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      No Preset Spending Limit

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      Business Trends & Insights: No Preset Spending Limit
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      Learn how No Preset Spending Limit can help your business grow on your term.

      February 04, 2026

          Spending power is an important consideration for many small businesses. American Express® products have features that can help unlock more purchasing power. That’s where No Preset Spending Limit* comes in. Unlike traditional business cards, many American Express Business Cards, including American Express Business Platinum Card®, have No Preset Spending Limit, which allows you to spend more than a fixed limit so you have flexible spending capacity.

          *Terms & Conditions: No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history. 

           

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