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Unlock even more as an eligible American Express® Card Member with an exclusive mortgage offer from Rocket Mortgage®.

Rocket Mortgage® is making the home purchase and refinance experiences more rewarding, with a $2,000 or $6,000 statement credit and more, exclusively for eligible Card Members.


Click Get Started or call Rocket Mortgage® at 866-697-3507 to learn more about this offer. To be eligible for the statement credit, apply by 10/2/22 and close by 1/5/23.1,2,3

Explore offer details for eligible American Express Card Members provided by Rocket Mortgage®

Statement Credit Icon

$2,000 Statement Credit


Get a $2,000 American Express statement credit after you refinance or finance your home purchase with a conforming mortgage from Rocket Mortgage®.1,2,3


$6,000 Statement Credit


Get a $6,000 American Express statement credit after you refinance or finance your home purchase with a jumbo mortgage from Rocket Mortgage®.1,2,3


Learn more about conforming and jumbo mortgages here.

Concierge Expert

Dedicated Home Loan Expert


Eligible American Express® Card Members will have access to Rocket Mortgage’s® dedicated Home Loan Experts who are available to answer your questions.1,2,4

Dedicated Assistance Along the Way Icon

Lender Origination Fees Waived


Eligible American Express Card Members enjoy waived loan processing and underwriting fees. Other third-party fees apply.1,2,5

Rocket Mortgage Logo

When you purchase a home or refinance with Rocket Mortgage®, you’ll have access to:

America’s Largest Mortgage Lender Icon

America’s Largest Mortgage Lender


With educational resources and innovative technology, Rocket Mortgage® helps more Americans with their home loan needs than any other lender.6

A Digital Experience Icon

A Digital Experience


Apply through a digital process with Rocket Mortgage® and keep track of your mortgage information anytime, anywhere, with a home loan expert only a click or call away.

Click Get Started or call Rocket Mortgage® at 866-697-3507 to learn more about this offer. To be eligible for the statement credit, apply by 10/2/22 and close by 1/5/23.1,2,3

There may be other mortgage offers or financial tools available to American Express Card Members.

Log in to your account now to explore if additional offers are available. 

Terms and Conditions

1. Offer Terms

The mortgage loan and mortgage services (including offer benefits) are provided exclusively by Rocket Mortgage, LLC (doing business as Rocket Mortgage®), a subsidiary of Rocket Companies, Inc. (NYSE: RKT) and are not provided, underwritten or serviced by American Express. This offer does not constitute an endorsement or recommendation of Rocket Mortgage or its mortgage services by American Express. American Express is not responsible for any of the activities of Rocket Mortgage. American Express’ responsibility is limited to posting the statement credit to your account based on the data it receives from Rocket Mortgage.

Rocket Mortgage is solely responsible for making all credit and lending decisions including determining whether the mortgage loan meets eligibility requirements and the statement credit amount. For questions, please call Rocket Mortgage at 866-697-3507. American Express does not control mortgage lenders’ rates or fees, and this offer should not be relied on as a sole basis for determining the cost of your mortgage. Mortgage rates will vary by lender and you should shop around for the rate that is best for you.

This offer is not a commitment to lend, nor a guarantee that you will be approved for a mortgage from Rocket Mortgage.

Offer only available on conforming or jumbo purchase or refinance loans. Offer cannot be retroactively applied to previously closed loans or to loan applications that are already submitted. Offer does not apply to loans submitted to Rocket Mortgage through a mortgage broker, Agency Plus loans, Portfolio Products, and Advantage Products. Offer cannot be combined with any other discounts or promotions. Acceptance of this offer constitutes acceptance of these terms and conditions. Additional restrictions/conditions may apply. This offer may be modified or revoked in whole or in part at any time.


This offer is only available for mortgages on properties located in Washington, DC and the 50 United States.


2. Card Member Eligibility


This offer is only available to basic account holders of a personal consumer American Express Card, issued by a U.S. banking subsidiary of American Express (“eligible Card Members”), that meet the following requirements:

(a) Before you submit your loan application, either: Create or sign into your account at OR call the dedicated number (866-697-3507); and

(b) Submit a completed loan application between 6/29/21 and no later than 10/2/22 (“Apply By Date”). You are considered to have submitted a completed loan application when Rocket Mortgage has received your completed uniform residential loan application; and

(c) Qualify for and successfully close on your mortgage loan with Rocket Mortgage by 1/5/23 (the “Close-by-Date”).


This offer is not available to: Additional Card Members or holders of American Express Corporate Cards, Small Business Cards, Prepaid Cards and products, and American Express-branded cards or account numbers issued by other financial institutions.

3. Statement Credit

To receive the statement credit, the eligible Card Members must be a borrower or co-borrower(s) on the loan application and provide the first 11 digits of their own American Express card account number when prompted by Rocket Mortgage. The card account must not be in cancelled status at the time the statement credit is applied.

Card Members will not receive a statement credit if their mortgage:


(1) closes after 1/5/23 “Close-by-Date” for any reason, including delays caused by events out of their control; (2) is not successfully funded; or (3) closes before 6/29/21.

Rocket Mortgage, in its sole discretion, will determine the statement credit amount ($2,000 for a conforming loan OR $6,000 for a jumbo loan) at loan closing. American Express will post the statement credit based on the data it receives from Rocket Mortgage. Statement credits are limited to one per mortgage loan.


A conforming loan includes government and conventional loans. To learn more about conforming and jumbo home loans, call Rocket Mortgage at 866-697-3507 or click here.

The statement credit will be applied to an eligible Card Member’s account 8-12 weeks after their mortgage loan is funded. There may be situations where Rocket Mortgage needs to contact the Card Member to confirm details related to statement credit fulfillment. In these cases, there may be a delay in applying the statement credit to the account if Rocket Mortgage is unable to reach the Card Member in a timely manner. The value of the statement credit may be taxable income for Card Members, and they are responsible for any federal, state, or other taxes resulting from this offer. Card Members should consult a tax advisor with any questions about the tax treatment of statement credits.

The statement credit will not count as a payment towards your Minimum Payment Due, and you must pay your Minimum Payment Due in full by your due date.

4. Dedicated Home Loan Expert

Eligible Card Members will have access to the assistance of a “Dedicated Home Loan Expert” (dedicated to servicing this offer), available by calling 866-697-3507. The Dedicated Home Loan Expert will be the primary point of contact for eligible Card Members and can facilitate their online, digital application through closing. Other Rocket Mortgage team members may contact Card Member on an as-needed basis. If a Card Member had an existing relationship with a Rocket Mortgage Home Loan Expert, that individual will continue to be their primary point of contact.

5. Lender Origination Fees Waived

Eligible Card Members will pay no lender origination fees (loan processing and underwriting fees). Closing costs and third-party costs apply, including appraisal fees, credit report charges, escrow agent charges, third-party settlement fees, charges for points and other fees and charges. A deposit may be taken with a submitted application and is applied to third party fees.

6. America’s Largest Mortgage Lender

Rocket Mortgage is America’s Largest Mortgage Lender, based on a 2020 Top Retail Originators ranking published by Inside Mortgage Finance.

Rocket Mortgage, LLC; NMLS #3030; Equal Housing Lender. Licensed in 50 states. AL License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by Dept. of Business Oversight, under the CA Residential Mortgage Lending Act and Finance Lenders Law; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee #4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: New Jersey – Rocket Mortgage Inc., 1050 Woodward Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J. Department of Banking and Insurance.; NY: Licensed Mortgage Banker – NYS Banking Dept.; OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking – License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030.

Rocket Mortgage, 1050 Woodward Ave., Detroit, MI 48226-1906

©2000 - 2021 Rocket Mortgage, LLC All rights reserved. Lending services provided by Rocket Mortgage, LLC (doing business as Rocket Mortgage®), a subsidiary of Rocket Companies, Inc. (NYSE: RKT). All trademarks are the property of their registered owners.


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