Learn which American Express® Blue Business Card benefits best suit your business. Choose 2X Membership Rewards® points2 or 2% cash back with no category restrictions.3 Apply today and start getting rewarded.
TERMS, FEES AND CONDITIONS
1. Welcome offer not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.
Earn up to $300 in Statement Credits
You can earn up to $300 in Statement Credits for your combined eligible purchases at Dell Technologies, DocuSign and/or FedEx, up to $100 back per merchant, starting from the date your account is approved. You can earn statement credits for any amount spent at a merchant, up to the first $100 spent per merchant. If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the statement credit. For example, your transaction will not qualify if it is not made directly with Dell Technologies, DocuSign or FedEx. In addition, in most cases, you may not receive the statement credit if your transaction is made with an electronic wallet or through a third party. Note that American Express may not receive information about your qualifying purchase from the merchant until all items from your qualifying purchase have been provided by the merchant. To earn statement credits, your Card Account must not be canceled or past due at the time of fulfillment of any offers. Qualifying purchases can be made by the Basic Card Member and any Employee Card Members on a single Card Account, but statement credit(s) will be applied to the Basic Card Member's account. Each Card Account is only eligible for up to $300 in statement credits in the first 3 months of Card Membership across all Cards on the eligible Card Account. In rare instances your period to make eligible purchase(s) may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3-month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). Please allow up to 92 days after a qualifying purchase is charged to your Card account for the statement credit(s) to be posted to the account. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with the welcome offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain a welcome offer (s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit Statement Credits to, we may freeze Statement Credits credited to, or we may take away Statement Credits from your account. We may also cancel this Card account and other Card accounts you may have with us. You agree that American Express may send you communications about the offer.
If your application is not received by 11/04/2020, we will not process your application even if we later receive your application. American Express reserves the right to modify or revoke offer at any time.
Eligible Purchases at FedEx
An eligible purchase at FedEx is a purchase of a qualifying service that meets the following requirements: Only U.S.-issued American Express Blue Business Plus® Credit Cards are eligible for up to $100 back in the form of statement credits on deliveries at FedEx within the first 3 months of Card Membership. Packages must be delivered within 92 days of card activation. Valid in-store and online. Excludes invoiced payments, such as FedEx® Billing Online (FBO), Electronic Data Interchange (EDI), and paper invoices, international duties and taxes, other brands (FedEx Custom Critical®, FedEx Freight, FedEx TechConnect®, FedEx Office, FedEx Trade Networks, FedEx Cross Border, FedEx Authorized ShipCenter®), FedEx SameDay®, FedEx Delivery Manager®, FedEx® Cold Shipping Solution, and non-shipping product purchases or services. Offer valid on qualifying shipments billed directly to a Blue Business Plus® Credit Card or billed to a FedEx account that is linked to a Blue Business Plus® Credit Card. Qualifying services included in the offer: FedEx Priority Overnight®, FedEx Standard Overnight®, FedEx 2Day®, FedEx 2Day® A.M., FedEx Express Saver®, FedEx 1Day® Freight, FedEx 2Day® Freight, FedEx 3Day® Freight, FedEx International Priority®, FedEx International Economy®, FedEx International Priority® Freight, FedEx International Economy® Freight, FedEx Ground®, FedEx International Ground®, FedEx Home Delivery®, shipping transactions made via FedEx Ship Manager® and FedEx Ship Manager® Lite, and shipping through FedEx® Compatible solutions. Offer is non-transferable.
Eligible Purchases at Dell Technologies
An eligible purchase at Dell Technologies is a purchase of a qualifying service that meets the following requirements: Valid only on purchases made directly with Dell or at dell.com in the US and US territories where Dell is the merchant of record for the purchase. Not valid on online purchases shipped outside of the US. Excludes all e-gift card and gift card purchases, international transactions, international contact center, Global events, Dell Financial services, Dell Outlet for Home, Dell Outlet for Work, Dell PartnerDirect, Dell Premier, Dell Premier Connect, Dell Premier Select, and authorized retailers.
Eligible Purchases at DocuSign
An eligible purchase at DocuSign is a purchase of a qualifying service that meets the following requirements: Valid only on purchases made directly on DocuSign.com.
2. Blue Business Plus 2X
With your Blue Business®Plus Card from American Express, you earn one Membership Rewards®point for each dollar you spend on your Card for eligible purchases. For the first $50,000 in eligible purchases in each calendar year you also earn one additional point (for a total of 2 points). Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards; person-to-person payments or purchases of other cash equivalents. Additional terms and restrictions apply.
Terms and Conditions for the Membership Rewards®program apply. Visit membershiprewards.com/termsfor more information. Participating partners and available rewards are subject to change without notice.
The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.
3. Blue Business Cash Back – 2%
Cash back can be received on eligible purchases made on your Blue Business Cash Card. The cash back is based on a percentage of the eligible purchases you make during each billing period and will be automatically credited to your account as a statement credit. The statement credit will automatically appear by the second billing statement you receive after the billing statement with the eligible purchases. You will not receive a statement credit for eligible purchases made if you do not pay the minimum payment due by the Closing Date of the billing period in which it is due, or if your Card account is cancelled before the credit is issued. For each calendar year (starting January 1st and ending December 31st), you will receive a statement credit of: 2% on your first $50,000 of eligible purchases; then 1% on all other eligible purchases. Additional terms and restrictions apply.
4. Rates & Fees
Annual Fee: There is no annual fee for the American Express® Blue Business Cash™ Card. APRs: 0% intro APR on purchases for the first 12 months of Card Membership from the date of account opening, based on your creditworthiness and other factors. After that, the APR will be a variable rate based on the Prime Rate, currently 13.24% to 19.24%. The following APRs vary based on the Prime Rate. APR for Purchases: currently 13.24% to 19.24%, based on your creditworthiness and other factors as determined at the time of account opening; Penalty APR 29.24%.Variable rates are accurate as of 7/24/2020. The variable penalty APR will not exceed 29.99%. Other Charges: Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: There is no annual fee for the Blue Business Plus® Credit Card. APRs: 0% intro APR on purchases for the first 12 months of Card Membership from the date of account opening, based on your creditworthiness and other factors. After that, the APR will be a variable rate based on the Prime Rate, currently 13.24% to 19.24%. The following APRs vary based on the Prime Rate. APR for Purchases: currently 13.24% to 19.24%, based on your creditworthiness and other factors as determined at the time of account opening; Penalty APR 29.24%.Variable rates are accurate as of 7/24/2020. The variable penalty APR will not exceed 29.99%. Other Charges: Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
5. Expanded Buying Power
The portion of your account balance that is above your credit limit is due in full each month as part of your minimum payment due. You will not incur interest charges on the portion of your account balance that is above your credit limit so long as you pay the entire minimum payment due by the closing date of the billing period in which it is due. If you do not, then the penalty rate will apply to your entire balance, including any amount above the credit limit.
6. Membership Rewards® Pay With Points
To use Pay with Points, you must charge your eligible purchase through American Express Travel to a Membership Rewards® program-enrolled American Express® Card. Eligible purchases exclude car reservations and non-prepaid hotels. Points will be debited from your Membership Rewards account, and credit for corresponding dollar amount will be issued to the American Express Card account used. If points redeemed do not cover entire amount, the balance of purchase price will remain on the American Express Card account. Minimum redemption 5,000points. See membershiprewards.com/termsfor the Membership Rewards program terms and conditions.