6 Min Read | Last updated: March 14, 2024

Platinum’s Elevated Lifestyle Benefits Can Help Make Every Day an Adventure

The Platinum Card® from American Express helps keep you inspired every day with its suite of elevated entertainment, wellness, and dining benefits.

Platinum Benefits

At-A-Glance

The Platinum Card takes everyday adventure seriously, with a suite of benefits that can help you get more out of every moment, big or small.

Card Members can unlock a number of credits on select purchases, including wellness, travel, and entertainment.

Platinum has your back at home, too, with benefits like Cell Phone Protection1 and flexible payment options.


The Platinum Card from American Express has long helped people make the most of their travel experiences. But did you know that the Card also celebrates exploration and discovery that’s closer to home? From streaming podcasts and audiobooks to maximizing your workouts and gaining exclusive access to the best restaurants in town, here’s a close look at how the Platinum Card aims to expand your horizons, no matter where you are. 

 

Terms apply to all benefits listed below, and all offers listed are subject to change.

Stay in the Know with the $240 Digital Entertainment Credit

Imagine a credit card that could help you stay inspired, every day. Maybe that means staying sharp with the daily crossword puzzle or keeping informed with the news. Or maybe what matters most to you is a home-cooked dinner and streaming your favorite shows with the family. 

 

Regardless of how you like to spend your time, treat yourself and discover new shows, news and recipes on Disney+, The Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Get up to $20 in statement credits each month when you make eligible purchases directly from one or more of our participating partners with your Platinum Card. Enrollment required.2

Live the High-Performance Lifestyle with the $300 Equinox Credit

Let Platinum help take your workouts to the next level – at home or in-club – with the $300 Equinox Credit, eligible towards all Equinox memberships including Equinox+, Single Club, Regional Access, All Access, Destination, or E by Equinox memberships (subject to auto-renewal). Card Members can get up to $300 in statement credits per year when paying their monthly membership fees with their Platinum Card. Enrollment is required.2

 

Equinox provides a holistic lifestyle experience for its members, operating over 100 full-service fitness clubs globally across the U.S., Canada, and London. With the introduction of Equinox+, a first-of-its-kind digital platform offering premium fitness content across its portfolio of brands, Equinox has created an integrated membership model that fuses the digital and physical Equinox experiences, meeting the member wherever, whenever.

Invoke Your Inner Foodie with Resy and Uber Eats

Platinum offers Global Dining Access by Resy, a digital dining concierge at your fingertips. By adding your Platinum Card to your Resy profile, you can use the Resy website to unlock complimentary membership benefits, like access to exclusive reservations and premium dining experiences at sought-after restaurants around the world.2 

 

And for those nights you want takeout, the $200 Uber Cash benefit enables Platinum Card Members to get $15 in Uber Cash every month – with a $20 bonus in December – that can be used toward orders with Uber Eats or rides with Uber in the U.S. That’s up to $200 for Uber Eats or rides in a year and the benefit renews annually.2 All you have to do is add your Platinum Card to your Uber wallet.3

Platinum’s Services and Protection Benefits Go the Extra Mile

A credit card that truly supports your lifestyle should still support you – even when tucked away in your wallet. That’s why Platinum offers additional benefits that have your back when you need them:

  • Cell Phone Protection: Card Members can be reimbursed for their repair or replacement costs following damage – such as a cracked screen – or theft, for a maximum of $800 per claim when their cell phone line is listed on a wireless bill and the prior month’s wireless bill was paid by an eligible Card account. A $50 deductible will apply to each approved claim with a limit of two approved claims per 12-month period. Additional terms and conditions apply.4

Platinum Helps You Pay Your Way

The Platinum Card also offers payment flexibility, so you can pay the way that suits your lifestyle. Specifically, you can pay in three different ways:

  1. Pay your balance in full each month, thereby avoiding interest charges.
  2. Carry a balance with interest. For more information on Rates and Fees, click here.
  3. Use Plan It® to split up qualifying purchases into monthly payments over a set duration, with a fixed fee, up to your Pay Over Time Limit (the total amount you can carry as a balance with interest or move into a Plan, as determined by American Express). You can create up to 10 active payment plans at any given time, each one subject to its own fixed plan fee. Each plan can include up to 10 qualifying purchases. Qualifying purchases are automatically identified in your American Express online account and American Express App.

The Takeaway

If you thought The Platinum Card from American Express was strictly a premium travel card, think again. With a suite of wellness, travel, and entertainment benefits, Platinum supports you in the life you love to live, from every moment spent at home to every second on the go.


Megan Doyle

Megan Doyle is a business technology writer and researcher whose work focuses on financial services and cross-cultural diversity and inclusion.

 

All Credit Intel content is written by freelance authors and commissioned and paid for by American Express. 

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