Smart Money Insights 

Ideas to help you get a better sense of your financial picture.

Different types of savings accounts are useful to put money away for different future purposes. Comparing their features can help determine which is best for you.

Capitalized interest is the addition of unpaid interest charges to the balance of a loan. Find out how it can affect your personal finances, especially student loans.

There are many ways to make money with your car. Ridesharing. Food deliveries. Advertising. Let your skillset help you decide how to do it.

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Money Market vs Savings Accounts: What You Need to Know

 

Savings accounts and money market accounts, while different, can each provide a safe and secure way to earn interest and grow your finances, regardless of market conditions.


Does Your Financial Advisor Protect Your Interests?

 

Financial advisors’ requirements to protect your interests continue to evolve. Here’s what you need to know when investing


Everything you Need to Know About Home Appraisals

 

Learn what home appraisals are, how much they cost, who does them, why they’re so important to the home-buying process – and what to do if yours comes in low.


Smart Ways to Increase Your Home Value

 

These tips from real estate experts show ways to increase the value of your home without throwing money down the drain.


Saving vs Investing – What’s the Difference?

 

Saving and investing are two different ways to achieve financial goals. Understanding the differences can help you choose the best approach for you.


A Guide to Socially Responsible Investing

 

Socially responsible investing can reward both the investor and the community by putting investors’ money toward ethical, socially conscious organizations.


How to Use Your American Express Card with Venmo and PayPal

 

Amex has teamed up with Venmo and PayPal to enhance the way you send money and split purchases with friends and family. Here’s how it works.


What Parents Need to Know About Kids’ Savings Accounts

 

Kids’ savings accounts can help instill financial awareness from a young age and engage kids in managing their money. Learn about setting up kids’ savings accounts.


Different Types of Equity Mutual Funds

 

Equity funds are available in many different types. This explanation of equity mutual fund types can help new investors choose the funds that are right for them.


When Are CDs a Good Investment to Consider?

 

A certificate of deposit, or CD, is a safe but limited way to hold some of your money. Learn when investing in a CD is the right choice for you.


How Do HELOCs Work?

 

HELOCs let you borrow funds from your home equity. Learn how HELOCs work and why they can be a cost-effective way to finance home improvement projects.


What Is the Average Interest Rate for Savings Accounts?

 

Average savings account interest rates at brick-and-mortar banks is historically low as of late-2021 – but shopping around can help you find higher rates.


Managing subscriptions like TV and music streaming apps can help you cut costs – a worthwhile task when these services can amount to hefty monthly bills.

The material made available for you on this website, Credit Intel, is for informational purposes only and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.