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    Pascal and Daneen Lewis, Harlem Wine Gallery, New York, NY

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    Julie Pauly, The Able Baker, Maplewood, NJ

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  • amexLogo
    • Introducing the American Express Graphite™ Business Cash Unlimited Card

    • Discretionary Spending: How to Track, Limit, and Optimize It

    • 5 Benefits of Business Credit Cards

    • Business Line of Credit Vs. Loan: Comparing Funding Options

    • How Source Alliance Network automated their payments with American Express

    • Accounting
    • Cash Flow
    • Financing
    • Operations
    • Running a Business
    • How Source Alliance Network automated their payments with American Express One AP®1 and helped clear the path to growth

    • Pascal and Daneen Lewis, Harlem Wine Gallery, New York, NY

      3 min watch
    • Large & Global Enterprises

    • Emerging and Mid-Sized Businesses

    • Small Businesses

    • Business Platinum Resources

    • Graphite Business Cash Unlimited Card Resources

  • amexLogo
    • Introducing the American Express Graphite™ Business Cash Unlimited Card

    • Discretionary Spending: How to Track, Limit, and Optimize It

    • 5 Benefits of Business Credit Cards

    • Business Line of Credit Vs. Loan: Comparing Funding Options

    • How Source Alliance Network automated their payments with American Express

    • Accounting
    • Cash Flow
    • Financing
    • Operations
    • Running a Business
    • How Source Alliance Network automated their payments with American Express One AP®1 and helped clear the path to growth

    • Pascal and Daneen Lewis, Harlem Wine Gallery, New York, NY

      3 min watch
    • Large & Global Enterprises

    • Emerging and Mid-Sized Businesses

    • Small Businesses

    • Business Platinum Resources

    • Graphite Business Cash Unlimited Card Resources

Business Banking

No Preset Spending Limit

Read More

Analysis & Strategy
Cash-Flow Management: 8 Methods to Help Improve Cash Flow
January 27, 2026 • Megan Doyle | American Express Business Intel Freelance Contributor
Business Banking
How Business Credit Cards Can Help Manage Your Business
July 06, 2023 • John Boitnott
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Learn how No Preset Spending Limit can help your business grow on your term.

March 20, 2026

      Spending power is an important consideration for many small businesses. American Express® products have features that can help unlock more purchasing power. That’s where No Preset Spending Limit* comes in. Unlike traditional business cards, many American Express Business Cards, including American Express Business Platinum Card®, have No Preset Spending Limit, which allows you to spend more than a fixed limit so you have flexible spending capacity.

      *Terms & Conditions: No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history. 

       

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