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Business Banking

Pay Over Time

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January 27, 2026 • Megan Doyle | Amex Business Intel™ Freelance Contributor
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Amex Business Intel™: Pay Over Time
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Learn how Pay Over Time can give your business the spending flexibility it needs.

May 30, 2024

      With Pay Over Time*, you could make eligible business purchases on your Card, which will automatically be added to your Pay Over Time balance, up to your Pay Over Time Limit. You may carry a balance with interest, up to your Pay Over Time Limit. You can pay for these charges in full each month, the minimum due or any amount in between with interest. You must pay in full any charge or a portion of a charge that is not added to a Pay Over Time balance. This allows you to conserve cash-on-hand by spacing out payments which could come in handy when making big (or small) purchasing decisions for your business.

      *Terms & Conditions

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