Meet the business checking account built for your business.
Benefits of Amex® Business Checking
No monthly maintenance fees¤
24/7 support - specialists are a click or call away
Earn % APY‡ on balances up to $500k
This is business banking that rewards you.
The Membership Rewards® program allows you to earn and redeem points with an American Express® Business Checking account.WAYS TO EARN:
WAYS TO REDEEM:
How much can you earn over a year with an APY of % on balances up to $500k?
Business Checking APY
Start earning % APY on balances up to $500k. Small business owners deserve more from their banks – so we're giving it to you.‡Read more about rates and fees so you know exactly what to expect.
How much can you earn over a year with an APY of % on balances up to $500k?
Business Checking APY
Start earning % APY on balances up to $500k. Small business owners deserve more from their banks – so we're giving it to you.‡Read more about rates and fees so you know exactly what to expect.
How much can you earn over a year with an APY of % on balances up to $500k?
Business Checking APY
Start earning % APY on balances up to $500k. Small business owners deserve more from their banks – so we're giving it to you.‡Read more about rates and fees so you know exactly what to expect.
Transparent Pricing
No monthly maintenance fees or minimum balance requirements, plus a competitive APY, help make business checking a breeze.
Here's a handy rates and fees table so you know exactly what to expect.
More about Business Checking
With a Business Checking account, you can easily make mobile deposits, payments, and more.
Download the app
Use the Amex® App to view and help you manage your Business Checking account. Available on iOS and Android.‡
Make mobile deposits
Use the app and snap a pic with your device.‡
Move funds easily
Make payments and transfers all in a few simple steps online or through the app.‡
Integrate accounting software
Connect your account to QuickBooks® accounting software to help save time and keep your financials up to date.‡
Get support
If you need them, American Express specialists are a click or call away. 24/7.
American Express® Business Checking is branchless so you can manage your account on your time—but if you need a person, we're a call or click away.
More about Business Checking
With a Business Checking account, you can easily make mobile deposits, payments, and more.
American Express® Business Checking is branchless so you can manage your account on your time—but if you need a person, we're a call or click away.
More about Business Checking
With a Business Checking account, you can easily make mobile deposits, payments, and more.
Download the app
Use the Amex® App to view and help you manage your Business Checking account. Available on iOS and Android.‡
Make mobile deposits
Use the app and snap a pic with your device.‡
Move funds easily
Make payments and transfers all in a few simple steps online or through the app.‡
Integrate accounting software
Connect your account to QuickBooks® accounting software to help save time and keep your financials up to date.‡
Get support
If you need them, American Express specialists are a click or call away. 24/7.
American Express® Business Checking is branchless so you can manage your account on your time—but if you need a person, we're a call or click away.
Get rewarded for purchases with a Business Checking account
All Business Checking accounts come with an American Express® Business Debit Card.
- Earn 1 Membership Rewards® point for every $2 you spend on an eligible Business Debit Card purchase.
- Contactless, chip-enabled technology enhances the safety and security of your Business Debit Card.
- With American Express® Business Checking, you can enjoy no fee withdrawals at 70,000+ Allpoint® and MoneyPass® ATM locations nationwide. You can also use your American Express Business Checking Debit Card at any ATMs where American Express is accepted, fees may apply.‡
- Add your American Express® Business Debit Card to your digital wallet to make fast and convenient payments in-store and at participating online retailers.
Get rewarded for purchases with a Business Checking account
All Business Checking accounts come with an American Express® Business Debit Card.
- Earn 1 Membership Rewards® point for every $2 you spend on an eligible Business Debit Card purchase.
- Contactless, chip-enabled technology enhances the safety and security of your Business Debit Card.
- With American Express® Business Checking, you can enjoy no fee withdrawals at 70,000+ Allpoint® and MoneyPass® ATM locations nationwide. You can also use your American Express Business Checking Debit Card at any ATMs where American Express is accepted, fees may apply.‡
- Add your American Express® Business Debit Card to your digital wallet to make fast and convenient payments in-store and at participating online retailers.
Get rewarded for purchases with a Business Checking account
All Business Checking accounts come with an American Express® Business Debit Card.
- Earn 1 Membership Rewards® point for every $2 you spend on an eligible Business Debit Card purchase.
- Contactless, chip-enabled technology enhances the safety and security of your Business Debit Card.
- With American Express® Business Checking, you can enjoy no fee withdrawals at 70,000+ Allpoint® and MoneyPass® ATM locations nationwide. You can also use your American Express Business Checking Debit Card at any ATMs where American Express is accepted, fees may apply.‡
- Add your American Express® Business Debit Card to your digital wallet to make fast and convenient payments in-store and at participating online retailers.
Apply online for a Business Checking account in as little as 10 minutes
Here are a few things you'll need.
Taxpayer Identification Number (TIN)
Annual revenue
Company structure
A 'Doing Business As' (DBA) certificate if your business operates under more than one name
Business Owner Information, including SSN, Date of Birth, and Current Address.
For more information on how to apply, check out the FAQs below.
Frequently Asked Questions
Member FDIC
Deposit accounts offered by American Express National Bank. Member FDIC.
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