Smart Money Insights 

Average U.S. Credit Card Debt

Credit card debt is on the rise. Look into the numbers behind average U.S. credit card debt and how it increases with age.

Financial Planning Process: What it Is & How it Works

Personal financial planning can help protect you from life’s unpredictability. Find tips to improve your financial planning process and learn to build a budget.

The Differences Between APR, APY, and Interest Rates

APR and APY both include interest rates, but one is mostly for borrowers and the other for investors. Learn more about the differences between APR and APY.

What is Debt Consolidation and Why Should Millennials Care?

Debt consolidation can simplify your life and help you gain more control of your finances by consolidating some of your monthly bills into a single loan.

How to Make a Monthly Budget, One Step at a Time

Take control of your personal finances: Here are some expert budget-building tips and a 4-step guide to help you achieve your budgeting goals.

What is Debt Settlement and How Does it Work?

Debt settlement helps you reduce debt by paying a fraction of your total balance. Learn more about how it works, its impact on your credit score, and its risks.

Melt Away Debt With the Debt Snowball Method

Take a strategic approach to paying off your debt—find out if the debt snowball method is right for you.

What are Debt Management Programs and How Do They Work?

Learn how debt management programs can help you get out of debt faster, how they might impact your credit score, and the role of non-profit credit counselors.

Are Debt Relief Programs Too Good to be True?

Wondering how debt relief works? Learn more about debt relief programs, the risks and alternatives before you qualify for one.

Should You Take Out a Personal Loan to Pay Off Credit Card Debt?

Credit card debt is very common and costly. Here are a few strategies to help you pay off credit card debt fast.

How and When to Pay Your Credit Card Bill

It’s important to pay your credit card bill in full—and on time—each month. Here’s what you need to know.

How to Calculate Interest Rates

Calculating interest rate can be complicated and confusing. Here are a few simple steps to calculate interest rate and credit card interest.

What is Compound Interest & How is it Calculated?

Understand what compound interest is and how it works. Make interest work for you and grow your finances more quickly.

8 Ways to Save on Last-Minute Holiday Travel

Save money on your next holiday vacation with these travel tips. Find travel discounts and use your travel credit card to save on flights and hotels.

Tips to Make Holiday Travel Less Stressful & Lower Cost

Traveling during the holidays is exciting—but has its own set of challenges. Here are some tips to help make holiday travel less expensive and more enjoyable.

How Much Does it Cost to Fly With a Dog?

Whether domestic or international, traveling with a dog can get complicated. Here’s what goes into the cost to fly a dog—or any other pet.

Budget Travel: How to Get the Most for Your Money

Plan your next vacation on a budget with these 8 smart travel tips. Learn about saving on flights, hotels and dining, planning a tour, and more.

What Exactly is Personal Finance Management?

Understand what personal finance is, why it is important and how you too can do personal finance to help you manage your money.

Budget Travel: How to Get the Most for Your Money

Plan your next vacation on a budget with these 8 smart travel tips. Learn about saving on flights, hotels and dining, planning a tour, and more.

8 Ways to Save on Last-Minute Holiday Travel

PSave money on your next holiday vacation with these travel tips. Find travel discounts and use your travel credit card to save on flights and hotels.

Tips to Make Holiday Travel Less Stressful & Lower Cost

Traveling during the holidays is exciting—but has its own set of challenges. Here are some tips to help make holiday travel less expensive and more enjoyable.

What is Debt Settlement and How Does it Work?

Debt settlement helps you reduce debt by paying a fraction of your total balance. Learn more about how it works, its impact on your credit score, and its risks.

How to Consolidate Debt: 9 Steps to Regain Control

Debt consolidation can help simplify your finances and reduce monthly payments. Learn how you can consolidate debt with these 9 steps.

What is Debt Consolidation and Why Should Millennials Care?

Debt consolidation can simplify your life and help you gain more control of your finances by consolidating some of your monthly bills into a single loan.

Should You Take Out a Personal Loan to Pay Off Credit Card Debt?

Credit card debt is very common and costly. Here are a few strategies to help you pay off credit card debt fast.

Are Debt Relief Programs Too Good to be True?

Wondering how debt relief works? Learn more about debt relief programs, the risks and alternatives before you qualify for one.