Zero Fraud Liability
If you’re not the one buying, we’re not charging.
You won't be held responsible for unauthorized charges made with your card or account information. Zero Fraud Liability does not apply to use of your account by an authorized user. If you think someone used your account without permission, contact us at 1-888-282-5154 (TDD/TTY 1-888-819-1918).
Emergency Assistance (Tier-1) provides a hotline with an emergency referral service for medical and legal providers and for certain travel emergencies on a 24-hour per day basis for Bread Cashback American Express Cardholders and eligible travel companions traveling internationally. Emergency Assistance (Tier-1) also provides relevant pre-trip personal and travel-oriented assistance and information concerning passports, visas, travel advisories, etc. Certain exclusions, restrictions, and limitations apply. Please refer to the Terms and Conditions for full details.
For 24-Hour access to the Emergency Assistance services, call:
Toll Free: 800-794-2086; Worldwide Collect: 312-935-9260
ID Theft Protection
ID Theft Insurance provides Bread Cashback American Express Cardholders reimbursement for identity theft expenses incurred due to an identity theft occurrence. ID Theft Insurance also provides reimbursement for legal obligations for credit card forgery and counterfeiting resulting from an identity theft occurrence. Coverage for identity theft expenses is limited to a maximum of $2,500 per insured person; coverage for legal obligations is limited to a maximum of $2,500 per insured person. Certain exclusions, restrictions, and limitations apply. Please refer to the Terms and Conditions for full details.
To file a claim call 888-597-4275