Q: How does Accounts Payable automation work?

Once we&#39ve worked with you to select the right AP automation software for your business, we will help you implement the software, onboard your suppliers and set up the forms of payment. Once you’re up and running, you can see all of your invoices and select the form of payment accepted by your suppliers. Payments are then routed through your relevant approval workflows. We will send the approved payment to your supplier via a virtual Card number that is associated with to your American Express&#174 Business or Corporate Card or via check or ACH that is associated with your bank account*. Additional fees for check or ACH may apply. Then, reconcile your payments. *Check and ACH not available with all AP solutions. Earn the rewards of your Card when you use it to pay suppliers.

Q: How can Accounts Payable automation help me save time?

Streamlining your payments process isn&#39t just about saving time&#45it&#39s about potentially creating more productive time. Instead of a staff that&#39s tied to the desk inputting data, cutting checks, and reconciling payments, they may be able to pivot to the work that pushes business forward. With manual processing, it can take days to complete a payment. An automated payment system could streamline that process in real, measurable ways, such as fewer paper invoices to file and checks to write, less erroneous manual processing and complex end-of-month reconciliation, and faster transaction closure.

Q: What if my vendors don&#39t accept credit cards? Can I pay by check or ACH?

With the new American Express One AP TM solution, you have the option to pay via Card, check or ACH based on your vendor and your preferred form of payment. Some of the Accounts Payable automation software partners will also offer the option of check or ACH payments. Additional per-transaction fees for check and ACH may apply. Please contact your American Express® representative for more information.

Question 1

What is Accounts Payable automation from American Express?

Accepted Answer

Accounts Payable automation solutions from American Express and participating software providers is a way to automate your accounts payable process with one of our strategic partners. With it, you can have visibility and control of your payments while enjoying earning the rewards of your Card.

Question 2

How does Accounts Payable automation work?

Accepted Answer

Once we've worked with you to select the right AP automation software for your business, we will help you implement the software, onboard your suppliers and set up the forms of payment. Once you’re up and running, you can see all of your invoices and select the form of payment accepted by your suppliers. Payments are then routed through your relevant approval workflows.

We will send the approved payment to your supplier via a virtual Card number that is associated with to your American Express® Business or Corporate Card or via check or ACH that is associated with your bank account*. Additional fees for check or ACH may apply. Then, reconcile your payments.

*Check and ACH not available with all AP solutions.

Earn the rewards of your Card when you use it to pay suppliers.

Question 3

How can Accounts Payable automation help me save time?

Accepted Answer

Streamlining your payments process isn't just about saving time-it's about potentially creating more productive time. Instead of a staff that's tied to the desk inputting data, cutting checks, and reconciling payments, they may be able to pivot to the work that pushes business forward. With manual processing, it can take days to complete a payment. An automated payment system could streamline that process in real, measurable ways, such as fewer paper invoices to file and checks to write, less erroneous manual processing and complex end-of-month reconciliation, and faster transaction closure.

Question 4

How can Accounts Payable automation help me save money?

Accepted Answer

Manual invoice processing may cost you money in postage, labor, and late fees. An automated payment system could shrink costs in ways such as reduced staff costs for supplier payment processing, heightened visibility into unpaid invoices and, in turn, fewer late fees. And when you make those online payments with your American Express® Card, you can continue earning the rewards of your Card with every eligible transaction.

Question 5

How can AP automation help protect my company from fraud?

Accepted Answer

With AP automation from American Express and our participating software providers, unique virtual account numbers are generated and sent to vendors for approved payments, which can provide added security and more precise reconciliation.

Question 6

What if my vendors don&#39t accept credit cards? Can I pay by check or ACH?

Accepted Answer

With the new American Express One AP^TM solution, you have the option to pay via Card, check or ACH based on your vendor and your preferred form of payment. Some of the Accounts Payable automation software partners will also offer the option of check or ACH payments. Additional per-transaction fees for check and ACH may apply. Please contact your American Express® representative for more information.

Question 7

Which AP Automation software providers do you partner with?

Accepted Answer

In addition to offering a proprietary AP software, American Express One AP^TM , we partner with Bill.com, MineralTree, RewardWorks, Sage Intacct, SAP Concur, and Synaptic to help you find the right solution for your business.

Question 8

How much does it cost to use Accounts Payable automation from American Express?

Accepted Answer

Fees vary depending on your software provider and package. Please fill out the form to get a call back from a business services specialist to learn more.

Accounts Payable Automation from American Express

Automate Your Accounts Payable System

This is how AP automation works

Help save time and money by paying business bills in just a few clicks.

View invoices

Pay your vendors

Pay us back

Earn rewards

Let's find the right accounts payable solution for your business

Pay multiple bills with a few clicks.

Earn the rewards of your Card² when you use it to pay suppliers.

Send payment with a unique virtual Card number to help protect against fraud.

Consolidate and help simplify your company's payments process backed by the service of American Express.

Partner solutions for your company's unique payment automation needs

A simple digital solution to help pay your company's bills

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