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Smart Money Insights 

Ideas to help you get a better sense of your financial picture.

How to Get Out of Debt in 2020

A guide on how to start reducing debt this year, whether it’s from a student loan, auto loan, credit card spending—or all of the above.

man and woman on a bus

Learn what annual percentage rate (APR) is, how to compare different types of APR and how to calculate it.

men walking and talking

Understand what personal finance is, why it is important and how you too can do personal finance to help you manage your money.

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How to Start Saving Money by Spending More Mindfully

 

Help improve your financial future by learning how to save money on groceries, housing, education, and other monthly bills.


How to Pay Off Credit Card Debt

 

Explore expert recommendations on how to choose a debt reduction approach to help pay off your credit card debt.


What is Debt Free Living?

 

Learn how to live debt free—or at least get close. Here are 5 steps to help you minimize debt and build a better financial future.


Why You Shouldn’t Buy a Money Order with a Credit Card

 

Wondering if buying a money order with a credit card is a good idea? Find out why experts say to keep your card in your wallet.


Debt consolidation can help simplify your finances and reduce monthly payments. Learn 9 steps to help consolidate debt.

man waiting for train

Calculating interest rate can be complicated and confusing. Here are a few simple steps to calculate interest rate and credit card interest.

What's New

Why You Shouldn’t Buy a Money Order with a Credit Card

 

Wondering if buying a money order with a credit card is a good idea? Find out why experts say to keep your card in your wallet.


The Differences Between APR, APY, and Interest Rates

 

APR and APY both include interest rates, but one is mostly for borrowers and the other for investors. Learn more about the differences between APR and APY.


What is Compound Interest & How is it Calculated?

 

Understand what compound interest is and how it works. Make interest work for you and grow your finances more quickly.


How and When to Pay Your Credit Card Bill

 

It’s important to pay your credit card bill in full—and on time—each month. Here’s what you need to know.


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man and woman on a bus

Learn what annual percentage rate (APR) is, how to compare different types of APR and how to calculate it.

How to Make a Monthly Budget, One Step at a Time

Take control of your personal finances: Here are some expert budget-building tips and a 4-step guide to help you achieve your budgeting goals.

What's New

How to Start Saving Money by Spending More Mindfully

 

Help improve your financial future by learning how to save money on groceries, housing, education, and other monthly bills.


Financial Planning Process: What it Is & How it Works

 

Personal financial planning can help protect you from life’s unpredictability. Find tips to improve your financial planning process and learn to build a budget.


What Exactly is Personal Finance Management?

 

Understand what personal finance is, why it is important and how you too can do personal finance to help you manage your money.


Are Debt Relief Programs Too Good to be True?

 

Wondering how debt relief works? Learn more about debt relief programs, the risks and alternatives before you qualify for one.


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How Much Does it Cost to Fly With a Dog?

Whether domestic or international, traveling with a dog can get complicated. Here’s what goes into the cost to fly a dog—or any other pet.

How to Get Out of Debt in 2020

A guide on how to start reducing debt this year, whether it’s from a student loan, auto loan, credit card spending—or all of the above.

What's New

How to Pay Off Credit Card Debt

 

Explore expert recommendations on how to choose a debt reduction approach to help pay off your credit card debt.


What is Debt Free Living?

 

Learn how to live debt free—or at least get close. Here are 5 steps to help you minimize debt and build a better financial future.


Average U.S. Credit Card Debt

 

Credit card debt is on the rise. Look into the numbers behind average U.S. credit card debt and how it increases with age.


What are Debt Management Programs and How Do They Work?

 

Learn how debt management programs can help you get out of debt faster, how they might impact your credit score, and the role of non-profit credit counselors.


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Melt Away Debt With the Debt Snowball Method

Take a strategic approach to paying off your debt—find out if the debt snowball method is right for you.

The material made available for you on this website, Credit Intel, is for informational purposes only and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.