Recent studies from Princeton and Harvard researchers have shown that having financial issues has an adverse effect on your brain’s processing power.
The basic idea is that when resources are scarce – when people are short on time, or money, or food – each decision about how best to use those resources takes on greater urgency than when resources are abundant. This focus can have positive effects in the short term, but it comes at the expense of neglecting other, less urgent demands. For example, when they are under the press of urgent expenses like rent and groceries, people may neglect to do routine maintenance on their car and end up with costly (and avoidable) repairs down the road.
The Scientific American published similar findings from neuroscientists at The Rockefeller University in NYC.
The research, based on experimental data collected on people with varying levels of self-reported income in rural India and a New Jersey shopping mall, concludes simply that at least short-term financial stress can max out our mental reserves on par with the level of impairment that results from pulling an all-nighter.
Just further evidence that debt is a creativity problem.
This article originally appeared on 99u.com.