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American Express® Employee Spending

Transform employee spending from unpredictable to visible.

Unexpected employee spending can cause serious financial consequences. Our employee spending solutions provide transparency — eliminating those surprises — and increase savings and efficiency. And when you use your American Express® Card, you’ll also earn rewards1!

Gain more control and spend less time on employee spending.

Business Travel Account
Business Travel Account
Gain transparency & control. Simplify reconciliation.
Business Travel Account
Gain transparency & control. Simplify reconciliation.
American Express Go
American Express Go
Control spending.
Save time.
American Express Go
Control spending.
Save time.
Corporate Meeting Card
Corporate Meeting Card
Increase control & visibility. Streamline reconciliation.
Corporate Meeting Card
Increase control & visibility. Streamline reconciliation.

Business Travel Account with Virtual Payments

One centralized account with virtual account numbers (VANs) for business travelers allows you to see transactions (air, rail and hotel) in one monthly statement.2
  • Have more control and visibility
  • See traveler details for easy reconciliation
  • Save travelers & travel program manager time
No American Express® Card required
Business Travel Account from American Express

American Express Go

This fast, flexible virtual payment method allows employees to make purchases. Virtual Cards are sent to users via a mobile app, and can be used online immediately.
  • Control spending
  • Simplify reconciliation
  • Reduce need for reimbursement
Requires an American Express® Corporate Program or vPayment
American Express Go

Corporate Meeting Card3

Simplify meeting and event expenses. This centralized payment method increases efficiency, control, accountability and savings.
  • Increase control and visibility
  • Streamline and automate payments
  • Drive savings and optimize cash flow
No American Express® Card required
Corporate Meeting Card from American Express
Corporate and Business Credit Cards from American ExpressCorporate and Business Credit Cards from American Express

Not a Card Member?

An American Express® Corporate or Business Credit Card gives you access to our Employee Spending Solutions, and many other valuable benefits.

Grow your company with other American Express® Business Payment Solutions

Vendor Payments

Improve cash flow, vendor relationships and managing invoices while getting early payment discounts.

Automated Payments

Digitize the paper process and increase efficiency by automating your accounts payable process.

International Payments4

Send and receive foreign currency wire payments securely5 without set-up6 or maintenance fees.

Terms and Conditions

1. Not all products are eligible for rewards.
2. Currently, to use BTA with Virtual Payments for hotel and low cost carrier airline bookings, a third party service provider, with whom your TMC has a separate agreement, is required to automate the distribution of virtual account numbers. American Express has chosen to work with Conferma, an unaffiliated third party, to provide virtual account number services in connection with BTA with Virtual Payments.
3. Corporate Meeting Card (CMC): An annual fee applies. To learn more, contact an American Express representative at 1-855-835-8841.
4. FX International Payments is a service of American Express Travel Related Services Company, Inc. (“American Express”). This service is not available to consumers. To enroll in the service, your business will be required to complete an application which is subject to review and approval by American Express. For a copy of the application, including terms and conditions, call 1-833-319-7265.
Please note that, if someone other than you completes the application to enroll your business in the FX International Payments services, the approval process may be delayed. Also note that, if you choose to fund your payments using a bank account other than the account on file with American Express, your application may also be delayed.
5. FX International Payments incorporates encryption, both for stored data (such as account information) and for payments created and transmitted in real-time. The FX International Payments platform is deployed within American Express’ state of the art data center that features advanced online and offline security and monitoring against internet attacks. FX International Payments implements American Express standards relating to information integrity, transaction security and information security.
6. American Express makes money from currency exchange.
Click here for information about addressing complaints regarding our money services business, lists of our money services business licenses and other disclosures.
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