["~#iM",["config",["^0",["forumCdaasAkamaiUrl","https://www.aexp-static.com/cdaas/forum/","reportingUrl","https://forum-5.americanexpress.com/_/report/errors","timeout",8000,"cspReportingUrl","https://forum-5.americanexpress.com/_/report/security/csp-violation","localeFilename",null,"faasApiUrl","https://functions.americanexpress.com","cdnUrl","https://www.aexp-static.com/cdaas/one/","forumOpenHomeUrl","https://contenthubex.americanexpress.com/contenthubex/service/openhome/","forumApiUrl","https://contenthubex.americanexpress.com/contenthubex","holocronModuleMapUrl","https://cdaas.aexp.com/cdaas/one-app/map/epaas-forum-5-forum-5-e3/module-map.json","rootModuleName","axp-forum-root","forumCdaasUrl","https://cdaas.americanexpress.com/forum/"]],"errorReporting",["^0",["queue",["~#iL",[]],"pending",["^1",[]],"pendingPromise",null,"retryWait",500]],"modules",["^0",["axp-forum-root",["^0",["resources",["^0",["pageHeader",["^0",["items",["^0",["bb2cab4a37be1b172dae0d21c0b99f4cb9a0bbca",["^0",["trendingTopics",[["^ ","key","/en-us/business/trends-and-insights/topics/managing-money","value","Managing Money"],["^ ","key","/en-us/business/trends-and-insights/topics/getting-customers","^2","Getting Customers"],["^ ","key","/en-us/business/trends-and-insights/topics/building-your-team","^2","Building Your Team"],["^ ","key","/en-us/business/trends-and-insights/topics/planning-for-growth","^2","Planning for Growth"]],"podcastSeriesList",[["^ ","key","/en-us/business/trends-and-insights/podcasts/the-next-chapter-season-2","^2","The Next Chapter"]]]]]],"collections",["^0",[]],"loading",["^0",[]],"isCreating",false,"updating",["^0",[]],"destroying",["^0",[]]]],"content",["^0",["items",["^0",["a6dd2f8ba287e9b2e9cea5fb8943b50c548772f5",["^0",["canonicalOverride",null,"selectableLocales",[],"specialKeywords",[],"topics",[["^ ","key","/en-us/business/trends-and-insights/topics/cash-flow/","^2","Cash Flow"],["^ ","key","/en-us/business/trends-and-insights/topics/managing-money/","^2","Managing Money"],["^ ","key","/en-us/business/trends-and-insights/topics/accounts-receivablepayable/","^2","Accounts Receivable Payable"]],"advertising",false,"banners",[["^ ","bannerImage","https://icm.aexp-static.com/content/dam/contenthub/us/en/ach-images/2023/3/b-gold-inline-image-production.jpeg","bannerCTA","Learn More","bannerAltText",null,"bannerText","

Earn 4x Membership Rewards® points up to the first $150K in combined spending on the top 2 eligible spending categories where your business spends the most each month, 1X after that. Terms, points cap, & important category limitations apply.

\n","ctaURL","https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-gold-card-amex/","title","Rule your business with American Express® Business Gold Card. ","trackingId","","bannerID","rule-your-business-with-american-express-business-gold-card","bannerCardImage","","bannerType","Inline Banner","modifiedDate","2023-05-10T20:21:02.123-07:00","prospectType","","bannerOrientation","Vertical"],["^ ","^3","https://icm.aexp-static.com/content/dam/contenthub/us/en/ach-images/2023/05/disruptor-banner-the-next-chaper.jpeg","^4","Listen Now","^5",null,"^6","

Go beyond the last page with top business authors to hear how they'd write their next chapter.

\n","^7","https://open.spotify.com/show/4ILMYVnqfO0g9aVkFFqfa2","^8","Press Play on The Next Chapter Podcast","^9","","^:","introducing-the-next-chapter-podcast","^;","","^<","Disruptor Banner","^=","2023-05-24T08:28:30.210-07:00","^>","ALL","^?","Vertical"]],"indexOption","index,follow","msnbc",true,"updatedDate","2023-08-31T13:21:47.615-07:00","newscredGuid",null,"keywords",[["^ ","key","/en-us/business/trends-and-insights/keywords/ask-the-expert/","^2","Ask The Expert"],["^ ","key","/en-us/business/trends-and-insights/keywords/james-reinhart/","^2","James Reinhart"],["^ ","key","/en-us/business/trends-and-insights/keywords/invoicing-2/","^2","invoicing"]],"author",["^ ","authorId","jj_ramberg","email","jj.ramberg@goodsearch.com","jobTitle","Host","name","JJ Ramberg","bio","Tech entrepreneur and national television host.","company","MSNBC","avatar","https://icm.aexp-static.com/content/dam/contenthub/us/en/images/us/small-business/openforum/wp-content/uploads/2016/09/0_5kcgs71l05y91recfa-ms21j0xrul9scblngsd8uhffwmtsgdntlqsqcauuk-aumkp8_vet2579v.jpg","authorUrl","/en-us/business/trends-and-insights/authors/jj_ramberg"],"readMore",["^ ","posts",[],"sectionTitle",""],"tileImage","https://icm.aexp-static.com/content/dam/contenthub/us/en/images/us/small-business/openforum/wp-content/uploads/2016/02/n_yb_expert_160228.jpg","videoDuration","0:57","breadcrumbs",[["^ ","key","/en-us/business/trends-and-insights/","^2","trends_and_insights"],["^ ","key","/en-us/business/trends-and-insights/topics/managing-money/","^2","Managing Money"],["^ ","key","/en-us/business/trends-and-insights/topics/cash-flow/","^2","Cash Flow"],["^ ","key","/en-us/business/trends-and-insights/topics/accounts-receivablepayable/","^2","Accounts Receivable Payable"]],"teaser","

The best method for collecting on delinquent invoices

","videoTranscript",null,"metaTitle","Collecting On Delinquent Invoices","responseStatus",["^ ","statusCode","200","statusDescription","200 OK","status",true],"contentId","collecting-on-delinquent-invoices","country",null,"metaDescription","","pullquote",null,"title","Collecting On Delinquent Invoices","language",null,"content","

What’s the best way to collect from people who don’t want to pay. Let’s ask the expert. James Reinhart is the Co-founder and CEO of ThredUp.

","hasLeadForm",false,"digDeeper",[["^ ","key","/en-us/business/trends-and-insights/topics/cash-flow/","^2","Cash Flow"],["^ ","key","/en-us/business/trends-and-insights/topics/accounts-receivablepayable/","^2","Accounts Receivable Payable"],["^ ","key","/en-us/business/trends-and-insights/keywords/invoicing-2/","^2","invoicing"],["^ ","key","/en-us/business/trends-and-insights/keywords/james-reinhart/","^2","James Reinhart"],["^ ","key","/en-us/business/trends-and-insights/keywords/ask-the-expert/","^2","Ask The Expert"],["^ ","key","/en-us/business/trends-and-insights/topics/managing-money/","^2","Managing Money"]],"defaultLocale",null,"industries",[],"tileImageAlt","","publishDate","2016-02-28T12:00:28.000-05:00","youtubeId","xERE8ygg_5Y","designatedTopic",["^ ","key","contenthub:openforum-topic/managing-money/cash-flow/accounts-receivablepayable","^2","Accounts Receivable Payable"],"attribution",null,"canonicalName","collecting-on-delinquent-invoices","alternateLocales",["^ "]]]]],"collections",["^0",[]],"loading",["^0",[]],"isCreating",false,"updating",["^0",[]],"destroying",["^0",[]]]],"navigation",["^0",["items",["^0",["33e80d64a611e365b1eb3aa38a9163032765218c",["^0",["navName","Managing Money","responseStatus",["^0",["statusCode","200","statusDescription","200 OK","status",true]],"contentId",null,"navClass","dls-icon-bar-chart","country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Cash Flow","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Accounting","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/accounting"]],["^0",["navName","Accounts Receivable Payable","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/accounts-receivablepayable"]],["^0",["navName","Critical Numbers","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/critical-numbers"]],["^0",["navName","ROI","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/roi"]],["^0",["navName","Saving Money","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/saving-money"]]]],"navLink","/en-us/business/trends-and-insights/topics/cash-flow"]],["^0",["navName","Financing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Alternative Financing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/alternative-financing"]],["^0",["navName","Credit-Card Financing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/credit-card-financing"]],["^0",["navName","Loans","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/loans"]],["^0",["navName","Raising Capital","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/raising-capital"]],["^0",["navName","Self Financing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/self-financing"]],["^0",["navName","Short-Term Financing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/short-term-financing"]],["^0",["navName","Venture Capital","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/venture-capital"]]]],"navLink","/en-us/business/trends-and-insights/topics/financing"]]]],"navLink","/en-us/business/trends-and-insights/topics/managing-money"]],"b2b790047d9eacd19205ad87835848f946c00d02",["^0",["navName","Getting Customers","responseStatus",["^0",["statusCode","200","statusDescription","200 OK","status",true]],"contentId",null,"navClass","dls-icon-membership","country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Marketing & Sales","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Advertising","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/advertising"]],["^0",["navName","Branding","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/branding"]],["^0",["navName","Content Marketing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/content-marketing"]],["^0",["navName","Email Marketing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/email-marketing"]],["^0",["navName","Events","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/events"]],["^0",["navName","Making a Sale","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/making-a-sale"]],["^0",["navName","Negotiations","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/negotiations"]],["^0",["navName","PR","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/pr"]],["^0",["navName","Sales Pitches","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/sales-pitches"]]]],"navLink","/en-us/business/trends-and-insights/topics/marketing-and-sales"]],["^0",["navName","Customer Relations","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Customer Engagement","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/customer-engagement"]],["^0",["navName","Customer Feedback","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/customer-feedback"]],["^0",["navName","Finding New Customers","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/finding-new-customers"]]]],"navLink","/en-us/business/trends-and-insights/topics/customer-relations"]],["^0",["navName","Digital Tools","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Cybersecurity","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/cybersecurity"]],["^0",["navName","E-Commerce","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/e-commerce"]],["^0",["navName","Mobile","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/mobile-technology"]],["^0",["navName","SEO","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/seo"]],["^0",["navName","Websites","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/websites"]]]],"navLink","/en-us/business/trends-and-insights/topics/digital-tools"]],["^0",["navName","Social Media Strategy","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Facebook","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/facebook"]],["^0",["navName","Google+","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/google"]],["^0",["navName","Instagram","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/instagram"]],["^0",["navName","LinkedIn","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/linkedin"]],["^0",["navName","Pinterest","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/pinterest"]],["^0",["navName","Twitter","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/twitter"]]]],"navLink","/en-us/business/trends-and-insights/topics/social-media-strategy"]]]],"navLink","/en-us/business/trends-and-insights/topics/getting-customers"]],"4c3559b698176e0843fe3554c8fb0052306dc788",["^0",["navName","Building Your Team","responseStatus",["^0",["statusCode","200","statusDescription","200 OK","status",true]],"contentId",null,"navClass","dls-icon-p2p","country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Hiring & HR","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Benefits","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/benefits"]],["^0",["navName","Compensation","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/compensation"]],["^0",["navName","Firing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/firing"]],["^0",["navName","Healthcare","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/healthcare"]],["^0",["navName","HR","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/hr"]],["^0",["navName","Interviewing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/interviewing"]],["^0",["navName","Outsourcing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/outsourcing"]],["^0",["navName","Recruiting","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/recruiting"]],["^0",["navName","Team Structure","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/team-structure"]]]],"navLink","/en-us/business/trends-and-insights/topics/hiring-and-hr"]],["^0",["navName","Company Culture","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Employee Retention","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/employee-retention"]],["^0",["navName","Team-Building Activities","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/team-building-activities"]],["^0",["navName","Work-Life Balance","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/work-life-balance"]],["^0",["navName","Leading-Edge","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/leading-edge"]]]],"navLink","/en-us/business/trends-and-insights/topics/company-culture"]],["^0",["navName","Leadership","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Leadership Skills","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/leadership-skills"]],["^0",["navName","Mentoring","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/mentoring"]],["^0",["navName","Motivating Employees","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/motivating-employees"]],["^0",["navName","Networking","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/networking"]],["^0",["navName","Presenting","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/presenting"]]]],"navLink","/en-us/business/trends-and-insights/topics/leadership"]],["^0",["navName","Productivity","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Organizational Productivity","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/organizational-productivity"]],["^0",["navName","Personal Productivity","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/personal-productivity"]]]],"navLink","/en-us/business/trends-and-insights/topics/productivity"]]]],"navLink","/en-us/business/trends-and-insights/topics/building-your-team"]],"7b6a743a56b69a61afcb168b596aca00eabd74ca",["^0",["navName","Planning for Growth","responseStatus",["^0",["statusCode","200","statusDescription","200 OK","status",true]],"contentId",null,"navClass","dls-icon-line-graph","country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Strategy","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Brainstorming","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/brainstorming"]],["^0",["navName","Business Plan","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/business-plan"]],["^0",["navName","Pivoting","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/pivoting"]],["^0",["navName","Product Development","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/product-development"]],["^0",["navName","Driving Business Efficiencies","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/driving-business-efficiencies"]]]],"navLink","/en-us/business/trends-and-insights/topics/strategy"]],["^0",["navName","Growth Opportunities","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Business Expansion","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/business-expansion"]],["^0",["navName","Franchising","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/franchising"]],["^0",["navName","Importing & Exporting","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/importing-and-exporting"]],["^0",["navName","Innovation","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/innovation"]],["^0",["navName","Partnerships","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/partnerships"]]]],"navLink","/en-us/business/trends-and-insights/topics/growth-opportunities"]],["^0",["navName","Research","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Competitive Research","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/competitive-research"]],["^0",["navName","Customer Research","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/customer-research"]],["^0",["navName","Industry Trends","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/industry-trends"]],["^0",["navName","Market Research","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/market-research"]]]],"navLink","/en-us/business/trends-and-insights/topics/research"]],["^0",["navName","Operations","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Insurance","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/insurance"]],["^0",["navName","Legal","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/legal"]],["^0",["navName","Licenses & Patents","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/licenses-and-patents"]],["^0",["navName","Risk Assessment","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/risk-assessment"]]]],"navLink","/en-us/business/trends-and-insights/topics/operations"]],["^0",["navName","Industry Insights","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/industry-insights"]]]],"navLink","/en-us/business/trends-and-insights/topics/planning-for-growth"]]]],"collections",["^0",["88a2c5d01ff91fb5be4549b1f4d24777eb7a74f0",["^0",["88a2c5d01ff91fb5be4549b1f4d24777eb7a74f0",["^0",["associatedIds",["^1",["33e80d64a611e365b1eb3aa38a9163032765218c","b2b790047d9eacd19205ad87835848f946c00d02","4c3559b698176e0843fe3554c8fb0052306dc788","7b6a743a56b69a61afcb168b596aca00eabd74ca"]]]]]]]],"loading",["^0",[]],"isCreating",false,"updating",["^0",[]],"destroying",["^0",[]]]],"list",["^0",["items",["^0",[]],"collections",["^0",[]],"loading",["^0",["88a2c5d01ff91fb5be4549b1f4d24777eb7a74f0",["^0",["132f7b15946f8a2785d2a966d30931d2dac63831",["~#promise",null],"3f689d01e8d7704a9c9309a5232882b43af4952f",["^L",null]]]]],"isCreating",false,"updating",["^0",[]],"destroying",["^0",[]]]]]],"tracking",["^0",["allowedToTrackStatus","allowed"]]]],"axp-global-header",["^0",["loginHidden",false,"authenticated",false]],"axp-forum-form",["^0",["leadForm",["^0",["data",["^0",["firstName","","lastName","","email","","confirmEmail","","company","","companyPhone","","companyRevenue","Under $4M","keyCDO","0"]],"status","loaded","shouldDisplayToggle",true]]]],"axp-forum-editorial-body",["^0",["finalPostContent",["^1",[]]]],"axp-forum-author",["^0",["showMore",false]],"axp-forum-banner",["^0",["shouldDisruptorOpen",false,"showDisruptor",false,"firedEmailImpression",false]],"axp-forum-content-list",["^0",["navigation",["^0",["items",["^0",["33e80d64a611e365b1eb3aa38a9163032765218c",["^0",["navName","Managing Money","responseStatus",["^0",["statusCode","200","statusDescription","200 OK","status",true]],"contentId",null,"navClass","dls-icon-bar-chart","country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Cash Flow","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Accounting","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/accounting"]],["^0",["navName","Accounts Receivable Payable","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/accounts-receivablepayable"]],["^0",["navName","Critical Numbers","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/critical-numbers"]],["^0",["navName","ROI","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/roi"]],["^0",["navName","Saving Money","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/saving-money"]]]],"navLink","/en-us/business/trends-and-insights/topics/cash-flow"]],["^0",["navName","Financing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Alternative Financing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/alternative-financing"]],["^0",["navName","Credit-Card Financing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/credit-card-financing"]],["^0",["navName","Loans","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/loans"]],["^0",["navName","Raising Capital","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/raising-capital"]],["^0",["navName","Self Financing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/self-financing"]],["^0",["navName","Short-Term Financing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/short-term-financing"]],["^0",["navName","Venture Capital","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/venture-capital"]]]],"navLink","/en-us/business/trends-and-insights/topics/financing"]]]],"navLink","/en-us/business/trends-and-insights/topics/managing-money"]],"b2b790047d9eacd19205ad87835848f946c00d02",["^0",["navName","Getting Customers","responseStatus",["^0",["statusCode","200","statusDescription","200 OK","status",true]],"contentId",null,"navClass","dls-icon-membership","country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Marketing & Sales","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Advertising","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/advertising"]],["^0",["navName","Branding","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/branding"]],["^0",["navName","Content Marketing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/content-marketing"]],["^0",["navName","Email Marketing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/email-marketing"]],["^0",["navName","Events","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/events"]],["^0",["navName","Making a Sale","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/making-a-sale"]],["^0",["navName","Negotiations","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/negotiations"]],["^0",["navName","PR","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/pr"]],["^0",["navName","Sales Pitches","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/sales-pitches"]]]],"navLink","/en-us/business/trends-and-insights/topics/marketing-and-sales"]],["^0",["navName","Customer Relations","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Customer Engagement","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/customer-engagement"]],["^0",["navName","Customer Feedback","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/customer-feedback"]],["^0",["navName","Finding New Customers","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/finding-new-customers"]]]],"navLink","/en-us/business/trends-and-insights/topics/customer-relations"]],["^0",["navName","Digital Tools","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Cybersecurity","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/cybersecurity"]],["^0",["navName","E-Commerce","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/e-commerce"]],["^0",["navName","Mobile","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/mobile-technology"]],["^0",["navName","SEO","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/seo"]],["^0",["navName","Websites","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/websites"]]]],"navLink","/en-us/business/trends-and-insights/topics/digital-tools"]],["^0",["navName","Social Media Strategy","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Facebook","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/facebook"]],["^0",["navName","Google+","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/google"]],["^0",["navName","Instagram","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/instagram"]],["^0",["navName","LinkedIn","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/linkedin"]],["^0",["navName","Pinterest","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/pinterest"]],["^0",["navName","Twitter","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/twitter"]]]],"navLink","/en-us/business/trends-and-insights/topics/social-media-strategy"]]]],"navLink","/en-us/business/trends-and-insights/topics/getting-customers"]],"4c3559b698176e0843fe3554c8fb0052306dc788",["^0",["navName","Building Your Team","responseStatus",["^0",["statusCode","200","statusDescription","200 OK","status",true]],"contentId",null,"navClass","dls-icon-p2p","country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Hiring & HR","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Benefits","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/benefits"]],["^0",["navName","Compensation","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/compensation"]],["^0",["navName","Firing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/firing"]],["^0",["navName","Healthcare","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/healthcare"]],["^0",["navName","HR","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/hr"]],["^0",["navName","Interviewing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/interviewing"]],["^0",["navName","Outsourcing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/outsourcing"]],["^0",["navName","Recruiting","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/recruiting"]],["^0",["navName","Team Structure","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/team-structure"]]]],"navLink","/en-us/business/trends-and-insights/topics/hiring-and-hr"]],["^0",["navName","Company Culture","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Employee Retention","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/employee-retention"]],["^0",["navName","Team-Building Activities","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/team-building-activities"]],["^0",["navName","Work-Life Balance","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/work-life-balance"]],["^0",["navName","Leading-Edge","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/leading-edge"]]]],"navLink","/en-us/business/trends-and-insights/topics/company-culture"]],["^0",["navName","Leadership","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Leadership Skills","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/leadership-skills"]],["^0",["navName","Mentoring","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/mentoring"]],["^0",["navName","Motivating Employees","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/motivating-employees"]],["^0",["navName","Networking","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/networking"]],["^0",["navName","Presenting","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/presenting"]]]],"navLink","/en-us/business/trends-and-insights/topics/leadership"]],["^0",["navName","Productivity","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Organizational Productivity","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/organizational-productivity"]],["^0",["navName","Personal Productivity","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/personal-productivity"]]]],"navLink","/en-us/business/trends-and-insights/topics/productivity"]]]],"navLink","/en-us/business/trends-and-insights/topics/building-your-team"]],"7b6a743a56b69a61afcb168b596aca00eabd74ca",["^0",["navName","Planning for Growth","responseStatus",["^0",["statusCode","200","statusDescription","200 OK","status",true]],"contentId",null,"navClass","dls-icon-line-graph","country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Strategy","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Brainstorming","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/brainstorming"]],["^0",["navName","Business Plan","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/business-plan"]],["^0",["navName","Pivoting","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/pivoting"]],["^0",["navName","Product Development","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/product-development"]],["^0",["navName","Driving Business Efficiencies","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/driving-business-efficiencies"]]]],"navLink","/en-us/business/trends-and-insights/topics/strategy"]],["^0",["navName","Growth Opportunities","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Business Expansion","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/business-expansion"]],["^0",["navName","Franchising","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/franchising"]],["^0",["navName","Importing & Exporting","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/importing-and-exporting"]],["^0",["navName","Innovation","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/innovation"]],["^0",["navName","Partnerships","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/partnerships"]]]],"navLink","/en-us/business/trends-and-insights/topics/growth-opportunities"]],["^0",["navName","Research","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Competitive Research","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/competitive-research"]],["^0",["navName","Customer Research","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/customer-research"]],["^0",["navName","Industry Trends","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/industry-trends"]],["^0",["navName","Market Research","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/market-research"]]]],"navLink","/en-us/business/trends-and-insights/topics/research"]],["^0",["navName","Operations","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Insurance","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/insurance"]],["^0",["navName","Legal","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/legal"]],["^0",["navName","Licenses & Patents","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/licenses-and-patents"]],["^0",["navName","Risk Assessment","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/risk-assessment"]]]],"navLink","/en-us/business/trends-and-insights/topics/operations"]],["^0",["navName","Industry Insights","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/industry-insights"]]]],"navLink","/en-us/business/trends-and-insights/topics/planning-for-growth"]]]],"collections",["^0",["88a2c5d01ff91fb5be4549b1f4d24777eb7a74f0",["^0",["88a2c5d01ff91fb5be4549b1f4d24777eb7a74f0",["^0",["associatedIds",["^1",["33e80d64a611e365b1eb3aa38a9163032765218c","b2b790047d9eacd19205ad87835848f946c00d02","4c3559b698176e0843fe3554c8fb0052306dc788","7b6a743a56b69a61afcb168b596aca00eabd74ca"]]]]]]]],"loading",["^0",[]],"isCreating",false,"updating",["^0",[]],"destroying",["^0",[]]]],"content",["^0",["items",["^0",["a6dd2f8ba287e9b2e9cea5fb8943b50c548772f5",["^0",["canonicalOverride",null,"selectableLocales",[],"specialKeywords",[],"topics",[["^ ","key","/en-us/business/trends-and-insights/topics/cash-flow/","^2","Cash Flow"],["^ ","key","/en-us/business/trends-and-insights/topics/managing-money/","^2","Managing Money"],["^ ","key","/en-us/business/trends-and-insights/topics/accounts-receivablepayable/","^2","Accounts Receivable Payable"]],"advertising",false,"banners",[["^ ","^3","https://icm.aexp-static.com/content/dam/contenthub/us/en/ach-images/2023/3/b-gold-inline-image-production.jpeg","^4","Learn More","^5",null,"^6","

\n","^7","https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-gold-card-amex/","^8","Rule your business with American Express® Business Gold Card. ","^9","","^:","rule-your-business-with-american-express-business-gold-card","^;","","^<","Inline Banner","^=","2023-05-10T20:21:02.123-07:00","^>","","^?","Vertical"],["^ ","^3","https://icm.aexp-static.com/content/dam/contenthub/us/en/ach-images/2023/05/disruptor-banner-the-next-chaper.jpeg","^4","Listen Now","^5",null,"^6","

Go beyond the last page with top business authors to hear how they'd write their next chapter.

\n","^7","https://open.spotify.com/show/4ILMYVnqfO0g9aVkFFqfa2","^8","Press Play on The Next Chapter Podcast","^9","","^:","introducing-the-next-chapter-podcast","^;","","^<","Disruptor Banner","^=","2023-05-24T08:28:30.210-07:00","^>","ALL","^?","Vertical"]],"indexOption","index,follow","msnbc",true,"updatedDate","2023-08-31T13:21:47.615-07:00","newscredGuid",null,"keywords",[["^ ","key","/en-us/business/trends-and-insights/keywords/ask-the-expert/","^2","Ask The Expert"],["^ ","key","/en-us/business/trends-and-insights/keywords/james-reinhart/","^2","James Reinhart"],["^ ","key","/en-us/business/trends-and-insights/keywords/invoicing-2/","^2","invoicing"]],"author",["^ ","^@","jj_ramberg","^A","jj.ramberg@goodsearch.com","^B","Host","^C","JJ Ramberg","bio","Tech entrepreneur and national television host.","^D","MSNBC","^E","https://icm.aexp-static.com/content/dam/contenthub/us/en/images/us/small-business/openforum/wp-content/uploads/2016/09/0_5kcgs71l05y91recfa-ms21j0xrul9scblngsd8uhffwmtsgdntlqsqcauuk-aumkp8_vet2579v.jpg","^F","/en-us/business/trends-and-insights/authors/jj_ramberg"],"readMore",["^ ","^G",[],"^H",""],"tileImage","https://icm.aexp-static.com/content/dam/contenthub/us/en/images/us/small-business/openforum/wp-content/uploads/2016/02/n_yb_expert_160228.jpg","videoDuration","0:57","breadcrumbs",[["^ ","key","/en-us/business/trends-and-insights/","^2","trends_and_insights"],["^ ","key","/en-us/business/trends-and-insights/topics/managing-money/","^2","Managing Money"],["^ ","key","/en-us/business/trends-and-insights/topics/cash-flow/","^2","Cash Flow"],["^ ","key","/en-us/business/trends-and-insights/topics/accounts-receivablepayable/","^2","Accounts Receivable Payable"]],"teaser","

The best method for collecting on delinquent invoices

","videoTranscript",null,"metaTitle","Collecting On Delinquent Invoices","responseStatus",["^ ","^I","200","^J","200 OK","^K",true],"contentId","collecting-on-delinquent-invoices","country",null,"metaDescription","","pullquote",null,"title","Collecting On Delinquent Invoices","language",null,"content","

What’s the best way to collect from people who don’t want to pay. Let’s ask the expert. James Reinhart is the Co-founder and CEO of ThredUp.

Go beyond the last page with top business authors to hear how they'd write their next chapter.

\n","^7","https://open.spotify.com/show/4ILMYVnqfO0g9aVkFFqfa2","^8","Press Play on The Next Chapter Podcast","^9","","^:","introducing-the-next-chapter-podcast","^;","","^<","Disruptor Banner","^=","2023-05-24T08:28:30.210-07:00","^>","ALL","^?","Vertical"]],"indexOption","index,follow","msnbc",true,"updatedDate","2023-08-31T13:21:47.615-07:00","newscredGuid",null,"keywords",[["^ ","key","/en-us/business/trends-and-insights/keywords/ask-the-expert/","^2","Ask The Expert"],["^ ","key","/en-us/business/trends-and-insights/keywords/james-reinhart/","^2","James Reinhart"],["^ ","key","/en-us/business/trends-and-insights/keywords/invoicing-2/","^2","invoicing"]],"author",["^ ","^@","jj_ramberg","^A","jj.ramberg@goodsearch.com","^B","Host","^C","JJ Ramberg","bio","Tech entrepreneur and national television host.","^D","MSNBC","^E","https://icm.aexp-static.com/content/dam/contenthub/us/en/images/us/small-business/openforum/wp-content/uploads/2016/09/0_5kcgs71l05y91recfa-ms21j0xrul9scblngsd8uhffwmtsgdntlqsqcauuk-aumkp8_vet2579v.jpg","^F","/en-us/business/trends-and-insights/authors/jj_ramberg"],"readMore",["^ ","^G",[],"^H",""],"tileImage","https://icm.aexp-static.com/content/dam/contenthub/us/en/images/us/small-business/openforum/wp-content/uploads/2016/02/n_yb_expert_160228.jpg","videoDuration","0:57","breadcrumbs",[["^ ","key","/en-us/business/trends-and-insights/","^2","trends_and_insights"],["^ ","key","/en-us/business/trends-and-insights/topics/managing-money/","^2","Managing Money"],["^ ","key","/en-us/business/trends-and-insights/topics/cash-flow/","^2","Cash Flow"],["^ ","key","/en-us/business/trends-and-insights/topics/accounts-receivablepayable/","^2","Accounts Receivable Payable"]],"teaser","

The best method for collecting on delinquent invoices

What’s the best way to collect from people who don’t want to pay. Let’s ask the expert. James Reinhart is the Co-founder and CEO of ThredUp.

","hasLeadForm",false,"digDeeper",[["^ ","key","/en-us/business/trends-and-insights/topics/cash-flow/","^2","Cash Flow"],["^ ","key","/en-us/business/trends-and-insights/topics/accounts-receivablepayable/","^2","Accounts Receivable Payable"],["^ ","key","/en-us/business/trends-and-insights/keywords/invoicing-2/","^2","invoicing"],["^ ","key","/en-us/business/trends-and-insights/keywords/james-reinhart/","^2","James Reinhart"],["^ ","key","/en-us/business/trends-and-insights/keywords/ask-the-expert/","^2","Ask The Expert"],["^ ","key","/en-us/business/trends-and-insights/topics/managing-money/","^2","Managing Money"]],"defaultLocale",null,"industries",[],"tileImageAlt","","publishDate","2016-02-28T12:00:28.000-05:00","youtubeId","xERE8ygg_5Y","designatedTopic",["^ ","key","contenthub:openforum-topic/managing-money/cash-flow/accounts-receivablepayable","^2","Accounts Receivable Payable"],"attribution",null,"canonicalName","collecting-on-delinquent-invoices","alternateLocales",["^ "]]]]],"collections",["^0",[]],"loading",["^0",[]],"isCreating",false,"updating",["^0",[]],"destroying",["^0",[]]]],"navigation",["^0",["items",["^0",["33e80d64a611e365b1eb3aa38a9163032765218c",["^0",["navName","Managing Money","responseStatus",["^0",["statusCode","200","statusDescription","200 OK","status",true]],"contentId",null,"navClass","dls-icon-bar-chart","country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Cash Flow","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Accounting","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/accounting"]],["^0",["navName","Accounts Receivable Payable","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/accounts-receivablepayable"]],["^0",["navName","Critical Numbers","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/critical-numbers"]],["^0",["navName","ROI","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/roi"]],["^0",["navName","Saving Money","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/saving-money"]]]],"navLink","/en-us/business/trends-and-insights/topics/cash-flow"]],["^0",["navName","Financing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Alternative Financing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/alternative-financing"]],["^0",["navName","Credit-Card Financing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/credit-card-financing"]],["^0",["navName","Loans","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/loans"]],["^0",["navName","Raising Capital","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/raising-capital"]],["^0",["navName","Self Financing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/self-financing"]],["^0",["navName","Short-Term Financing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/short-term-financing"]],["^0",["navName","Venture Capital","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/venture-capital"]]]],"navLink","/en-us/business/trends-and-insights/topics/financing"]]]],"navLink","/en-us/business/trends-and-insights/topics/managing-money"]],"b2b790047d9eacd19205ad87835848f946c00d02",["^0",["navName","Getting Customers","responseStatus",["^0",["statusCode","200","statusDescription","200 OK","status",true]],"contentId",null,"navClass","dls-icon-membership","country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Marketing & Sales","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Advertising","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/advertising"]],["^0",["navName","Branding","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/branding"]],["^0",["navName","Content Marketing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/content-marketing"]],["^0",["navName","Email Marketing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/email-marketing"]],["^0",["navName","Events","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/events"]],["^0",["navName","Making a Sale","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/making-a-sale"]],["^0",["navName","Negotiations","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/negotiations"]],["^0",["navName","PR","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/pr"]],["^0",["navName","Sales Pitches","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/sales-pitches"]]]],"navLink","/en-us/business/trends-and-insights/topics/marketing-and-sales"]],["^0",["navName","Customer Relations","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Customer Engagement","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/customer-engagement"]],["^0",["navName","Customer Feedback","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/customer-feedback"]],["^0",["navName","Finding New Customers","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/finding-new-customers"]]]],"navLink","/en-us/business/trends-and-insights/topics/customer-relations"]],["^0",["navName","Digital Tools","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Cybersecurity","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/cybersecurity"]],["^0",["navName","E-Commerce","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/e-commerce"]],["^0",["navName","Mobile","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/mobile-technology"]],["^0",["navName","SEO","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/seo"]],["^0",["navName","Websites","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/websites"]]]],"navLink","/en-us/business/trends-and-insights/topics/digital-tools"]],["^0",["navName","Social Media Strategy","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Facebook","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/facebook"]],["^0",["navName","Google+","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/google"]],["^0",["navName","Instagram","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/instagram"]],["^0",["navName","LinkedIn","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/linkedin"]],["^0",["navName","Pinterest","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/pinterest"]],["^0",["navName","Twitter","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/twitter"]]]],"navLink","/en-us/business/trends-and-insights/topics/social-media-strategy"]]]],"navLink","/en-us/business/trends-and-insights/topics/getting-customers"]],"4c3559b698176e0843fe3554c8fb0052306dc788",["^0",["navName","Building Your Team","responseStatus",["^0",["statusCode","200","statusDescription","200 OK","status",true]],"contentId",null,"navClass","dls-icon-p2p","country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Hiring & HR","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Benefits","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/benefits"]],["^0",["navName","Compensation","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/compensation"]],["^0",["navName","Firing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/firing"]],["^0",["navName","Healthcare","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/healthcare"]],["^0",["navName","HR","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/hr"]],["^0",["navName","Interviewing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/interviewing"]],["^0",["navName","Outsourcing","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/outsourcing"]],["^0",["navName","Recruiting","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/recruiting"]],["^0",["navName","Team Structure","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/team-structure"]]]],"navLink","/en-us/business/trends-and-insights/topics/hiring-and-hr"]],["^0",["navName","Company Culture","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Employee Retention","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/employee-retention"]],["^0",["navName","Team-Building Activities","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/team-building-activities"]],["^0",["navName","Work-Life Balance","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/work-life-balance"]],["^0",["navName","Leading-Edge","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/leading-edge"]]]],"navLink","/en-us/business/trends-and-insights/topics/company-culture"]],["^0",["navName","Leadership","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Leadership Skills","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/leadership-skills"]],["^0",["navName","Mentoring","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/mentoring"]],["^0",["navName","Motivating Employees","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/motivating-employees"]],["^0",["navName","Networking","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/networking"]],["^0",["navName","Presenting","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/presenting"]]]],"navLink","/en-us/business/trends-and-insights/topics/leadership"]],["^0",["navName","Productivity","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Organizational Productivity","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/organizational-productivity"]],["^0",["navName","Personal Productivity","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/personal-productivity"]]]],"navLink","/en-us/business/trends-and-insights/topics/productivity"]]]],"navLink","/en-us/business/trends-and-insights/topics/building-your-team"]],"7b6a743a56b69a61afcb168b596aca00eabd74ca",["^0",["navName","Planning for Growth","responseStatus",["^0",["statusCode","200","statusDescription","200 OK","status",true]],"contentId",null,"navClass","dls-icon-line-graph","country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Strategy","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Brainstorming","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/brainstorming"]],["^0",["navName","Business Plan","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/business-plan"]],["^0",["navName","Pivoting","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/pivoting"]],["^0",["navName","Product Development","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/product-development"]],["^0",["navName","Driving Business Efficiencies","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/driving-business-efficiencies"]]]],"navLink","/en-us/business/trends-and-insights/topics/strategy"]],["^0",["navName","Growth Opportunities","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Business Expansion","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/business-expansion"]],["^0",["navName","Franchising","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/franchising"]],["^0",["navName","Importing & Exporting","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/importing-and-exporting"]],["^0",["navName","Innovation","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/innovation"]],["^0",["navName","Partnerships","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/partnerships"]]]],"navLink","/en-us/business/trends-and-insights/topics/growth-opportunities"]],["^0",["navName","Research","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Competitive Research","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/competitive-research"]],["^0",["navName","Customer Research","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/customer-research"]],["^0",["navName","Industry Trends","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/industry-trends"]],["^0",["navName","Market Research","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/market-research"]]]],"navLink","/en-us/business/trends-and-insights/topics/research"]],["^0",["navName","Operations","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",["^1",[["^0",["navName","Insurance","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/insurance"]],["^0",["navName","Legal","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/legal"]],["^0",["navName","Licenses & Patents","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/licenses-and-patents"]],["^0",["navName","Risk Assessment","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/risk-assessment"]]]],"navLink","/en-us/business/trends-and-insights/topics/operations"]],["^0",["navName","Industry Insights","responseStatus",null,"contentId",null,"navClass",null,"country",null,"title",null,"language",null,"navItems",null,"navLink","/en-us/business/trends-and-insights/topics/industry-insights"]]]],"navLink","/en-us/business/trends-and-insights/topics/planning-for-growth"]]]],"collections",["^0",["88a2c5d01ff91fb5be4549b1f4d24777eb7a74f0",["^0",["88a2c5d01ff91fb5be4549b1f4d24777eb7a74f0",["^0",["associatedIds",["^1",["33e80d64a611e365b1eb3aa38a9163032765218c","b2b790047d9eacd19205ad87835848f946c00d02","4c3559b698176e0843fe3554c8fb0052306dc788","7b6a743a56b69a61afcb168b596aca00eabd74ca"]]]]]]]],"loading",["^0",[]],"isCreating",false,"updating",["^0",[]],"destroying",["^0",[]]]],"list",["^0",["items",["^0",[]],"collections",["^0",[]],"loading",["^0",["88a2c5d01ff91fb5be4549b1f4d24777eb7a74f0",["^0",["132f7b15946f8a2785d2a966d30931d2dac63831",["^L",null],"3f689d01e8d7704a9c9309a5232882b43af4952f",["^L",null]]]]],"isCreating",false,"updating",["^0",[]],"destroying",["^0",[]]]]]],"breadcrumbs",["^0",["breadcrumbs",[["^ ","key","/en-us/business/trends-and-insights/","^2","trends_and_insights"],["^ ","key","/en-us/business/trends-and-insights/topics/managing-money/","^2","Managing Money"],["^ ","key","/en-us/business/trends-and-insights/topics/cash-flow/","^2","Cash Flow"],["^ ","key","/en-us/business/trends-and-insights/topics/accounts-receivablepayable/","^2","Accounts Receivable Payable"]]]],"localeSelector",["^0",["localeSelectorData",["^ ","selectableLocales",[],"alternateLocaleMap",["^0",[]],"defaultLocale","en-US"]]],"contentType",["^0",["contentType","video"]]]]]],"error",["^0",[]],"browser",["^0",["cookies",["^0",["agent-id","930b75bc-68a9-4bb2-9648-eea0b6847aa5"]],"location",["^0",["origin","https://www.americanexpress.com","host","www.americanexpress.com","protocol","https:"]],"userAgent","CCBot/2.0 (https://commoncrawl.org/faq/)"]],"rendering",["^0",["disableStyles",false,"disableScripts",false,"renderPartialOnly",false,"renderTextOnly",false,"renderTextOnlyOptions",["^0",["htmlTagReplacement","","allowedHtmlTags",["^1",[]]]]]],"redirection",["^0",["destination",null,"redirectionInFlight",false]],"holocron",["^0",["loaded",["~#iS",["axp-forum-root","axp-global-header","axp-forum-form","axp-loyalty-observability","axp-forum-editorial-body","axp-forum-author","axp-forum-banner","axp-forum-social-share-tools","axp-forum-header","axp-footer","axp-forum-content-list","axp-forum-page-wrapper","axp-forum-editorial-container"]],"loading",["^0",[]],"withReducers",["^P",["axp-forum-root","axp-global-header","axp-forum-form","axp-forum-editorial-body","axp-forum-author","axp-forum-banner","axp-forum-content-list","axp-forum-page-wrapper","axp-forum-editorial-container"]]]],"intl",["^0",["activeLocale","en-US","languagePacks",["^0",["en-US",["^0",["axp-global-header",["^0",["data",["^0",["business","Business","myAccount","My Account","countryName","United States","help","Help","searchAriaLabel","Search. The following navigation elements are controlled via tab","cards","Cards","rewards","Rewards & Benefits","changeCountry","Change Country","search","Search","login","Log In","logout","Log Out","navigationAriaIntro","The following navigation element is controlled via arrow keys followed by tab","links",["^0",["utility",["^0",["login",["^0",["url","https://www.americanexpress.com/en-us/account/login","route",["^0",["tenant","axp-identity-root","url","/en-us/account/login"]],"tracking","iNavLnkLog"]],"logout",["^0",["url","https://www.americanexpress.com/en-us/account/logout","tracking","iNLogBtn"]],"help",["^0",["url","https://global.americanexpress.com/en-us/help","route",["^0",["tenant","axp-myca-root","url","/help"]],"tracking","iNUtlContact"]],"changeCountry",["^0",["url","https://www.americanexpress.com/change-country/","tracking","iNavUtilChangeCountry"]],"search",["^0",["url","https://global.americanexpress.com/search","param","term"]]]],"logo",["^0",["url","https://www.americanexpress.com","tracking","NavLogo"]],"links",["^1",[["^0",["key","myAccount","children",["^1",[["^0",["label","Card Accounts","children",["^1",[["^0",["label","Create Your Online Account","url","https://online.americanexpress.com/myca/gce/us/action/home?request_type=un_Register&Face=en_US#/","tracking","menu_myacct_create_online_account"]],["^0",["label","Account Home","url","https://global.americanexpress.com/dashboard","route",["^0",["tenant","axp-myca-root","url","/dashboard"]],"tracking","menu_myacct_acctsum"]],["^0",["label","Confirm Your Card","url","https://online.americanexpress.com/myca/gce/us/action/home?request_type=un_Activation&Face=en_US#/","tracking","menu_myacct_confirm_card"]],["^0",["label","Statements & Activity","url","https://global.americanexpress.com/activity","accountKey",true,"route",["^0",["tenant","axp-myca-root","url","/activity"]],"tracking","us_menu_myacct_card_accounts_statements_activity"]],["^0",["label","Account Services","url","https://global.americanexpress.com/account-management","route",["^0",["tenant","axp-myca-root","url","/account-management"]],"tracking","us_menu_myacct_card_accounts_account_services"]],["^0",["label","Card Benefits","url","https://global.americanexpress.com/card-benefits/view-all","accountKey",true,"tracking","menu_myacct_cardbenefits"]]]]]],["^0",["label","Business Accounts","children",["^1",[["^0",["label","Small Business","url","https://global.americanexpress.com/dashboard","route",["^0",["tenant","axp-myca-root","url","/dashboard"]],"tracking","menu_myacct_smallbusiness"]],["^0",["label","Merchant Home","url","https://www.americanexpress.com/us/merchant/merchant-home.html","tracking","menu_myacct_merchantsolutions"]],["^0",["label","American Express @Work","url","https://www347.americanexpress.com/ATWORK/en_US/atwork.do?pageAction=initialize","tracking","menu_myacct_atwork"]]]]]],["^0",["label","Other Accounts and Payments","children",["^1",[["^0",["label","Savings Accounts","url","https://personalsavings.americanexpress.com/onlinebanking/login.do?extlink=ps2020=GIN-H","tracking","us_menu_my_account_other_accounts_savings_accounts"]],["^0",["label","Send Money & Split Purchases: Venmo and PayPal","url","https://www.americanexpress.com/us/services/amex-peer-to-peer/send-and-split/?inav=menu_myacct_sendandsplit","tracking","us_menu_my_account_other_accounts_send_split_venmo_paypal"]],["^0",["label","Membership Rewards® Point Summary","url","https://global.americanexpress.com/rewards/summary","tracking","menu_myacct_mrpointsum"]]]]]],["^0",["label","Credit Tools and Support","children",["^1",[["^0",["label","Free Credit Score & Report","url","https://www.americanexpress.com/us/credit-cards/features-benefits/free-credit-score/","tracking","us_menu_my_account_credit_tools_support_free_credit_score"]],["^0",["label","CreditSecure®","url","https://www.americanexpress.com/en-us/benefits/creditsecure/","tracking","menu_myacct_creditsecure"]],["^0",["label","Forgot User ID or Password?","url","https://www.americanexpress.com/en-us/account/password/recover","tracking","menu_myacct_forgot_user_id"]],["^0",["label","Security Center","url","https://www.americanexpress.com/us/security-center/","tracking","menu_myacct_security_center"]]]]]]]]]],["^0",["key","cards","children",["^1",[["^0",["label","Personal Cards","children",["^1",[["^0",["label","View All Credit Cards","url","https://www.americanexpress.com/us/credit-cards/","tracking","menu_cards_pc_viewallcards"]],["^0",["label","Interested in Amex? See if You’re Pre-Qualified","url","https://www.americanexpress.com/us/credit-cards/check-for-offers/","tracking","us_menu_cards_pc_check_for_offers"]],["^0",["label","Travel Credit Cards","url","https://www.americanexpress.com/us/credit-cards/category/travel-rewards/","tracking","menu_cards_pc_travelrewardscards"]],["^0",["label","Cash Back Credit Cards","url","https://www.americanexpress.com/us/credit-cards/category/cash-back/","tracking","menu_cards_pc_cashbackcards"]],["^0",["label","No Annual Fee Credit Cards","url","https://www.americanexpress.com/us/credit-cards/category/no-annual-fee/","tracking","menu_cards_pc_noannual_fee"]],["^0",["label","Credit Intel – Financial Education Center","url","https://www.americanexpress.com/en-us/credit-cards/credit-intel/","tracking","menu_cards_pc_credit_intel_credit_resource_center"]]]]]],["^0",["label","Business Credit Cards","children",["^1",[["^0",["label","View All Business Credit Cards","url","https://www.americanexpress.com/us/credit-cards/business/business-credit-cards","tracking","menu_cards_sbc_business_credit_cards"]],["^0",["label","Most Popular Business Credit Cards","url","https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/compare-credit-cards/best-business-credit-cards/","tracking","menu_cards_sbc_best_business_credit_cards"]],["^0",["label","Travel Business Credit Cards","url","https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/compare-credit-cards/compare-travel-rewards-credit-cards","tracking","menu_cards_sbc_compare_travel_rewards_credit_cards"]],["^0",["label","No Annual Fee Business Credit Cards","url","https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/compare-credit-cards/compare-no-annual-fee-credit-cards","tracking","menu_cards_sbc_compare_no_annual_fee_credit_cards"]],["^0",["label","Flexible Payment Business Credit Cards","url","https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/compare-credit-cards/compare-flexible-payment-credit-cards","tracking","menu_cards_sbc_compare_flexible_payment_credit_cards"]]]]]],["^0",["label","Corporate Programs","children",["^1",[["^0",["label","View All Corporate Cards and Programs","url","https://www.americanexpress.com/us/credit-cards/business/corporate-credit-cards/","tracking","menu_cards_cs_corporate_credit_cards"]],["^0",["label","View All Corporate Benefits","url","https://www.americanexpress.com/us/credit-cards/features-benefits/corporate/corporate-benefits.html","tracking","menu_cards_cs_corporate_benefits"]],["^0",["label","Corporate Green Card","url","https://www.americanexpress.com/us/credit-cards/business/corporate-credit-cards/american-express-corporate-green-card-amex/","tracking","us_menu_cards_corporate_programs_corporate_green_card"]],["^0",["label","Corporate Platinum Card","url","https://www.americanexpress.com/us/credit-cards/business/corporate-credit-cards/american-express-platinum-corporate-card/","tracking","us_menu_cards_corporate_programs_corporate_platinum_card"]],["^0",["label","Corporate Purchasing Card","url","https://www.americanexpress.com/us/credit-cards/business/corporate-credit-cards/corporate-p-card/","tracking","us_menu_cards_corporate_programs_corporate_purchasing_card"]],["^0",["label","Personal Card Annual Credit","url","https://www.americanexpress.com/us/credit-cards/gcpadvantage/login/?eep=36021&channel=axpsite&intlink=us-CPS-PCACheader","tracking","menu_cards_cs_personal_card_annual"]]]]]],["^0",["label","Prepaid Cards","children",["^1",[["^0",["label","View All Prepaid & Gift Cards","url","https://www.americanexpress.com/en-us/prepaid/view-all-cards/","tracking","us_menu_cards_prepaid_cards_view_all"]]]]]]]]]],["^0",["key","bank","children",["^1",[["^0",["label","Personal Savings","children",["^1",[["^0",["label","View All Savings Products","url","https://www.americanexpress.com/en-us/banking/online-savings/account/?extlink=ps2020=GIN-HO-H","tracking","us_menu_savings_and_loans_savings_accounts_view_all_savings_products"]],["^0",["label","High Yield Savings (HYSA)","url","https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings/?extlink=ps2020=GIN-HY-H","tracking","us_menu_savings_and_loans_savings_accounts_high_yeld_savings"]],["^0",["label","Certificates of Deposit (CD)","url","https://www.americanexpress.com/en-us/banking/online-savings/cd/?extlink=ps2020=GIN-CD-H","tracking","us_menu_savings_and_loans_savings_accounts_cd"]],["^0",["label","Savings Help & Support","url","https://www.americanexpress.com/en-us/banking/online-savings/support/?extlink=ps2020=GIN-HS-H","tracking","us_menu_savings_and_loans_help_support_savings_help_support"]],["^0",["label","Log In To Your Savings Account","url","https://personalsavings.americanexpress.com/onlinebanking/login.do?","tracking","us_menu_savings_and_loans_savings_accounts_login"]]]]]],["^0",["label","Personal Checking and Loans","children",["^1",[["^0",["label","Personal Checking","url","https://www.americanexpress.com/en-us/banking/online-checking/?eep=90021","tracking","us_menu_banking_personal_checking_personal_checking"]],["^0",["label","Personal Checking Help","url","https://www.americanexpress.com/en-us/banking/online-checking/frequently-asked-questions/?eep=90021","tracking","us_menu_banking_personal_checking_personal_checking_help"]],["^0",["label","Personal Loans","url","https://www.americanexpress.com/us/loans/personal-loans/?eep=6991","tracking","us_menu_banking_personal_loans_personal_loans"]],["^0",["label","Personal Loans Help","url","https://www.americanexpress.com/us/loans/personal-loans/faq.html","tracking","us_menu_banking_personal_loans_personal_loans_help"]]]]]],["^0",["label","Personal Financial Management","children",["^1",[["^0",["label","Investment Management","url","https://www.americanexpress.com/en-us/banking/invest","tracking","us_menu_banking_personal_financial_management_investment_management"]],["^0",["label","Financial Planning","url","https://www.americanexpress.com/en-us/banking/financial-planning/onboard","tracking","us_menu_banking_personal_financial_management_financial_planning"]]]]]],["^0",["label","Business Banking","children",["^1",[["^0",["label","Business Checking","url","https://www.americanexpress.com/en-us/business/checking/","tracking","us_menu_banking_business_banking_business_checking"]],["^0",["label","Business Line of Credit","url","https://www.americanexpress.com/en-us/business/blueprint/business-line-of-credit/","tracking","us_menu_banking_business_loc"]]]]]]]]]],["^0",["key","travel","children",["^1",[["^0",["label","Personal Travel","children",["^1",[["^0",["label","Book a Trip","url","https://www.americanexpress.com/en-us/travel?inav=menu_nav_bookatrip","tracking","menu_nav_bookatrip"]],["^0",["label","Book Fine Hotels & Resorts®","url","https://www.amextravel.com/featured-hotel-searches","tracking","us_menu_travel_personal_travel_bookfhr"]],["^0",["label","Book The Hotel Collection","url","https://hotel-booking.americanexpress.com/en-us/thc/welcome","tracking","us_menu_travel_personal_travel_bookthc"]],["^0",["label","Book International Airline Program","url","https://www.americanexpress.com/en-us/travel/international-airline-program/","tracking","us_menu_travel_personal_travel_bookiap"]],["^0",["label","Book Cruise Privileges Program","url","https://www.americanexpresscruise.com/promos/cruise","tracking","us_menu_travel_book_cruise"]],["^0",["label","Manage My Trips","url","https://www.americanexpress.com/en-us/travel/my-bookings/summary?intlink=mtsi-US-managemybookings-online-iNav-prod-int","tracking","us_menu_travel_pt_pbss"]]]]]],["^0",["label","Travel Inspiration","children",["^1",[["^0",["label","Get Inspired","url","https://www.americanexpress.com/en-us/travel/discover/get-inspired","tracking","menu_nav_travelinspiration"]],["^0",["label","Explore Destination Experiences","url","https://www.americanexpress.com/en-us/travel/destination-experiences/","tracking","menu_nav_destinationexperiences"]],["^0",["label","Why American Express Travel","url","https://www.americanexpress.com/en-us/travel/cardmember-benefits/","tracking","nav_whyamextravel"]],["^0",["label","Travel Checklist","url","https://www.americanexpress.com/en-us/travel/travel-checklist/","tracking","us_menu_travel_travel_inspiration_travel_checklist"]],["^0",["label","How to Pay with Points","url","https://www.americanexpress.com/en-us/travel/how-to-pay-with-points/","tracking","us_menu_travel_travel_inspiration_how_to_pay_with_points"]]]]]],["^0",["label","Business Travel","children",["^1",[["^0",["label","Corporate Travel Solutions","url","https://www.amexglobalbusinesstravel.com/","tracking","menu_travel_corporate_travel_solutions"]],["^0",["label","Meetings and Events","url","https://www.amexglobalbusinesstravel.com/meetings-events/","tracking","menu_travel_business_travel_meetings_events"]]]]]],["^0",["label","Other Travel Services","children",["^1",[["^0",["label","Travel Insurance","url","https://aeti.americanexpress.com/travel-insurance/home.do","tracking","menu_travel_protection"]],["^0",["label","COVID-19 Travel Insurance FAQ","url","https://www.americanexpress.com/us/credit-cards/features-benefits/policies/","tracking","menu_travel_covid"]],["^0",["label","Travel Help Center","url","https://www.americanexpress.com/en-us/travel/help-center/","tracking","menu_travel_help_center"]],["^0",["label","Travelers Cheques","url","https://www.americanexpress.com/us/travel/travelers-cheques/","tracking","menu_travel_cheques"]],["^0",["label","Global Assist Hotline","url","https://www.americanexpress.com/us/credit-cards/features-benefits/policies/global-assist-terms.html","tracking","menu_travel_global_assist"]]]]]]]]]],["^0",["key","rewards","children",["^1",[["^0",["label","Rewards","children",["^1",[["^0",["label","Membership Rewards®","url","https://global.americanexpress.com/rewards","tracking","us_menu_rewards_benefits_rewards_mr"]],["^0",["label","Cash back","url","https://www.americanexpress.com/en-us/benefits/cashback/","tracking","us_menu_rewards_benefits_rewards_cash_back"]],["^0",["label","Refer a Friend","url","https://www.americanexpress.com/en-us/referral?id=201279&intlink=US-MGM-Nav","tracking","us_menu_rewards_benefits_rewards_refer_a_friend"]]]]]],["^0",["label","Benefits and Offers","children",["^1",[["^0",["label","View All Benefits","url","https://www.americanexpress.com/en-us/benefits/","tracking","us_menu_rewards_benefits_benefits_view_all_benefits"]],["^0",["label","Travel","url","https://www.americanexpress.com/en-us/benefits/travel/resources/","tracking","us_menu_rewards_benefits_benefits_travel"]],["^0",["label","Amex Offers","url","https://www.americanexpress.com/en-us/benefits/offers/","tracking","us_menu_rewards_benefits_benefits_offers"]],["^0",["label","Entertainment and Events","url","https://global.americanexpress.com/entertainment/home","tracking","us_menu_rewards_benefits_benefits_entertainment_events"]],["^0",["label","Shopping","url","https://www.americanexpress.com/en-us/benefits/shopping/","tracking","us_menu_rewards_benefits_benefits_shopping"]],["^0",["label","Security","url","https://www.americanexpress.com/us/security-center/","tracking","us_menu_rewards_benefits_benefits_security"]]]]]],["^0",["label","Manage Membership","children",["^1",[["^0",["label","Dashboard","url","https://www.americanexpress.com/en-us/account/login?DestPage=https%3A%2F%2Fglobal.americanexpress.com%2Frewards","tracking","us_menu_rewards_benefits_manage_membership_dashboard"]],["^0",["label","Rewards Summary","url","https://www.americanexpress.com/en-US/account/login?DestPage=https%3A%2F%2Fglobal.americanexpress.com%2Frewards%2Fsummary","tracking","us_menu_rewards_benefits_manage_membership_rewards_summary"]],["^0",["label","Points Value Calculator","url","https://global.americanexpress.com/rewards/calculator","tracking","us_menu_rewards_benefits_manage_membership_points_value_calculator"]],["^0",["label","Cover Card Charges","url","https://global.americanexpress.com/rewards/points-for-charges","tracking","us_menu_rewards_benefits_manage_membership_cover_card_charges"]],["^0",["label","Pay with Points","url","https://global.americanexpress.com/rewards/pay-with-points","tracking","us_menu_rewards_benefits_manage_membership_pay_with_points"]],["^0",["label","Redeem points for Gift Cards","url","https://global.americanexpress.com/rewards/gift-cards","tracking","us_menu_rewards_benefits_manage_membership_redeem_points_gift_cards"]]]]]],["^0",["label","Support","children",["^1",[["^0",["label","How do I find and add Amex Offers to my Card?","url","https://www.americanexpress.com/us/customer-service/faq.benefits-rewards-and-offers.find-add-amex-offers.html","tracking","us_menu_rewards_benefits_support_how_do_i_find_and_add_offers_to_my_card"]],["^0",["label","How do I Earn Membership Rewards® Points?","url","https://www.americanexpress.com/us/rewards/membership-rewards/earnpoints/","tracking","us_menu_rewards_benefits_support_how_do_i_earn_mr_points"]],["^0",["label","How do I Redeem Membership Rewards® Points?","url","https://www.americanexpress.com/us/rewards/membership-rewards/usepoints/","tracking","us_menu_rewards_benefits_support_how_do_i_redeem_mr_points"]],["^0",["label","View all FAQs","url","https://www.americanexpress.com/us/customer-service/benefits-rewards-and-offers/","tracking","us_menu_rewards_benefits_support_view_all_faqs"]]]]]]]]]],["^0",["key","business","children",["^1",[["^0",["label","Business Solutions","children",["^1",[["^0",["label","Business Solutions Home","url","https://www.americanexpress.com/us/credit-cards/business/","tracking","menu_business_business_solutions"]],["^0",["label","View All Business Credit Cards","url","https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/","tracking","menu_business_business_credit_cards"]],["^0",["label","View All Corporate Cards and Programs","url","https://www.americanexpress.com/us/credit-cards/business/corporate-credit-cards/","tracking","menu_business_corporate_credit_cards"]],["^0",["label","View All Corporate Benefits","url","https://www.americanexpress.com/us/credit-cards/features-benefits/corporate/corporate-benefits.html","tracking","menu_business_corporate_benefits"]],["^0",["label","Business Class: Trends & Insights","url","https://www.americanexpress.com/en-us/business/trends-and-insights/","tracking","menu_business_trends_and_insights"]]]]]],["^0",["label","Checking & Payment Products","children",["^1",[["^0",["label","Business Checking","url","https://www.americanexpress.com/en-us/business/checking/","tracking","menu_business_checking_payment_products_business_checking"]],["^0",["label","vPayment","url","https://www.americanexpress.com/en-us/business/payments/vpayment/","tracking","menu_business_vpay"]],["^0",["label","International Payments","url","https://www.americanexpress.com/en-us/business/global-pay/","tracking","us_menu_business_checking_payment_products_international_payments"]],["^0",["label","View All Payment Solutions","url","https://www.americanexpress.com/en-us/business/payment-solutions/","tracking","us_menu_business_checking_payment_products_view_all_payment_solutions"]]]]]],["^0",["label","Funding Products","children",["^1",[["^0",["label","Business Line of Credit","url","https://www.americanexpress.com/en-us/business/blueprint/business-line-of-credit/","tracking","us_menu_business_funding_products_loc"]]]]]],["^0",["label","Merchant Services","children",["^1",[["^0",["label","Merchant Home","url","https://www.americanexpress.com/us/merchant/merchant-home.html","tracking","menu_business_merchhome"]],["^0",["label","Accept the Card","url","https://www.americanexpress.com/us/merchant/accept-the-card.html","tracking","menu_business_merchant_account"]],["^0",["label","Merchant Payment Solutions","url","https://www.americanexpress.com/us/merchant/payment-processing.html","tracking","menu_business_merchant_services_merchant_payment_solutions"]],["^0",["label","Get Support","url","https://www.americanexpress.com/us/merchant/support-center.html","tracking","menu_business_merchsupport"]]]]]]]]]]]],"sessionUrl","https://functions.americanexpress.com/ReadUserSession.v1"]],"locale","en-US","travel","Travel","bank","Banking","menu","Menu","skipToContent","Skip to content"]],"isLoading",false,"_loadedOnServer",true]],"axp-forum-form",["^0",["data",["^0",["lead_form_privacy_statement","Privacy Statement","lead_form_contact_number","1-855-835-8841","lead_form_revenue_option_1","Under $4M","lead_form_consent","By providing your e-mail address and phone number, you agree that American Express may contact you with information about our products and services. For information about how we protect your privacy, please read our ","lead_form_revenue_option_2","$4M-$25M","lead_form_revenue_option_3","$25M-$100M","lead_form_email","Email","lead_form_contact_text","Prefer to call? ","lead_form_description","Enter your email for program information. If you are eligible for a Corporate Card program, a Business Specialist will call you back.","lead_form_revenue","Revenue","lead_form_company","Company","lead_form_revenue_option_4","Over $100M","lead_form_sign_up","Sign up","lead_form_heading","Get Started with American Express","lead_form_success","Thank you!","lead_form_msg_invalid_phone","Please enter a valid phone number.","lead_form_submit","Submit","lead_form_phone_number","Phone Number","lead_form_failure","There was a problem with the form submit. Please check the data and try again.","lead_form_first_name","First Name","lead_form_msg_empty_field","This field is required.","lead_form_privacy_statement_link","https://www.americanexpress.com/us/legal-disclosures/online-privacy-statement.html","locale","en-US","lead_form_last_name","Last Name","loading","Loading...","lead_form_msg_invalid_email","Please enter a valid email address."]],"isLoading",false,"_loadedOnServer",true]],"axp-forum-editorial-body",["^0",["data",["^0",["previous_lesson","Previous Lesson","next_lesson","Next Lesson","see_full_profile","See full profile","your_instructor","Your Instructor","share_this_page","Share This Page","content_playlist_header","More On {topic}","locale","en-US","contents","contents","loading","Loading...","read_more","Read More"]],"isLoading",false,"_loadedOnServer",true]],"axp-forum-author",["^0",["data",["^0",["locale","en-US","loading","Loading...","about_the_author","About the Author"]],"isLoading",false,"_loadedOnServer",true]],"axp-forum-banner",["^0",["data",["^0",["email_signup_heading_a","Sign up to stay ahead with our once-a-week Newsletter, ","email_signup_heading_b","Business Class: The Brief. ","privacy_statement_link","https://www.americanexpress.com/us/legal-disclosures/online-privacy-statement.html","email_signup_heading_c","Expect handpicked insights and inspiration for small businesses – straight to your inbox.","Advertisement","Advertisement","bouncex_enter_email","Enter your email for information about how the American Express® Corporate Card program can help keep your medical or dental practice running smoothly.","email_signup_error_heading","Request Error","want_more_details","Want More Details?","product_solution","Product Solution","thank_you","Thank you!","email_signup_error_message","We’re sorry, but it looks like something went wrong. Please try again later.","email_signup_label","Email Address","email_signup_header","Get all this wisdom sent straight to your inbox.","email_signup_msg_invalid_email","Your email address is required to process this request.","email_input_disclaimer","By providing your email address, you agree to receive the Business Class: The Brief Newsletter and related marketing communications from American Express. To learn more on how we use your information and how we protect your privacy, please read our ","email_signup_title","Subscribe to our once-a-week newsletter, Business Class: The Brief.","not_interested","I'm not interested","email_signup_button_text","Subscribe","submit","Submit","privacy_statement","Privacy Statement","locale","en-US","loading","Loading...","business_email","Business Email","email_newsletter_signup_disclaimer","By providing your email address, you agree to receive the Business Class: The Brief Newsletter and related marketing communications from American Express. To learn more on how we use your information and how we protect your privacy, please read our "]],"isLoading",false,"_loadedOnServer",true]],"axp-forum-social-share-tools",["^0",["data",["^0",["locale","en-US","loading","Loading...","facebook_icon","Facebook Icon","twitter_icon","Twitter Icon","linkedin_icon","LinkedIn Icon","email_icon","Email Icon","email_subject","Business Trends & Insights:","email_body","I thought you might enjoy:"]],"isLoading",false,"_loadedOnServer",true]],"axp-forum-header",["^0",["data",["^0",["locale","en-US","loading","Loading...","topicColumnIndex",2,"logo",["^0",["imageUrl",["^0",["mobile","https://icm.aexp-static.com/content/dam/contenthub/us/en/images/design-elements/open_logo_mobile.png","desktop","https://icm.aexp-static.com/content/dam/contenthub/us/en/images/design-elements/open_logo_desktop.png"]],"imgAlt","DON'T do business WITHOUT IT","href","https://www.americanexpress.com/us/credit-cards/business?intlink=bti-global-header-dontdobizwithoutit"]],"menuItems",["^1",[["^0",["heading","Business Cards","panelSections",["^1",[["^0",["list",["^1",[["^0",["title","View All Business Cards","href","https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/?intlink=bti-nav-head-businesscards-viewallbusinesscards","dlsClass","margin-1-tb"]],["^0",["title","Compare Cards","href","https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/compare-credit-cards/?intlink=bti-nav-head-businesscards-comparecards"]]]]]],["^0",["title","Corporate Card Programs","dlsClass","margin-1-t","list",["^1",[["^0",["title","For Startups","href","https://www.americanexpress.com/us/business/corporate-credit-cards/startups/?intlink=bti-nav-head-businesscards-forstartups","dlsClass","margin-1-tb"]],["^0",["title","For Large Companies","href","https://www.americanexpress.com/us/credit-cards/business/corporate-credit-cards/?intlink=bti-nav-head-businesscards-forlargecompanies","dlsClass","margin-1-tb"]]]]]]]]]],["^0",["heading","Payment Solutions","panelSections",["^1",[["^0",["list",["^1",[["^0",["title","International Payments","href","https://www.americanexpress.com/en-us/business/global-pay/?intlink=bti-nav-head-paymentsolutions-internationalpayments"]]]]]],["^0",["list",["^1",[["^0",["title","Employee Spending","href","https://www.americanexpress.com/en-us/business/payment-solutions/employee-spending/?intlink=bti-nav-head-paymentsolutions-employeespending"]],["^0",["title","Vendor Payments","href","https://www.americanexpress.com/en-us/business/payment-solutions/vendor-payments/?intlink=bti-nav-head-paymentsolutions-vendorpayments"]],["^0",["title","Automated Payments","href","https://www.americanexpress.com/en-us/business/payment-solutions/accounts-payable-automation/?intlink=bti-nav-head-paymentsolutions-automatedpayments"]],["^0",["title","View All Payment Solutions","href","https://www.americanexpress.com/en-us/business/payment-solutions/?intlink=bti-nav-head-paymentsolutions-viewallpaymentsolutions"]]]]]]]]]],["^0",["heading","Business Class","panelDirection","horizontal","customClasses",["^1",["topicMenu","right20"]],"panelSections",["^1",[["^0",["title","Business Class","description","Insights and Inspiration to Help Grow Your Business","href","https://www.americanexpress.com/en-us/business/trends-and-insights/?linknav=bti-nav-head-trendsandinsightsmenu-trendsandsinsights","dlsClass","pad-1-t flex-column"]]]]]]]]]],"isLoading",false,"_loadedOnServer",true]],"axp-footer",["^0",["data",["^0",["locale","en-US","lastLoginTitle","Last Login","lastLoginDateFormat","MMM DD YYYY @ hh:mm A","links",["^0",["countryName","United States","footerNavigationLabel","Navigation Footer","changeCountry",["^0",["link",["^0",["label","Change Country","href","https://www.americanexpress.com/change-country/","rel","","title","Change your American Express Website","tracking","us_footer_choosecountry"]]]],"mainSections",["^1",[["^0",["name","About","links",["^1",[["^0",["label","About American Express","href","https://www.americanexpress.com/en-us/company/","rel","","title","About American Express","tracking","us_footer_about_about_american_express"]],["^0",["label","Investor Relations","href","https://ir.americanexpress.com/investor-relations/default.aspx","rel","","title","Investor Relations","tracking","us_footer_about_investor_relations"]],["^0",["label","Careers","href","https://www.americanexpress.com/en-us/careers/","rel","","title","Careers","tracking","footer_careers"]],["^0",["label","Global Network","href","https://network.americanexpress.com/globalnetwork/v4/","rel","","title","Global Network","tracking","us_footer_about_global_network"]],["^0",["label","Contact Us","href","https://global.americanexpress.com/help","rel","","title","Contact Us","tracking","footer_contact","route",["^0",["url","/help","tenant","axp-myca-root"]]]],["^0",["label","Amex Mobile App","href","https://www.americanexpress.com/en-us/support/digital/amex-mobile-app/","rel","","title","Amex Mobile App","tracking","footer_mobile_app"]]]]]],["^0",["name","Products & Services","links",["^1",[["^0",["label","Credit Cards","href","https://www.americanexpress.com/us/credit-cards/","rel","","title","Credit Cards","tracking","us_footer_credit_cards"]],["^0",["label","Business Credit Cards","href","https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/","rel","","title","Business Credit Cards","tracking","footer_cards_bus_crdt_crd"]],["^0",["label","Corporate Programs","href","https://www.americanexpress.com/us/credit-cards/business/corporate-credit-cards/","rel","","title","Corporate Programs","tracking","footer_corp_prg"]],["^0",["label","View All Prepaid & Gift Cards","href","https://www.americanexpress.com/en-us/prepaid/view-all-cards/","rel","","title","View All Prepaid & Gift Cards","tracking","us_footer_products_services_view_all_prepaid_gift_cards"]],["^0",["label","Savings Accounts & CDs","href","https://www.americanexpress.com/en-us/banking/online-savings/account/?extlink=ps2020=GIN-F","rel","","title","Savings Accounts & CDs","tracking","footer_savings"]]]]]],["^0",["name","Links You May Like","links",["^1",[["^0",["label","Membership Rewards","href","https://global.americanexpress.com/rewards?us_nu=dd","rel","","title","Membership Rewards","tracking","footer_mr"]],["^0",["label","Free Credit Score & Report","href","https://www.americanexpress.com/us/credit-cards/features-benefits/free-credit-score/","rel","","title","Free Credit Score & Report","tracking","us_footer_links_you_may_like_free_credit_score"]],["^0",["label","CreditSecure®","href","https://www.americanexpress.com/en-us/benefits/creditsecure/","rel","","title","CreditSecure","tracking","footer_creditsecure"]],["^0",["label","Accept Amex Cards","href","https://www.americanexpress.com/us/merchant/accept-the-card.html","rel","","title","Accept Amex Cards","tracking","footer_accept_amex"]],["^0",["label","Refer A Friend","href","https://www.americanexpress.com/en-us/referral?id=201279&intlink=US-MGM-Inav","rel","","title","Refer A Friend","tracking","us_footer_links_you_may_like_refer_a_friend"]]]]]],["^0",["name","Additional Information","links",["^1",[["^0",["label","Credit Intel – Financial Education Center","href","https://www.americanexpress.com/en-us/credit-cards/credit-intel/","rel","","title","Credit Intel – Financial Education Center","tracking","footer_financial_ed"]],["^0",["label","Supplier Diversity","href","https://www.americanexpress.com/en-us/company/supplier-management/","rel","","title","Supplier Diversity","tracking","footer_supplier_supplier"]],["^0",["label","Credit Score 101","href","https://www.americanexpress.com/en-us/credit-cards/credit-intel/credit-score/","rel","","title","Credit Score 101","tracking","footer_credit_101"]],["^0",["label","Money Management 101","href","https://www.americanexpress.com/en-us/credit-cards/credit-intel/money/","rel","","title","Money Management 101","tracking","footer_money_management_101"]],["^0",["label","US Newcomers","href","https://www.americanexpress.com/us/credit-cards/features-benefits/us-newcomers/","rel","","title","US Newcomers","tracking","us_footer_additional_information_us_newcomers"]],["^0",["label","Frequently Asked Questions","href","https://www.americanexpress.com/us/customer-service/","rel","","title","Frequently Asked Questions","tracking","footer_faqs"]]]]]]]],"legalSection",["^1",[["^0",["links",["^1",[["^0",["label","Terms of Service","href","https://www.americanexpress.com/us/legal-disclosures/website-rules-and-regulations.html","rel","","title","Terms of Service","tracking","footer_Terms_of_Use"]],["^0",["label","Privacy Center","href","https://www.americanexpress.com/us/privacy-center/","rel","","title","Privacy Center","tracking","footer_privacy_statement"]],["^0",["className","adChoicesIcon","label","AdChoices","href","https://www.americanexpress.com/us/company/privacy-center/online-privacy-disclosures/","rel","","title","AdChoices","tracking","us_footer_adChoices#what-are-your-choices"]],["^0",["label","Security Center","href","https://www.americanexpress.com/us/security-center/","rel","","title","Security Center","tracking","footer_fraud_protection_center"]],["^0",["label","Card Agreements","href","https://www.americanexpress.com/us/cardmember-agreements/all-us.html","rel","","title","Card Agreements","tracking","footer_card_agreements"]],["^0",["label","Servicemember Benefits","href","https://www.americanexpress.com/us/help-support/service-members-civil-relief/","rel","","title","Servicemember Benefits","tracking","us_footer_servicemember_benefits"]],["^0",["label","Site Map","href","https://www.americanexpress.com/en-us/sitemap/personal.html","rel","","title","Site Map","tracking","footer_sitemap"]]]]]]]],"copyright",["^1",[["^0",["message","All users of our online services are subject to our Privacy Statement and agree to be bound by the Terms of Service. Please review."]],["^0",["message","© {Year} American Express. All rights reserved"]]]],"socialLinks",["^1",[["^0",["key","facebook","label","Connect with Amex on Facebook","link",["^0",["href","https://www.facebook.com/AmericanExpressUS","title","Link will open in a new window","target","_blank"]]]],["^0",["key","twitter","label","Tweet your questions to @AskAmex","link",["^0",["href","https://twitter.com/askamex","title","Link will open in a new window","target","_blank"]]]],["^0",["key","instagram","label","Connect with Amex on Instagram","link",["^0",["href","https://www.instagram.com/AmericanExpress","title","Link will open in a new window","target","_blank"]]]],["^0",["key","linkedin","label","Connect with Amex on LinkedIn","link",["^0",["href","https://www.linkedin.com/company/american-express","title","Link will open in a new window","target","_blank"]]]],["^0",["key","youtube","label","YouTube","link",["^0",["href","https://www.youtube.com/user/AmericanExpress","title","Link will open in a new window","target","_blank"]]]]]]]]]],"isLoading",false,"_loadedOnServer",true]],"axp-forum-content-list",["^0",["data",["^0",["view_infographic","View Infographic","view_guide","View Guide","advertising","Advertising","dateformat","MMM DD, YYYY","minute_label","min","default_author","American Express","lesson_cta","LAUNCH LESSON","watch_video","Watch Video","read_label","read","read_article","Read Article","more_in","More In ","learn_more","Learn More","video_label","video","lesson_author","Author","locale","en-US","loading","Loading...","read_more","Read More"]],"isLoading",false,"_loadedOnServer",true]],"axp-forum-page-wrapper",["^0",["data",["^0",["locale","en-US","loading","Loading...","optional_disclaimer_text","Consulta los requisitos de contratación, comisiones, términos y condiciones para contratar Las Tarjetas American Express Corporativas en ","optional_disclaimer_url","http://amexempresas.com/solicitudesycontratos","trends_and_insights","Trends and Insights","trendingTopics","Topics","podcastSeriesList","Podcasts","trending_content","Trending Content"]],"isLoading",false,"_loadedOnServer",true]],"axp-forum-editorial-container",["^0",["data",["^0",["advertising","Advertising","related_content","Related Content","dateformat","MMMM DD, YYYY","advertisement","advertisement","Business Class Trends and Insights","Business Class: Trends and Insights | American Express","summary_heading","Summary","want_to_dig_deeper","Want to Dig Deeper?","published","Published: ","more_in","More in","photo","Photo: ","locale","en-US","updated","Updated: ","loading","Loading...","in_session","In Session","read_more","read more","trending_content","Trending Content"]],"isLoading",false,"_loadedOnServer",true]]]]]]]]]]