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We’re here to help Payment Facilitators succeed

Explore the ways we’re here to help you and your merchants thrive.

Experience the Backing of American Express® Acceptance

Attract
high spenders

On average, annual spend of American Express Card Members is 3X that of Non-Card Members.[1]

Join the millions that are accepting

American Express can now be accepted at 99% of places in the US that accept credit cards, based on the Feb 2020 Nilson Report.

Marketing for your merchants

American Express supplies free marketing signage to help your merchants attract potential customers online and off.

A good defense is the best offense

Protect your merchants from fraud with American Express, whose fraud write-off rates are the lowest in the business.[2]

American Express Card Members spend across many key industries

Spend 90% More at Restaurants

U.S. American Express Card Members who have made purchases from restaurants in the prior 3 months report they spent an average of 90% more than U.S. Non-Card Members on the same.[3]

Spend 81% More on Business Purchases

U.S. American Express Card Members report they have spent an average of $19,833 on business purchases in the prior 12 months, relative to $10,906 average spend reported by U.S. Non-Card Members.[4]

75% Choose American Express for Education

75% of U.S. American Express Card Members report they agree American Express is their card of choice when paying school-related bills.[5]

60% More Spend at Government Merchants

U.S. American Express Card Members report they spent an average of 60% more than U.S. Non-Card Members on all government services or fees for business reasons in the prior 12 months.[6]

2021 New Merchant Business Models Playbook

2021 New Merchant Business Models Playbook

This playbook offers a roadmap to SMBs for surviving and thriving in the coming year, including an examination on how adopting technological innovations can support customers’ new demands and support seamless shopping experiences.

Read Now

Resources to support you and your merchants

Shop Small® Resources

We're here to support small businesses all year long. Learn more about the materials, savings and tools we have to support your merchants.

Get Started

Webinar Replay

Join leaders from American Express, Finix and Wave for a webinar on payment facilitation and leveraging this model amidst economic recovery.

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A Guide to Making Money on Payments

Becoming a payment facilitator is a way for many software companies to not only increase their revenue, but also create a deeper relationship with their customers. Read the guide that we developed in partnership with PaymentFacilitator.com.

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COVID-19 Business Recovery

In partnership with PYMNTS.com this report highlights how businesses are redesigning their service models and the role payment facilitators are playing in enabling digital commerce experiences.

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Free Digital Signage

Download new digital signage materials to share with your merchants so they can show their customers they accept the card on their website.

Download Now

Welcome Kit

Already enabling American Express payments on your platform? Get resources to help you get the most out of acceptance.

Download Welcome Kit

Not set up to accept American Express payments?

Fill out the form below, and our team will contact you with next steps. It’s FREE and easy to get started!

or email us: paymentfacilitator@aexp.com

Know the Facts

Learn how to help bring greater value to your merchants by accepting American Express.

Read the Fact Sheet
  1. Nilson Report #1,147, February 2019. Spend per card derived from U.S. year-end purchase volume divided by year-end cards in force (CIF), not from individual consumer-level data. CIF represents the number of cards issued and outstanding with cardholders. Average Non-American Express spend per card includes Visa, Mastercard and Discover credit and charge card volume and CIF and excludes debit volume and CIF.
  2. Nilson Report #1147, February 2019. Fraud write-off rate calculated as net fraud loss as percent of total volume. American Express and Discover include third-party issuers.
  3. Source: American Express commissioned internet panel survey conducted in November - December 2019 based on purchases made from restaurants in the 3 months prior to the survey. Definition of American Express® Card Members: Respondents who reported that they have an American Express Card and that they used that card to make purchases from restaurants in the prior 3 months. Definition of Non-Card members: Respondents who reported that they do not have any type of American Express Card and that they used Visa, MasterCard, Discover, debit cards, or cash to make purchases from restaurants in the prior 3 months. Disclaimer: The trademarks used herein are the property of their respective owners.
  4. American Express commissioned internet panel survey conducted in November - December 2018 based on recurring bill payments made in the 12 months prior to the survey. Definition of American Express® Card Members: Respondents who reported that they have an American Express Card and that they used that card to make recurring bill payments in the prior 12 months. Definition of Non-Card Members: Respondents who reported that they do not have any type of American Express Card and that they used Visa, MasterCard, Discover, debit cards, or direct transfer to make recurring bill payments in the prior 12 months.
  5. Source: American Express commissioned internet panel survey conducted in December 2018 - January 2019 based on education purchases made in the 12 months prior to the survey. Definition of American Express® Card Members: Respondents who reported that they have an American Express Card and that they used that card to make education purchases in the prior 12 months.
  6. Source: American Express commissioned internet panel survey conducted in November - December 2018 based on government fees or payments paid for in the 12 months prior to the survey. Definition of American Express® Card Members: Respondents who reported that they have an American Express Card and that they used that card to pay for government fees or payments in the prior 12 months. Definition of Non-Card Members: Respondents who reported that they do not have any type of American Express Card and that they have used Visa, MasterCard, Discover, or debit cards to pay for government fees or payments in the prior 12 months.