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What is Adjusted Gross Income?

 

Adjusted gross income is simply all the money you made for a year minus special adjustments the IRS allows to help lower taxes.

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What is Student Loan Debt Forgiveness?

 

Learn about student loan debt forgiveness, including different types of forgiveness and their qualification requirements.

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What is Zero-Based Budgeting?

 

In a zero-based budget, you assign a “job” to every dollar you earn, every month—whether you’re spending or saving that dollar.

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How to Get Smarter About Saving for College

 

Saving for your child’s college education can help them graduate with less debt—making their experience more rewarding and improving their long-term financial outlook.

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What is Modified Adjusted Gross Income?

 

Modify and adjust mean roughly the same thing. Here’s why our tax forms need modified adjusted gross income when we already have adjusted gross income.

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How to Manage Your Money Better

 

Learn how to manage your money and finances for the future with these smart money management tips.

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How to Pay Off Credit Card Debt

 

Explore expert recommendations on how to choose a debt reduction approach to help pay off your credit card debt.

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How to Start Saving Money by Spending More Mindfully

 

Help improve your financial future by learning how to save money on groceries, housing, education, and other monthly bills.

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How to Pay Off Credit Card Debt

 

Explore expert recommendations on how to choose a debt reduction approach to help pay off your credit card debt.

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What is Debt Free Living?

 

Learn how to live debt free—or at least get close. Here are 5 steps to help you minimize debt and build a better financial future.

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Why You Shouldn’t Buy a Money Order with a Credit Card

 

Wondering if buying a money order with a credit card is a good idea? Find out why experts say to keep your card in your wallet.

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Average U.S. Credit Card Debt

 

Credit card debt is on the rise. Look into the numbers behind average U.S. credit card debt and how it increases with age.

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Financial Planning Process: What it Is & How it Works

 

Personal financial planning can help protect you from life’s unpredictability. Find tips to improve your financial planning process and learn to build a budget.

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The Differences Between APR, APY, and Interest Rates

 

APR and APY both include interest rates, but one is mostly for borrowers and the other for investors. Learn more about the differences between APR and APY.

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What is Debt Consolidation and Why Should Millennials Care?

 

Debt consolidation can simplify your life and help you gain more control of your finances by consolidating some of your monthly bills into a single loan.

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How to Make a Monthly Budget, One Step at a Time

 

Take control of your personal finances: Here are some expert budget-building tips and a 4-step guide to help you achieve your budgeting goals.

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What is Debt Settlement and How Does it Work?

 

Debt settlement helps you reduce debt by paying a fraction of your total balance. Learn more about how it works, its impact on your credit score, and its risks.

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Melt Away Debt With the Debt Snowball Method

 

Take a strategic approach to paying off your debt—find out if the debt snowball method is right for you.

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What are Debt Management Programs and How Do They Work?

 

Learn how debt management programs can help you get out of debt faster, how they might impact your credit score, and the role of non-profit credit counselors.

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Are Debt Relief Programs Too Good to be True?

 

Wondering how debt relief works? Learn more about debt relief programs, the risks and alternatives before you qualify for one.

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Should You Take Out a Personal Loan to Pay Off Credit Card Debt?

 

Credit card debt is very common and costly. Here are a few strategies to help you pay off credit card debt fast.

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How and When to Pay Your Credit Card Bill

 

It’s important to pay your credit card bill in full—and on time—each month. Here’s what you need to know.

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How to Calculate Interest Rates

 

Calculating interest rate can be complicated and confusing. Here are a few simple steps to calculate interest rate and credit card interest.

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What is Compound Interest & How is it Calculated?

 

Understand what compound interest is and how it works. Make interest work for you and grow your finances more quickly.

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8 Ways to Save on Last-Minute Holiday Travel

 

Save money on your next holiday vacation with these travel tips. Find travel discounts and use your travel credit card to save on flights and hotels.

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Tips to Make Holiday Travel Less Stressful & Lower Cost

 

Traveling during the holidays is exciting—but has its own set of challenges. Here are some tips to help make holiday travel less expensive and more enjoyable.

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How Much Does it Cost to Fly With a Dog?

 

Whether domestic or international, traveling with a dog can get complicated. Here’s what goes into the cost to fly a dog—or any other pet.

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Budget Travel: How to Get the Most for Your Money

 

Plan your next vacation on a budget with these 8 smart travel tips. Learn about saving on flights, hotels and dining, planning a tour, and more.

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