American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express
United StatesChange Country
special offer

140,000 Membership Rewards® Points

Business Platinum Card Flip

$595 Annual Fee¤

Offer ends 4/13/2022

($695 if application is received on or after January 13, 2022)

Make Purchases More Rewarding with Valuable Business Platinum Benefits

You've been selected to upgrade to the Business Platinum Card®, a Card with new premier benefits and exclusive offers designed for you, your business, and the road ahead.


As a welcome offer, earn an extra 140,000 Membership Rewards® points after you spend $10,000 in purchases on the Card in the first three months of Card Membership. Points have no expiration date, so you can use them when you're ready.

Up to $1000 in statement credits

A New Suite of Business Benefits



Earn 1.5X Membership Rewards points on eligible U.S. purchases of construction, electronics, shipping, and for each eligible purchase of $5,000 or more. That’s 50% more points on up to two million of these purchases per calendar year per account. Plus, earn one point for every dollar you spend on other eligible purchases.

Dell laptop on a table, next to a potted plant
Dell technologies logo

Upgrade Your Business Technology

Enroll and get up to $400 in statement credits per year toward U.S. purchases with Dell Technologies on the Business Platinum Card. That’s up to $200 back semi-annually. Terms apply.

Man with camera equipment, using computer
Adobe logo

Creative Solutions for Your Business

Enroll to get up to $150 in statement credits per year for purchases with Adobe on annual prepaid plans for eligible Creative Cloud for teams and Acrobat Pro DC with e-sign for teams on the Business Platinum Card.  Terms apply.

Two woman working in living room
Indeed logo

Build Your Team, Grow Your Business

Enroll and get up to $360 in statement credits per year for purchases with Indeed on the Business Platinum Card. That’s up to $90 back per quarter. Terms apply.

Man sitting at computer, and reading book, with wireless earpiece


Wireless Telephone Service Credit

Enroll and get up to $120 in statement credits per year for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $10 back per month.

Premium platinum benefits

Even More Business Platinum Benefits








No Preset Spending Limit

Enjoy the financial flexibility of no preset spending limit on purchases, a unique feature that gives you the ability to unlock more purchase power as you use your Card.*‡

*No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.








Cell Phone Protection

With Cell Phone Protection,* you can be reimbursed for your repair or replacement costs following damage or theft for a maximum of $800 per claim with a limit of two approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month’s wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply.

*Coverage is provided by New Hampshire Insurance Company, an AIG Company.

Amex Ribbon

When It's Time to Travel

From road trips to special destinations, the Business Platinum Card has you covered with premium travel benefits.

Clear logo

$179 CLEAR Credit

CLEAR® uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $179 in statement credits per year after you pay for CLEAR with your Business Platinum Card.


Global dining access logo

Global Dining Access by Resy

Global Dining Access by Resy gives you special access to sought-after restaurants across the globe when you add your Business Platinum Card to your Resy profile. Enjoy access to exclusive reservations, premium dining experiences, Priority Notify, and more – all from the Resy app.

5X Membership Rewards Points on Flights & Hotels

Earn 5X Membership Rewards points per dollar spent on prepaid hotel bookings booked and paid in advance online at

35% Airline Bonus

Use Membership Rewards®  Pay with Poionts for all or part of an eligible fare and get 35% of those points back, up to 500,000 points back per calendar year. ‡  

Fine Hotels & Resorts®  Program

Receive this exclusive suite of benefits with each Fine Hotels & Resorts® booking: Room upgrade upon arrival, when available*‡; daily breakfast for two people; guaranteed 4 pm late checkout; noon check-in, when available; complimentary Wi-Fi; unique amenity valued at US $100, such as a spa or food and beverage credit.**‡ See Program terms and conditions for additional details.


*Certain room categories are not eligible for upgrade.

**Special amenities vary by property.

#1 in Airport Lounge Options

Enjoy complimentary access to over 1,300 airport lounges globally, including The Centurion Network of Lounges and Studios, Airspace, Priority Pass Select, Escape Lounges – The Centurion® Studio Partner, Plaza Premium, Delta Sky Club when flying Delta, and select Lufthansa Lounges when flying Lufthansa Group. Lounges may have their own rules, like age restrictions and guest fees, and for Priority Pass Select, you need to enroll. To find a lounge, visit the membership section in the American Express® App or visit