Earn $250 with American Express® Business Line of Credit if your application is approved. Terms apply^¤

Accept card payments online. No hidden fees.

With a low, flat fee of 2.25% per transaction¹, easily accept and manage card payments from your customers online.

Already a customer with American Express? Sign in to apply

Accept all major cards

With American Express® Payment Accept, your customers can use all major cards to pay you—as fast and securely as possible.

2 simple ways to accept card payments

Get your money the next day on all eligible transactions²

Text message chain paying for landscaping job

Custom URL pay link

Create a unique URL pay link for your business to accept card payments online
Share your link with your customers through text or email—they don't need to download an app
Customers use the link to pay any time

Professional invoice

Upload your logo to create a customized invoice
Email your invoice and accept card payments online

Easy to follow fees

What you get		What you pay
Next day deposits on all eligible transactions²		$0
Send unlimited invoices and pay links for free		$0
Schedule automatic payment reminders		$0
Reports on customer payment history		$0
Tracking of due and past due invoices		$0
Take steps to getting paid fast		2.25% per transaction¹

3 steps to getting paid fast

1
Apply
If approved, create an account and get set up in minutes. Simply and securely, connect your deposit account.³
2
Use pay link or invoice
Send a custom URL pay link to instantly accept card payments online or easily create professional invoices.
3
Accept payments
Start getting paid fast. Get next banking day deposits on all eligible transactions.²

Apply now

Join waitlist

Check out these products designed to help you run your business

American Express® Business Line of Credit

Focus on growth with flexible access to business funding.^‡

Learn more

American Express® Business Checking

Earn 1.30% APY⁴ on balances up to $500,000. Terms apply. Member FDIC.

Learn more

American Express Business Blueprint™

View your select business products and accounts⁵ in one place.

Learn more

Transaction pricing is subject to change. A per transaction limit applies in the amount of $10,000.

Transactions that are processed by 5 p.m. ET will be deposited into your bank account the following banking day. Any transactions that are processed after 5 p.m. ET will be deposited into your bank account within 2 banking days. Any transactions processed on Saturday, Sunday, or on banking holidays will be deposited in your bank account within 2 banking days. Bank account settlements may be delayed if transactions are flagged for review.

Application subject to review and approval.

Annual Percentage Yield (APY) as advertised is accurate as of 10/12/2022. APY is applied on account balances up to $500,000. No interest is earned on account balances over $500,000. APY is subject to change at any time without notice before and after a Business Checking account is opened.

With American Express Business Blueprint™, customers can view their select business products, which includes American Express® Business Line of Credit, American Express® Business Checking, American Express® Payment Accept, and American Express® Business Credit Cards, which will automatically appear on their dashboards at log in. Customers may also view the eligible external business bank accounts they choose to link to their dashboards.

Apply for your Special Payments offer.

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Accept card payments online. No hidden fees.

With a low, flat fee of 2.25% per transaction¹, easily accept and manage card payments from your customers online.

Accept all major cards

2 simple ways to accept card payments