBA and WNBA All-Star games, Wimbledon, British Summer Time music festival, All Points East music festival, US Open tennis, and Austin City Limits music festival. The music festivals and sporting events at which Fan Experiences are hosted are subject to change year-over-year, including Card Member eligibility and terms. American Express Card Members that have a valid ticket to an applicable event can visit the Fan Experience by presenting an American Express Card in their name (pre-paid American Express Cards are not eligible). The number of Card Member guests permitted may vary by event. Capacity limitations apply. Additional rules and terms may apply by event. American Express reserves the right to not allow or to remove Card Members and their guests from the Fan Experience for any reason, including, without limitation, not adhering to applicable rules and terms of the Fan Experience. To the extent alcohol is available at the Fan Experience, you must be 21 years of age or older to consume alcoholic beverages; please drink responsibly. Fan Experiences may be modified or discontinued at any time and without notice. For more information, please visit americanexpress.com/entertainment.

Event Access

Eligible American Express Card Members can get access to purchase tickets to select events through the American Express Early Access, Access, and/or Preferred Access programs. For program eligibility and terms, please refer to the program terms and conditions below. Additional terms of purchase may apply for the event selected. Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment.

Early Access Program.

Early Access tickets may be purchased by American Express Card Members for select events and select seats, during a specified period prior to the general on-sale dates for those events. Tickets must be purchased using an American Express Card (including, for example, the American Express International Dollar Cards). Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Early Access tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment.

Access Program.

Access tickets may be purchased by American Express Card Members for select events and select seats, during a specified period. Tickets must be purchased using an American Express Card (including, for example, the American Express International Dollar Cards). Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Access tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment.

Preferred Access Program.

Preferred Access tickets may be purchased by eligible American Express Card Members for select events and select seats, during a specified period. Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. When purchasing tickets, enter the 10-digit customer service phone number on the back of your eligible Card when prompted. Tickets must be purchased using one of the following U.S.-issued American Express Cards: American Express Cards: Consumer, Business, or Corporate Platinum Card^® or Centurion^® Card; Consumer or Business Delta SkyMiles^® Platinum Card; Consumer or Business Delta SkyMiles^® Reserve Card; Consumer, Business, or Corporate Gold Card; Classic Business Gold Card; Business Gold Rewards Card; Executive Business Card; Hilton Honors American Express Surpass^® Card; Hilton Honors Aspire Card; Marriott Bonvoy Brilliant^® Card; Marriott Bonvoy Bevy^™ Card; or Marriott Bonvoy^® Card. Tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges, and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment.

Card Member Entrances & Fast Lanes

Entrances.

American Express Card Member entrances are available at select venues. Card Member entrances may not be available for all events; hours of availability may vary and are subject to change. Entrances may be modified or discontinued at any time and without notice. Card Members that have a valid ticket to the event can get access through the Card Member entrance by presenting an American Express Card in the Card Member’s name (pre-paid American Express Cards are not eligible). The number of Card Member guests permitted may vary by venue. Additional rules and terms may apply by venue and by event (including, without limitation, security protocols). American Express does not operate the Card Member entrances; the applicable venue operates the entrance. Venue personnel reserve the right to not allow Card Members and their guests admittance through the Card Member entrance for any reason, including, without limitation, not adhering to security protocols. To determine if the venue for the event you would like to attend has a Card Member entrance, please visit americanexpress.com/venues.

Fast Lanes.

American Express Card Member fast lanes are available at select music festivals for the purchase of music festival merchandise. Card Members that have a valid ticket to the music festival can get access to the Card Member fast lane by presenting an American Express Card in the Card Member’s name (pre-paid American Express Cards are not eligible). The number of Card Member guests permitted may vary by event. Additional rules and terms may apply by event. To determine if the music festival you would like to attend has a Card Member fast lane, please refer to the American Express Card Member benefits for that music festival (as applicable). For more information, please visit americanexpress.com/entertainment.

American Express Shops

American Express Shops are checkout-free/contactless shops available to American Express Card Members at US Open tennis and select venues (currently, the Barclays Center in Brooklyn, New York and the Delta Center in Salt Lake City, Utah). An American Express Card is required for entry and to make purchases in American Express Shops (pre-paid American Express Cards are not eligible). Capacity limitations apply. American Express Shops may not be available for all events at a venue; hours of availability may vary and are subject to change. American Express does not operate American Express Shops. American Express Shops are operated by third party concessionaires selected by the venue; that third party concessionaire is the merchant of record on all purchases at that American Express Shop. Purchases are subject to the policies and terms of the operator of the American Express Shop and the venue. All sales are final, no refunds or exchanges. American Express Shops may be modified (including, without limitation, the concessions offered) or discontinued at any time and without notice. To determine if the venue for the event you are attending has an American Express Shop, please visit americanexpress.com/venues.